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Author Topic: Free insurance and road tax?  (Read 1657 times)

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Varche

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Free insurance and road tax?
« on: 16 February 2008, 12:49:15 »

I see that dodging car insurance is estimated at something like 5% in the UK. The latest wheeze is to replate your UK car with foreign plates. Now how would a UK policeman know your car wasn't all legal as say a Maltese car, Cypriot or even Spanish car. Anyone want to try it with my plates (only joking).

Here in Malaga province the official estimate is that 30% of all vehicles have NO insurance at all. The police here have started using the same camera technology as the UK. If the driver cannot produce proof of insurance, the vehicle may be impounded. In addition, failure to have insurance carries a fine of 1,000 euros for scooters, 1,500 euros for passenger cars and 2,600 euros for heavy vehicles. ( a euro is about 75p)

varche

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waspy

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Re: Free insurance and road tax?
« Reply #1 on: 16 February 2008, 18:51:08 »

Am i correct in saying that a foriegn plated car has a limited time on our roads before it has to be taxed, mot'ed etc :question
Is it three months :question
That said, we had a Polish guy work for us for nearly three years & he naver changed his plates, taxed it, mot'ed it & probably wasn't insured.
My mate rang the cops, they said "there's nothing we can do unless we catch him driving on the road"
He still has the same car five years on, same plates too  >:(

So i say if they get away with it, why can't we have foriegn plated cars  :y
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waspy

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Re: Free insurance and road tax?
« Reply #2 on: 16 February 2008, 18:52:53 »

Quote
I see that dodging car insurance is estimated at something like 5% in the UK. The latest wheeze is to replate your UK car with foreign plates. Now how would a UK policeman know your car wasn't all legal as say a Maltese car, Cypriot or even Spanish car. Anyone want to try it with my plates (only joking).

Here in Malaga province the official estimate is that 30% of all vehicles have NO insurance at all. The police here have started using the same camera technology as the UK. If the driver cannot produce proof of insurance, the vehicle may be impounded. In addition, failure to have insurance carries a fine of 1,000 euros for scooters, 1,500 euros for passenger cars and 2,600 euros for heavy vehicles. ( a euro is about 75p)

varche


I'll send you my plates & you send me your's  :y
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The Elite

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Re: Free insurance and road tax?
« Reply #3 on: 16 February 2008, 18:55:21 »

It goes from date of entry, if he drove it home then drove it back then before it was due to be UK registered he did nothing wrong...
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zirk

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Re: Free insurance and road tax?
« Reply #4 on: 16 February 2008, 19:10:18 »

Use to be 6 months, think its 3 now, God knows how they would check.
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Varche

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Re: Free insurance and road tax?
« Reply #5 on: 17 February 2008, 11:46:37 »

The European rules for driving a vehicle registered in one country in a different one are that the car must be legal in its home country. e.g. British car in Spain must have (UK) insurance, Tax and UK MOT. If you live in Spain for longer than six months then you are supposed to get the car matriculated into a Spanish car. Spanish MOT, Spanish log book and then pay the Spanish equivalent of car road fund tax. Of course all that costs so a lot of Brits just drive around hoping not to get stopped.  With second hand UK car prices a lot lower than Spanish ones and no transfer tax to pay each time you buy or sell then it is a big problem here. There is still very much local policining here with the copper knowing everone and what they are up to. I suspect they turn a blind eye for an easy life unless you are a bad un!

Until the EU have a common approach to all things car and more importantly a common database it will be very difficult for these cars to be policed. I can't see that happening quickly. e.g. bi annual MOT's till the car is ten years old then yearly, health checks every five years in order to renew your licence after 50.

varche
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edwardmickey

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Re: Free insurance and road tax?
« Reply #6 on: 17 February 2008, 11:55:03 »

Foreign registered cars must be plated to UK once they've been in UK for 12 months.  Problem is that there's no data for how long they've been here.  So you're relying on the owner being honest  >:(

Anyway, the good thing is that any foreign vehicle driven on a UK road must produce a valid certificate of insurance to a police officer in uniform immediately!  None of this seven day nonsense!!!!

When they don't, the car gets impounded!!!   ;D
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Varche

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Re: Free insurance and road tax?
« Reply #7 on: 17 February 2008, 12:34:06 »

That is because most European countries demand that drivers carry valid insurance and a receipt to show it was actually paid, current MOT and log book to be carried in the car at all times.

I am not sure that your average policeman in any country would know a piece of paper showing "insurance" from another country was valid. Photocopiers are very clever nowadays.

personally I think it is a good idea carrying the documents with you at all times.

varche
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Omegatoy

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Re: Free insurance and road tax?
« Reply #8 on: 17 February 2008, 14:33:07 »

Hi Guys,
We got our first pull by the Spanish police last week [smiley=angry.gif]
but the gardia civil merely walked up and checked the tax disc, then waved us on and started screaming and shouting at the poor spanish guy behind us!!! [smiley=2vrolijk_08.gif]
 [smiley=vrolijk_26.gif]

Omegatoy

MikeDundee

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Re: Free insurance and road tax?
« Reply #9 on: 17 February 2008, 14:43:56 »

Quote
Hi Guys,
We got our first pull by the Spanish police last week [smiley=angry.gif]
but the gardia civil merely walked up and checked the tax disc, then waved us on and started screaming and shouting at the poor spanish guy behind us!!! [smiley=2vrolijk_08.gif]
 [smiley=vrolijk_26.gif]

Omegatoy

Welcome back, got yourself online now then :y
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Omegatoy

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Re: Free insurance and road tax?
« Reply #10 on: 17 February 2008, 15:40:14 »

Quote
Quote
Hi Guys,
We got our first pull by the Spanish police last week [smiley=angry.gif]
but the gardia civil merely walked up and checked the tax disc, then waved us on and started screaming and shouting at the poor spanish guy behind us!!! [smiley=2vrolijk_08.gif]
 [smiley=vrolijk_26.gif]

Omegatoy

Welcome back, got yourself online now then :y

tHanks mate,
sort of just borrowed this connection while the owner is in the uk for a while but am  working on a permanent one!!! :y

MikeDundee

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Re: Free insurance and road tax?
« Reply #11 on: 17 February 2008, 15:48:19 »

Quote
Quote
Quote
Hi Guys,
We got our first pull by the Spanish police last week [smiley=angry.gif]
but the gardia civil merely walked up and checked the tax disc, then waved us on and started screaming and shouting at the poor spanish guy behind us!!! [smiley=2vrolijk_08.gif]
 [smiley=vrolijk_26.gif]

Omegatoy

Welcome back, got yourself online now then :y

tHanks mate,
sort of just borrowed this connection while the owner is in the uk for a while but am  working on a permanent one!!! :y

How are things going over there?
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