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[05omegav6]

Nowt to lose

[omegod]

Don't know about the receiver side of things, but LLoyds are actually pretty easy to deal with

Pop into a branch, ask for the appropriate form, fill it in as best you can and hand it back. They then send it directly to the person who needs it, they in turn, write to you apologising for your complaint, and say they're looking into it. If they owe you anything they then write back with saying summat along the lines of "...we believe that we owe you XYZ for ABC accounts. Plus interest, we make that M. If this is acceptable, then do nothing and the money shall be repaid to you with in ten days..."

Process takes about 6-7 weeks

Barclays took a lot longer, about 15 weeks, but process very similar

To add, it doesn't affect your credit rating, because it can't

I don't think they will be easy with me, I took them for a 12 grand loan and 1500 quid overdraft 

I'm going into town later (the missus insists on taking me out for a few beers  )
I think i'll pop into the recievers office and see where the land lies before I make any phone calls.

#

AFAIK any interest due from them goes to you and not off any debts

[05omegav6]

If any IVA which you might have entered into spent? in which case, that is done and dusted, no? 

A bit like still having speeding points on your licence 7 years after the event, (they expire at 3 years and are considered spent after 4, when they can be removed), the fact they are still on your paper licence simply means that you haven't changed any details, and have therefore not received a new one with no points

[Terbs]

I had a loan a few years back...they got me to have ppi, although I told them I was self employed. They said it did not matter. I have the paperwork and its shows about £1300 ppi payments.

Problem is...it was with Alliance and Leicester....and they are no more....

Where do I stand

[henryd]

I had a loan a few years back...they got me to have ppi, although I told them I was self employed. They said it did not matter. I have the paperwork and its shows about £1300 ppi payments.

Problem is...it was with Alliance and Leicester....and they are no more....

Where do I stand

They became part of Santander so go after them

[05omegav6]

I had a loan a few years back...they got me to have ppi, although I told them I was self employed. They said it did not matter. I have the paperwork and its shows about £1300 ppi payments.

Problem is...it was with Alliance and Leicester....and they are no more....

Where do I stand

They became part of Santander so go after them

+1