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[Dan282]

I had a letter from the bank regarding ppi on a loan I had in 2004 Letter basically inclosed a form if I felt it had been mis sold to me. Loan was only £1000 but I always recall it being added when I came to sign the documents. Being only 19 at the time and requiring the money I signed it.

Well I filled out the form and stated it was neither offered or explained to me at the point of sale. I actually received the letter months ago but thought due to the low amount of the loan that it wouldn't be worth it.

Well I have just had a letter confirming a £268 refund!

And yes it will no doubt be paying to tax the mig and the left over will be there for mot time in January.

Happy days. 

[MR MISTER]

Nice surprise

[blackviper90210]

Good result mate!!  Nice one 

[Dan282]

Cheers. I only sent it after going through some paperwork and though "what the hell".

[omegod]

Cheers. I only sent it after going through some paperwork and though "what the hell".

Been discussed here many times and people had differing opinions as to the morality of claiming it back. I've had many thousands back for myself and others as it's a straightforward process. Just done one for a colleague which will be about 6k, she didn't even know she had all the PPI's on old loans Sneaky buggers these bankers you know

[Dan282]

That's a lot. It's easy to forget when your paying monthly for something especially if it's only £10 extra a month for ppi.

[blackviper90210]

Might be an idea to see if I fall in this category. Can't even remember what or when I have had loans/mortgages etc 

[omegod]

Might be an idea to see if I fall in this category. Can't even remember what or when I have had loans/mortgages etc 

Believe me you would be shocked, You could have had it sneaked onto mortgages, credit cards,loans,overdrafts. You can basically ring anyone you have had financial dealings with and ask if you have had PPI with them, they will already have it tagged on their system if you did. Credit card ones can be HUGE payouts. Happy to guide you through the process if you need a hand

Stay away from claims companies!!!!!!!!!!!!!!!

[blackviper90210]

Might be an idea to see if I fall in this category. Can't even remember what or when I have had loans/mortgages etc 

Believe me you would be shocked, You could have had it sneaked onto mortgages, credit cards,loans,overdrafts. You can basically ring anyone you have had financial dealings with and ask if you have had PPI with them, they will already have it tagged on their system if you did. Credit card ones can be HUGE payouts. Happy to guide you through the process if you need a hand

Stay away from claims companies!!!!!!!!!!!!!!!

Cheers mate, I'll have to sit and try to remember what I had and with whom first, lol.