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[The Sheriff]

All these figures need to be put in context - do the prices include protected no claims, legal expenses, level of excess, courtesy car, eu cover etc. A £500 excess will mean you get nothing as an Omega owner.

For old farts I actually for first time got best deal from Saga on the Phaeton. Swinton best for Astra and Insignia as they have 5 drivers.

My quote included enhanced courtesy car (not a 900cc dinky toy), protected NCD and a £250 excess. No legal expenses or euro travel.

[Field Marshal Dr. Opti]

All these figures need to be put in context - do the prices include protected no claims, legal expenses, level of excess, courtesy car, eu cover etc. A £500 excess will mean you get nothing as an Omega owner.

For old farts I actually for first time got best deal from Saga on the Phaeton. Swinton best for Astra and Insignia as they have 5 drivers.

My quote included enhanced courtesy car (not a 900cc dinky toy), protected NCD and a £250 excess. No legal expenses or euro travel.

Top of the range Daewoo?...

[pscocoa]

It is all about matching personal circumstances - for example with Saga they only ask for accidents in last 3 years so my wife's fault claim in 2011 is not disclosable.
Others are asking for 5 years.

Other thing which is odd is that a non fault claim can increase premium or increase excess. Most insurers want £600 excess on Phaeton but Saga was £150.

Once you get going with Swinton they will maintain the cash back scheme so after 90 days you get a cheque for £65 on both cars I have with them. I was also looking at Quote Me Happy but such terrible reviews and if you have to put in a lot of data like extra drivers then it crashes and does not store.

Confused com has been helpful in setting a base line and comparisons. I have just paid £900 to insure all 3 cars for the year with full package of extras.

[The Sheriff]

All these figures need to be put in context - do the prices include protected no claims, legal expenses, level of excess, courtesy car, eu cover etc. A £500 excess will mean you get nothing as an Omega owner.

For old farts I actually for first time got best deal from Saga on the Phaeton. Swinton best for Astra and Insignia as they have 5 drivers.

My quote included enhanced courtesy car (not a 900cc dinky toy), protected NCD and a £250 excess. No legal expenses or euro travel.

Top of the range Daewoo?...

D
A daewoo joke. That's novel.