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[omega trev]

hi all
just found out the omega 3.0 elite i put £30 deposit on is cat4 wright off with no engineers report cant get insurance from anyone without report so im gutted as i had fell in love with the old girl! i have decided not to go ahead with this particular purchase but am still mega interested in getting an omega preferebly a 3.0 elite estate im looking to spend £1000 - £1200 on one so if anyone knows of one let me know cheers. ps im in hull but obviously will travel to look at if required
thanx

[Elite Pete]

If its a Cat D then you shouldn't need a report but Cat C will more than likely need a VIC check.

[omega trev]

well i thought it a bit unusual but ive called several insurance companies (not mentioning any names) and told them the car was a cat d and all have said they require an engineers report before they would touch it

[unlucky alf]

well if its a cat D then the damage would have only been slight, im surprised at the insurance companies as its only cat C that have to go for a vic check & that only checks chassis numbers etc & has a quick nose at the repair

[omega trev]

im seriously peed off about it because the insurance companies know its cat d but they dont tell you when you take out a policy then if you try and claim they say your uninsured due the cat d without engineers report i wouldnt mind but im only after third party fire and theft anyway!

[Martin_1962]

I insured a cat C with no problems

I am with Faortis

Mind you they made it cat C even though I didn't claim

[STMO123]

Category A A vehicle which should have been totally crushed, including all its spare parts.
 Category B A vehicle from which spare parts may be salvaged, but the bodyshell should have been crushed and the car should never return to the road.
 Category C An extensively damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road.
 Category D A damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road. Category F A vehicle damaged by fire, which the insurer has decided not to repair.