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[jereboam]

I tried to get my son insured to drive my car for a couple of days, because we've got to go down to South Wale and Bristol and come back more or less the same day - not a horrendously long drive, but I'm recovering from a virus which has left me a bit wobbly.

The lad is just a month under 21, and the insurers  say he's too young to drive my car.  Is this normal?  Or am I insured by a bunch of over-cautious fusspots?

 

[Lazydocker]

Down to individual insurers I suppose... You could try someone like Dayinsure :-/

[Banjax]

it's a common restriction for more powerful or expensive cars (stuff like evo's and m3's can have a 25 year old limit)
but as he's 1 month away, if he has a completely spotless driving record then ask to speak to an underwriter to see if they can make an exception - you might be surprised.....but he would have to have a clean licence 

also - he'll be covered for third party if he has his own fully comp policy remember 

[jereboam]

it's a common restriction for more powerful or expensive cars (stuff like evo's and m3's can have a 25 year old limit)
but as he's 1 month away, if he has a completely spotless driving record then ask to speak to an underwriter to see if they can make an exception - you might be surprised.....but he would have to have a clean licence 

also - he'll be covered for third party if he has his own fully comp policy remember 

Amazingly, he has a completely clean driving record - but it took him a while to pass his test, which he did first time, then got the "pass plus".   He wasn't very interested in learning to drive.  Mainly, I suspect, because it interfered with his drinking.

But even if they accept his age, he's probably a poor risk, because he's unemployed.  That's because he's just stopped being a student and hasn't started being anything else yet.  In fact, the trip to Bristol is for his graduation - the lad done good.

And he doesn't have his own comprehensive policy - he's on my insurance for the other car.  But the wife and I don't fancy a 450 mile round trip in a 20 year old Peugeot 205 diesel.   

[tunnie]

http://www.dayinsure.com/ Costs around a tenner for 24 hours insurance 

[Lazydocker]

it's a common restriction for more powerful or expensive cars (stuff like evo's and m3's can have a 25 year old limit)
but as he's 1 month away, if he has a completely spotless driving record then ask to speak to an underwriter to see if they can make an exception - you might be surprised.....but he would have to have a clean licence 

also - he'll be covered for third party if he has his own fully comp policy remember 

Amazingly, he has a completely clean driving record - but it took him a while to pass his test, which he did first time, then got the "pass plus".   He wasn't very interested in learning to drive.  Mainly, I suspect, because it interfered with his drinking.

But even if they accept his age, he's probably a poor risk, because he's unemployed.  That's because he's just stopped being a student and hasn't started being anything else yet.  In fact, the trip to Bristol is for his graduation - the lad done good.

And he doesn't have his own comprehensive policy - he's on my insurance for the other car.  But the wife and I don't fancy a 450 mile round trip in a 20 year old Peugeot 205 diesel.   

 

In that case he's not unemployed... He's a student

[Banjax]

doesn't or shouldn't make any difference if he's unemployed or a  student or working, apart from a few high risk occupations its not really a factor 

[jereboam]

http://www.dayinsure.com/ Costs around a tenner for 24 hours insurance 

Dayinsure won't insure the lad on my car - you have to be 21.

In fact, it seems that you need to be over 21 and under 75 to get short-term insurance on any car. 

Google doesn't give me anything sensible for "short term car insurance under 21" - loads of sites, but they either take you to the standard motor quote page or to various blogs which tell you about temporary insurance but don't actually indicate where you can get it.

Is it me, or is Google rubbish these days?

Any more suggestions?

[SJKOO01]

I've never used this company personally, so couldn't give any recommendations, or complaints about them.

But maybe worth a look here
www.tempcover.com

[bury omega]

I tried to get my son insured to drive my car for a couple of days, because we've got to go down to South Wale and Bristol and come back more or less the same day - not a horrendously long drive, but I'm recovering from a virus which has left me a bit wobbly.

The lad is just a month under 21, and the insurers  say he's too young to drive my car.  Is this normal?  Or am I insured by a bunch of over-cautious fusspots?

 

I have just been looking at insurance, Im 36, 20 years no claims but 3 points on licence. Hastings direct want £99,225.00 to insure me on in a 2.5V6 ,£111459.44 if I pay over 12 months. Mind you, they are offering to give me a voucher for half price Mot, so its a case of swings and roundabouts.

[Mr Skrunts]

I tried to get my son insured to drive my car for a couple of days, because we've got to go down to South Wale and Bristol and come back more or less the same day - not a horrendously long drive, but I'm recovering from a virus which has left me a bit wobbly.

The lad is just a month under 21, and the insurers  say he's too young to drive my car.  Is this normal?  Or am I insured by a bunch of over-cautious fusspots?

 

I have just been looking at insurance, Im 36, 20 years no claims but 3 points on licence. Hastings direct want £99,225.00 to insure me on in a 2.5V6 ,£111459.44 if I pay over 12 months. Mind you, they are offering to give me a voucher for half price Mot, so its a case of swings and roundabouts.

If I were paying that I would want all vehicle to be covered, even a bloody space shuttle for there and back trips at weekends.

[jereboam]

I've never used this company personally, so couldn't give any recommendations, or complaints about them.

But maybe worth a look here
www.tempcover.com

They came up on Google - have to be 21, even before I specify the car. But thanks anyway.