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[davethediver]

No, sadly.

My understanding is that an accident involving even a parked car with no mot will render the insurance invalid, i.e. then it is an uninsured car too, and liable for the crusher!!!

of course, if it was parked OFF the public carriageway on a grass verge.........

If someone hits my parked car whether i have a valid MOT or not surley i'll be claming off there insurance. :question

EDIT ~ Unless on reflection they drove off and the car having been side swiped was deemed a total loss :-? :-?

[Dishevelled Den]

No, sadly.

My understanding is that an accident involving even a parked car with no mot will render the insurance invalid, i.e. then it is an uninsured car too, and liable for the crusher!!!

of course, if it was parked OFF the public carriageway on a grass verge.........

If someone hits my parked car whether i have a valid MOT or not surley i'll be claming off there insurance. :question

EDIT ~ Unless on reflection they drove off and the car having been side swiped was deemed a total loss :-? :-?

If someone hits my parked car whether i have a valid MOT or not surley i'll be claming off there insurance

But would they be inclined to settle the claim Dave?  I would imagine that in the absence of a valid MOT certificate they would consider it un-roadworthy and therefore uninsurable.


Reasons Why an Insurance Company May Void Your Policy


Driving a car that has not been properly MOT'd


From;
http://www.insuringit.co.uk/reasons-why-an-insurance-company-may-void-your-policy.html

Even though this refers to vehicles being driven, I would bet that in the event of a claim for damage caused to a parked vehicle having no valid MOT certificate, the chances of that claim succeeding with either the other driver's provider, or the MIB in the event of a 'hit and run', would be remote.

In that event you may have to seek civil redress from the other driver and, of course, face any sanction for keeping the vehicle on the highway or other public place without proper documentation, as those facts would then be in the public domain.

[jonnycool]

I was in the unfortunate position of my wife being involved in a minor crash a while back, and when we checked the MOT it had run out by a month, due to a big oversight. The insurance company paid out without even checking, which was very, very lucky on our part.
  Not advocating this for a second, I'll never let an MOT run out ever again, but a friend who works in insurance told me that they were very unlikely to check, and he turned out to be right.
   I'm not helping the argument I know, just sharing my experience with insurance

Jon

[shaggydog]

Don't want to sound picky but if the veh is parked on a public highway it must have a valid mot even though it's not being used.

[Sixstring]

Quick ring to local plod confirms that you must NOT keep an untaxed, or un-mot'd or uninsured vehicle on the public carriageway.

it seems off road is the only option, then.

I reiterate.  Regardless of circumstance, you will be breaking the law.

[I_want_an_Omega]

You also need to bear in mind a couple of things:

Firstly each Police force will have its own system for ANPR, so the process for making a check in London may well be slightly different from say Devon.

In saying that, they all check against the same basic databases so the results should be the same. I say should, and will explain why so.

When a vehicle passes an ANPR camera/vehicle, the system will NOT send every reg number off to be checked - the volumes of data traffic generated would be simply massive. So, most of them will have a copy of the database working locally - with the ability for the odd "live" check to be done on an exception basis for clarification etc.

Some forces will upload the data daily, others less so. As you can imagine this is a lot of data - athough will fit on a memory stick and can be plugged into the vehicle based system.

There will also be local tweaks, such as a specific local copy of any uninsured vehicles that are SORN etc.

So, although the source data is from the same place, the age of the data will differ slightly and give some variance. As has already been said, a degree of leeway is there - but basically dont risk it.

I'm all for ANPR when used in this way. What I'm dreading is them linking up the systems and using it to provide a national average speed camera network. The concept is exactly the same as the average speed check cameras.

Think about that one 

[bertiecbx550]

Thanx for all the advice and info guys....I`m going round wellung666`s 2mora morning and he will help me do the minor things i cant get at with my fat stubby fingers as he puts it.... ... I`m off tues and wed this week so i`m gonna try and blag some parts and get done the stuff i reckon it will fail on...I.E. rear shocks and coil springs and handbrake cable adjustment and a couple of other niggles...And then its off to M.O.T. station for a meeting with destiny......As for the dosh to pay for it....The wifes black tights will used in barclays 2mora...

[Martin_1962]

Insurance is the most important. For various reasons road tax is easier to check, MOT you MAY get away with it but worst case come to a deal with an MOT tester, get it booked in for every day for a few days until booked in for real.

I know of two people who have done this for short periods (under a week) as their MOT tester was very near their work.

So basically if you get paid near end of month - provided you have an MOT by then you should be OK.

But get the MOT ASAP