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Author Topic: Taxing and insuring a UK car questions  (Read 786 times)

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Varche

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Taxing and insuring a UK car questions
« on: 15 August 2010, 19:21:42 »
This might sound a daft question however I'll ask it anyway. Mrs Varche is back in England trying to help an old uncle and several other elderly relatives at the same time. The offer has always been there to "use his car" however it is off the road. he was told that he shouldn't drive some time ago but has been hoping that an eye operation will magically enable him to drive again. hmm age 91 , Don't think so.

Back to the car. We suspect the insurance has lapsed. maybe the tax, I am hoping the MOT hasn't expired! She will hunt out the docs tomorrow.

Any tips on getting it legal again would be appreciated.
e.g. if the tax has expired can you still get 6 months at a post office if you have a valid MOT and insurance cert.

do you have to buy a full years insurance and then cash it in after the dust has settled? It is a fairly old Ford Ka worth maybe £1000 to £1500 . TPFT ? If the insurance is still valid then getting her added might be easiest. Can she do that or does the uncle have to play a part. He is understandably confused to say the least.
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hercules

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Re: Taxing and insuring a UK car questions
« Reply #1 on: 15 August 2010, 19:35:02 »
if the car is mot,d and insured yer can tax it at the post office still but then if its been run out a while the car should of been sorned(statutory of road notification)and you can be fined if it wasnt i think,you dont have to pay full upfront for a years insurance you can do it monthly direct debit but then cancel it when she comes home but i think the car has to be owned by whoever insures it...no doubt someone more knowledgeable will be along :y
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Brikhead

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Re: Taxing and insuring a UK car questions
« Reply #2 on: 15 August 2010, 20:10:31 »
Six months tax and monthly insurance are both available but cost relatively more, compared to twelve months.
Tax can be purchased with just M.O.T. and V5 registration document (or counterpart), if you happen to know some-one with Motor trade insurance...
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Road Hog Mad

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Re: Taxing and insuring a UK car questions
« Reply #3 on: 15 August 2010, 21:13:00 »
or use a trailer
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tidla

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Re: Taxing and insuring a UK car questions
« Reply #4 on: 15 August 2010, 21:27:20 »
Quote
Six months tax and monthly insurance are both available but cost relatively more, compared to twelve months.
Tax can be purchased with just M.O.T. and V5 registration document (or counterpart), if you happen to know some-one with Motor trade insurance...

doesnt the address have to marry up with vehicle thou?
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