Have been with these for 2 years, used them once, no problem..this years premium was £28
http://www.rescuemycar.com/...works for me.. 
Yes this is who I'm with.

Paid about £40 for personal cover (any car) with national recovery!

The slight sting in the tail is that you have to pay a £40 excess if you call them out, so have your card at hand if you do.....

I've used them once in the last 12 months when I had air getting into the fuel system on The Merc and stupidly left her parked facing uphill far from home in The Rhondda Valleys
Anyway called them up and 20 minutes later a man in a van from the local garage was with me and he couldn't get her going, so within an hour the recovery truck came along and took me to their garage in Pontypridd where they fiddled a bit more and told me that I'd have to leave it with them (
"Probably needs a new injector pump mate... " ) I told them I had to be in Dorset that evening, so no problem they reloaded me onto the truck and took me home!

The funny thing was that when we unloaded her, I parked her facing downwards on the steep hill out side the house, had my tea, went out and she started up!!!

I don't think she fancied the drive home!!!

In summery a good and efficient service but be wary of the local garages as these things are a good earner for them, and the unscrupulous ones will pounce on you when you're far from home, confused and vulnerable.....