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[TheBoy]

I wasn't aware of this until recent events, but it seems to be incredibly common on most home policies that parts and accessories for motorised vehicles (cars, bikes etc) are specifically excluded from your policy.

That means service items, roof boxes, spare wheels, cem's winter bloody tyres, batteries, bulbs and assorted spares we collect are all uninsured.

If this is important to you, check your policy!

[cem_devecioglu]

I wasn't aware of this until recent events, but it seems to be incredibly common on most home policies that parts and accessories for motorised vehicles (cars, bikes etc) are specifically excluded from your policy.

That means service items, roof boxes, spare wheels, cem's winter bloody tyres, batteries, bulbs and assorted spares we collect are all uninsured.

If this is important to you, check your policy!

sorry to hear you lost also your winter tyres    

[TheBoy]

I wasn't aware of this until recent events, but it seems to be incredibly common on most home policies that parts and accessories for motorised vehicles (cars, bikes etc) are specifically excluded from your policy.

That means service items, roof boxes, spare wheels, cem's winter bloody tyres, batteries, bulbs and assorted spares we collect are all uninsured.

If this is important to you, check your policy!

sorry to hear you lost also your winter tyres

I didn't. My car insurance is not valid if I put winter tyres on. But lets not start that topic again .  This is a warning for others, based on my misfortune.

[chrisgixer]

Hmmm. Some quite valuable bodywork in the garage.

But, I really don't think it's unreasonable to expect spare parts to be in a "garage" !


They mean to say, that winter tyres, snow chains, roof boxes, roof racks, cycle racks, parts for the next service etc etc ... Should be fitted to the car at ALL times?

Even though its not winter, your not travelling on holiday or carrying a load, and the service isn't quite due yet.

[tunnie]

As per other thread, my quote with Halifax, it stated it would cover tools and service parts. £5k theft, unlimited flood/fire.

[albitz]

Don't have a policy...................don't have a garage either.

[TheBoy]

As per other thread, my quote with Halifax, it stated it would cover tools and service parts. £5k theft, unlimited flood/fire.

Check the smallprint wording.

I believe tools are covered, this is a warning about vehicle parts and accessories. Having found out about this, it seems to be a common clause put in by underwriters (Halifax are likely a broker)

[tunnie]

As per other thread, my quote with Halifax, it stated it would cover tools and service parts. £5k theft, unlimited flood/fire.

Check the smallprint wording.

I believe tools are covered, this is a warning about vehicle parts and accessories. Having found out about this, it seems to be a common clause put in by underwriters (Halifax are likely a broker)

Under-written by Lloyds TSB apparently 

[TheBoy]

As per other thread, my quote with Halifax, it stated it would cover tools and service parts. £5k theft, unlimited flood/fire.

Check the smallprint wording.

I believe tools are covered, this is a warning about vehicle parts and accessories. Having found out about this, it seems to be a common clause put in by underwriters (Halifax are likely a broker)

Under-written by Lloyds TSB apparently 

Aren't Lloyds and TSB now 2 seperate companies?

[MR MISTER]

As per other thread, my quote with Halifax, it stated it would cover tools and service parts. £5k theft, unlimited flood/fire.

Check the smallprint wording.

I believe tools are covered, this is a warning about vehicle parts and accessories. Having found out about this, it seems to be a common clause put in by underwriters (Halifax are likely a broker)

Under-written by Lloyds TSB apparently 

Aren't Lloyds and TSB now 2 seperate companies?

No.

[TheBoy]

As per other thread, my quote with Halifax, it stated it would cover tools and service parts. £5k theft, unlimited flood/fire.

Check the smallprint wording.

I believe tools are covered, this is a warning about vehicle parts and accessories. Having found out about this, it seems to be a common clause put in by underwriters (Halifax are likely a broker)

Under-written by Lloyds TSB apparently 

Aren't Lloyds and TSB now 2 seperate companies?

No.

What happened a couple of weeks ago then, as a seeming prereq to part of Lloyds being sold off?

[MR MISTER]

As per other thread, my quote with Halifax, it stated it would cover tools and service parts. £5k theft, unlimited flood/fire.

Check the smallprint wording.

I believe tools are covered, this is a warning about vehicle parts and accessories. Having found out about this, it seems to be a common clause put in by underwriters (Halifax are likely a broker)

Under-written by Lloyds TSB apparently 

Aren't Lloyds and TSB now 2 seperate companies?

No.

What happened a couple of weeks ago then, as a seeming prereq to part of Lloyds being sold off?

It looked like a break. Turned out all loan applications etc. were still going to the same head office.

[kevinp58]

So is it time to put winter tyres on then 
Seriously I had better look at that to see if my bits and pieces are covered on my policy. They really are a bunch of thieving Ba*%ards. 

[Entwood]

As per other thread, my quote with Halifax, it stated it would cover tools and service parts. £5k theft, unlimited flood/fire.

Check the smallprint wording.

I believe tools are covered, this is a warning about vehicle parts and accessories. Having found out about this, it seems to be a common clause put in by underwriters (Halifax are likely a broker)

Under-written by Lloyds TSB apparently 

Aren't Lloyds and TSB now 2 seperate companies?

Lloyds Insurance and Lloyds bank are totally different institutions !!  and Lloyds insurance has nowt to do with TSB either .

http://www.lloyds.com/

[MR MISTER]

http://www.lloydstsbtransfer.com/?WT.ac=HPVL0412
But tsb are still lloyds bank