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Author Topic: Insignia Auto boxes  (Read 8478 times)

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tunnie

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Re: Insignia Auto boxes
« Reply #30 on: 20 October 2013, 14:05:42 »

The numbers won't be much different on that, probably 50ppm :-\

Tbh, I'm still not convinced by your figures. Depreciation a drop £20k in 4 years? (more like 8-10 years) What you smoking.  ;D On Merc that cost say £23k to begin with  ???  ??? - Looking at £5k Mercs that gets you 10 year old examples with 100k+

Insurance, well, you are way over on that  ;D

Along with vast over estimating on tyres & brakes, I think actual ppm will be much, much lower.

« Last Edit: 20 October 2013, 14:08:28 by tunnie »
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tunnie

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Re: Insignia Auto boxes
« Reply #31 on: 20 October 2013, 14:29:05 »

I'm also staggered you think it would cost:

Quote
Brakes, discs and pads every 40k/annually £800

 ;D ;D ;D

I don't think I've spent that combined in life time of all our Omega's on brakes  ;D

Quick search found this chap who paid £82 for each front disc from a Main Merc dealer on CL600  :o

http://www.mbclub.co.uk/forums/general-discussion/151054-main-dealer-not-so-bad-after-all.html
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05omegav6

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Re: Insignia Auto boxes
« Reply #32 on: 20 October 2013, 14:37:00 »

Depreciation is affected more by mileage than age, I assumed a trade in value after 4 years of £4k. So if the screen price is £24k, and the final value is £4k, that is a loss of £20000, which over 4 years is £5k per year ::)

I also assumed 40k miles per year, so after 4 years, that's 160k. If the annual mileage is higher, then the worse the depreciation gets.

At that mileage insurance, tax, servicing and tyres come to a whopping 7.5ppm, easily the smallest cost of the car.

Finance 18ppm
Fuel 15ppm
Depreciation 12.5ppm
Ins/tax/maintenance 7.5ppm

Regarding your 600CL example, I bet he didn't pay them to fit them though ::)

Anyway, I said I assumed alot, put in the actual dealer figures, based on the expected annual mileage and see what comes out. Until you actually run a particular car, you won't know what the brake or tyre wear rates will be, so overestimating is actually good practice...

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05omegav6

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Re: Insignia Auto boxes
« Reply #33 on: 20 October 2013, 14:37:56 »

Did I mention that I made alot of assumptions  ::)

The figures work, based on those assumptions :y
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tunnie

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Re: Insignia Auto boxes
« Reply #34 on: 20 October 2013, 14:43:10 »

No finance, so that ppm is irrelevant.  :y

Your depreciation is still way off, find me a 2009 Plate E-Class for £4k!!!

http://www.autotrader.co.uk/search/used/cars/mercedes-benz/e_class/postcode/w39ej/radius/1500/sort/default/maximum-mileage/over_100000_miles/maximum-age/up_to_4_years_old/onesearchad/used%2Cnearlynew%2Cnew

I'll save you some time, you won't you need around £10k  :y

Huge numbers of examples there, ranging from 120k to 180k miles, around 4 years old, 2009 ish plated for £10k.

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tunnie

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tunnie

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Re: Insignia Auto boxes
« Reply #36 on: 20 October 2013, 14:53:32 »

Doing few more searches, those E Class Coupe's look fairly new, plenty of 2009 100K+ examples still going for around £12-15k.

So getting one at say £23k with 20k on the clock, keeping for 3 years, up to ~100k, easily get £10k back  :y
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05omegav6

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Re: Insignia Auto boxes
« Reply #37 on: 20 October 2013, 15:05:23 »

Time will tell, but they're called assumptions for a reason ::)
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tunnie

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Re: Insignia Auto boxes
« Reply #38 on: 20 October 2013, 15:08:45 »

Totally get what you are saying, but think you are vastly over estimating on most things  :y

At least for us, maybe you can get through £800's worth of brakes in 40k miles, but FatherT is a little lighter on the pedals  :y
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joshwyatt

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Re: Insignia Auto boxes
« Reply #39 on: 20 October 2013, 15:18:49 »

Volvo S80 D5 is the only sensible solution. 215bhp, all the toys you'd ever need and much more affordable compared to the E-Class. Residual's are not as good, but you're paying considerably less for the vehicle. Volvo's in general do high miles well  :y

What precisely is FatherT's requirements?

tunnie

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Re: Insignia Auto boxes
« Reply #40 on: 20 October 2013, 15:21:30 »

Volvo S80 D5 is the only sensible solution. 215bhp, all the toys you'd ever need and much more affordable compared to the E-Class. Residual's are not as good, but you're paying considerably less for the vehicle. Volvo's in general do high miles well  :y

What precisely is FatherT's requirements?

Not considered one of those Josh, thanks for heads up.

Requirements are excellent mpg, 30mpg from the Omega is just not good enough. Needs to be around 50mpg ideally  :y

Automatic is a must, along with HID's & i think parking sensors & cruise control. Built in Sat Nav would be very high on the list too, much better than a portable unit.
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tunnie

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Re: Insignia Auto boxes
« Reply #41 on: 20 October 2013, 15:22:07 »

I think if I was forced to look a replacement & my millage was low enough, I'd consider a Classic Merc such as:

http://www.carandclassic.co.uk/car/C382214
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tunnie

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Re: Insignia Auto boxes
« Reply #42 on: 20 October 2013, 15:26:29 »

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tunnie

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Re: Insignia Auto boxes
« Reply #43 on: 20 October 2013, 15:28:08 »

Bit dull inside though  :-\

You got anything interesting in stock at the moment Josh?
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joshwyatt

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Re: Insignia Auto boxes
« Reply #44 on: 20 October 2013, 16:10:03 »

Bit dull inside though  :-\

You got anything interesting in stock at the moment Josh?

Sadly, everything I have currently could only dream of 30mpg, let alone 50+  ;D
That particular S80 does look dull, you'd ideally want the SE Lux version which has all the toys...but still the interior is restrained...they do look much better with a lighter interior.

We can always take a trip to auction, or give me a brief and I can try and find something?
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