Ron - the fans you buy at said fairs will be the cheapest, shittiest fans known to man, and will probably be less reliable than the disks they protect

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TBH, unlike 10 years ago, drives can run much hotter without significant reduction in reliability, partly because they are more power efficient and generate less heat, but also they are designed that way to reduce cooling requirements. Gone are the days when data centres had to be at 20C, thank god

I good case design should be able to get sufficient airflow over the components that need cooling in a most passive way, with one or 2 fans providing enough airflow over PSUs, CPUs, GPUs, RAM, Comms controllers and disks. This is the current design philosophy by the likes of Intel and AMD, and what they expect system designers to follow (which the premium brands do - its the self build/back street PC shops that don't). Its advantages are clear - reliability, lower noise, more energy efficient. Adding additional fans can disturb this airflow, rendering the whole system sub standard.
Hope that clarifies
