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Author Topic: The insurance renewal dance  (Read 1862 times)

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The Sheriff

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The insurance renewal dance
« on: 20 March 2015, 15:26:25 »

Got my renewal letter from LV this morning, £270 laxt year, £411 this year. Had a quick look on the internet, then rang LV.

"Hello sir, how can I help?"
"I got my renewal this morning, it seems a bit high"
"Let me have a look sir. Ah..you changed your address in October, that's why it's higher".
"I see. I can get the same level of insurance from Aviva for £276".
"We couldn't match that price sir".
"I'll go with Aviva then, shall I?".
"We can't match their price sir".
"OK. I'll probably speak to you next year when I'm a new customer again".
"Look forward to it sir".
"Bye".
"Bye".

 ;D
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tunnie

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Re: The insurance renewal dance
« Reply #1 on: 20 March 2015, 15:45:05 »

An old fart like you, in a slow bus is paying £270?

I only paid £190 for the 3.2 last year  :D
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The Sheriff

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Re: The insurance renewal dance
« Reply #2 on: 20 March 2015, 15:48:37 »

An old fart like you, in a slow bus is paying £270?

I only paid £190 for the 3.2 last year  :D
It's for wifey's megane, including business use.

Omegas are a conundrum to insurance companies. They price them as being driven by over 70's and anyone younger confuses the computer. ;D
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The Sheriff

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Re: The insurance renewal dance
« Reply #3 on: 20 March 2015, 15:53:03 »

Plus, of course, £190 is really £380, because they know it will be off the road for six months every year.
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tunnie

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Re: The insurance renewal dance
« Reply #4 on: 20 March 2015, 15:58:36 »

An old fart like you, in a slow bus is paying £270?

I only paid £190 for the 3.2 last year  :D
It's for wifey's megane, including business use.

Omegas are a conundrum to insurance companies. They price them as being driven by over 70's and anyone younger confuses the computer. ;D

Could also be I've crossed into 30 now, bike this year £87 fully comp + commuting   8)

Was £300 only 2 years ago, without commuting!  :o
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The Sheriff

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Re: The insurance renewal dance
« Reply #5 on: 20 March 2015, 16:04:25 »

An old fart like you, in a slow bus is paying £270?

I only paid £190 for the 3.2 last year  :D
It's for wifey's megane, including business use.

Omegas are a conundrum to insurance companies. They price them as being driven by over 70's and anyone younger confuses the computer. ;D

Could also be I've crossed into 30 now, bike this year £87 fully comp + commuting   8)

Was £300 only 2 years ago, without commuting!  :o
Oh God. I remember you posting up your mobile phone screen thingies at uni. Where does it go? I'm depressed now. :(
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tunnie

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Re: The insurance renewal dance
« Reply #6 on: 20 March 2015, 16:06:23 »

I joined in 2006, so next year, be 10 years on here  :o :o :o
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The Sheriff

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Re: The insurance renewal dance
« Reply #7 on: 20 March 2015, 16:09:21 »

I joined in 2006, so next year, be 10 years on here  :o :o :o
From depressed to suicidal... :( :( :(


 ;D
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The Sheriff

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Re: The insurance renewal dance
« Reply #8 on: 20 March 2015, 16:11:33 »

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Gaffers

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Re: The insurance renewal dance
« Reply #9 on: 20 March 2015, 16:41:23 »

An old fart like you, in a slow bus is paying £270?

I only paid £190 for the 3.2 last year  :D

There's a difference between being an old fart and driving like one ::)
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Field Marshal Dr. Opti

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Re: The insurance renewal dance
« Reply #10 on: 20 March 2015, 17:08:07 »

An old fart like you, in a slow bus is paying £270?

I only paid £190 for the 3.2 last year  :D
It's for wifey's megane, including business use.

Omegas are a conundrum to insurance companies. They price them as being driven by over 70's and anyone younger confuses the computer. ;D

Could also be I've crossed into 30 now, bike this year £87 fully comp + commuting   8)

Was £300 only 2 years ago, without commuting!  :o
Snap. :y
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05omegav6

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Re: The insurance renewal dance
« Reply #11 on: 20 March 2015, 17:32:35 »

An old fart like you, in a slow bus is paying £270?

I only paid £190 for the 3.2 last year  :D

There's a difference between being an old fart and driving like one ::)
Barely ;D
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BazaJT

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Re: The insurance renewal dance
« Reply #12 on: 20 March 2015, 18:04:46 »

At least I shall be spared that rigmarole this year as in June/July I'll be putting the Omega up for sale-the Jaguar is being advertised now as spares or repairs as it's not turned a wheel in over a year-and I don't use the Omega enough to justify tax/insurance etc costs,so that will be going before insurance due for renewal in August.
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Vamps

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Re: The insurance renewal dance
« Reply #13 on: 21 March 2015, 00:00:47 »

An old fart like you, in a slow bus is paying £270?

I only paid £190 for the 3.2 last year  :D
It's for wifey's megane, including business use.

Omegas are a conundrum to insurance companies. They price them as being driven by over 70's and anyone younger confuses the computer. ;D

Could also be I've crossed into 30 now, bike this year £87 fully comp + commuting   8)

Was £300 only 2 years ago, without commuting!  :o
Oh God. I remember you posting up your mobile phone screen thingies at uni. Where does it go? I'm depressed now. :(

You and me both........... ::) ::) ;)
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pscocoa

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Re: The insurance renewal dance
« Reply #14 on: 22 March 2015, 09:57:01 »

All these figures need to be put in context - do the prices include protected no claims, legal expenses, level of excess, courtesy car, eu cover etc. A £500 excess will mean you get nothing as an Omega owner.

For old farts I actually for first time got best deal from Saga on the Phaeton. Swinton best for Astra and Insignia as they have 5 drivers.
« Last Edit: 22 March 2015, 10:09:37 by pscocoa »
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