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[TheBoy]

Anyway....my pension plan was/is far superior to anything I've read here.

Go on, remind me how she is a bloody lucky woman to have you

[tunnie]

…….
They were base specs as well, dribble of power in comparison.

So, it felt rude not to 

Hmm ok, I believe you. 

………
The car schemes check in detail. As I’ve asked if I could have a second car via the scheme. You can but it’s subject to checks.
…………

I’m almost certain that our works scheme was changed because management got the hump when they pulled into a parking space in their new BMW 320, and a shop floor worker pulled up next to them in his M4.    After years of being able to have whatever we wanted, they suddenly imposed this ‘responsible employer’ bullshit financial restriction on us, even though we could still have two vehicles. That’s when I started buying my own with company discount. 

Not sure that will happen here, although maybe when NBCU/Sky merge they might trim down the system.

You know management here, because they don't need to bother with the car scheme. They park up in a Ferrari, McLaren, Range Rover etc. The old CFO who has now left always appeared to get a new McLaren every 12 months.

One interesting new thing though is our new provider, Tusker actually permit second hand EV's through the scheme. Which I thought was not permitted, as it had to be new.

Means there are some great deals on used ones, also given all the layoffs happening, it means leases are cut short and appear as used examples just 12 months old. I've got 2 years before I can order the Red Devils replacement though.

[STEMO]

Anyway....my pension plan was/is far superior to anything I've read here.

Go on, remind me how she is a bloody lucky woman to have you

I'm sure you don't need reminding 

[Rangie]

Anyway....my pension plan was/is far superior to anything I've read here.

Go on, remind me how she is a bloody lucky woman to have you

I'm sure you don't need reminding 

.


The most lucky thing is surviving long enough to claim it & then living long enough to enjoy it, certainly don't rely on the state pension, the age for taking it is going to go well into the seventies eventually.

[LC0112G]

Anyway....my pension plan was/is far superior to anything I've read here.

Go on, remind me how she is a bloody lucky woman to have you

I'm sure you don't need reminding 

.


The most lucky thing is surviving long enough to claim it & then living long enough to enjoy it, certainly don't rely on the state pension, the age for taking it is going to go well into the seventies eventually.

Government has given assurances that no change will be implemented without at least 10 years warning for those affected - due in part to the WASPI fuss. So anyone older than 57 at present is probably safe. There is a long standing principle that no govt can be bound by a previous govt's promises though, so in theory it could change, but personally I think the risk is very, very low.

The SP Age is currently intended to rise to 68 from 2044, but that date could change because obviously it's more than 10 years away. I don't think the legislation for this has passed through parliament yet though. Any change to current plans would likely be due to some 'review' of pensions, and since the current Govt has shown no inclination to do one I think the current arrangements will stand. Therefore if you were born before 1977 your SP age is currently 67.

Tampering with SP entitlements and ages is a political nuclear bomb, and no govt is going to do it unless they are forced into a corner. Much more likely to just launch a review, which won't report for several years.

Current male life expectancy at birth is 79.1 years, so on average you'll be drawing your SP for 12 years. Interestingly, the male life expectancy at 67 is 84-85 years. So if you make it to 67, statistically you'll likely be drawing your SP for 17-18 years.

[Migv6 le Frog Fan]

I will be 67 in 9 days time.
I have no desire whatsoever to live to 84 - 85. 

[Rangie]

My father lived till he was 89 still had good health up to  his last 8 weeks & managed to remain a horrible bastard for over 30 years.

[TheBoy]

When I check my SP age, it shows 67, but highlights this is under review and may become 68 soon.

I was born in 1970

[TheBoy]

New pensions thread started, so we can put this thread back to my favourite subject, letting Mr Angry vent 

[STEMO]

I will be 67 in 9 days time.
I have no desire whatsoever to live to 84 - 85. 

Your missus says she has no desire for you to live that long, either 

[tunnie]

I had to Google SP age, but how can it be 68 when I'm 42, for others born in the 70's it's 67 

[STEMO]

I had to Google SP age, but how can it be 68 when I'm 42, for others born in the 70's it's 67 

Because you were born in 1984 and, as Malcolm explained earlier, only those born before 1977 will get their state pension at 67.

[STEMO]

If you feel hard done to, imagine if you were born in 1977.

[LC0112G]

I had to Google SP age, but how can it be 68 when I'm 42, for others born in the 70's it's 67 

The Govt announced pension reforms in 1995, 2011, and 2016. Basically, the SP age would rise from 65 to 66 starting in 2019, and from 66 to 67 in 2027. Additionally, the intention is for it to rise from 67 to 68 starting in 2044, but as I said, I don't think that legislation has been passed by parliament yet. As things stand, anyone born before 6th April 1977 gets to retire at 67. For anyone born after 5 April 1978 it will probably be 68. Between 6 Apr 77 and 6 Apr 78 there is a phased increase, explained in Table5 of the PDF.

The is a pdf here : https://assets.publishing.service.gov.uk/media/5a7f02e640f0b62305b84929/spa-timetable.pdf

The recent publicity is an attempt by the Govt to stop any WASPI style future campaigns of "I didn't know/wasn't told, so I'm entitled...."

[TheBoy]

People who get to the end of an escalator and then stop, to open their bag to look for phone, then get shitty when an escalator full of people barge into them

Idiots