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Author Topic: Who owns a milk float on here?  (Read 13008 times)

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STEMO

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Re: Who owns a milk float on here?
« Reply #135 on: Yesterday at 17:56:59 »

Of course, it sounds ideal for what you need. I need something that I'm not too precious over, to transport a muddy dog and a smelly old man  ;D
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tunnie

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Re: Who owns a milk float on here?
« Reply #136 on: Yesterday at 18:01:34 »

Of course, it sounds ideal for what you need. I need something that I'm not too precious over, to transport a muddy dog and a smelly old man  ;D

 ;D ;D
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Viral_Jim

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Re: Who owns a milk float on here?
« Reply #137 on: Yesterday at 19:01:45 »


There are many, many factors though. I expect my mileage to increase significantly. With a salary sacrifice deal I would:

Never have any repair or service costs
Never have to pay for tyres
Never have to pay for insurance.
I get a brand new car every 3 years.

It will cost me sub £5 to charge at home and cover 300 miles.

I expect my petrol fuel bill to rise to nearly £200/£250 so already some big savings. But I need to wait until the new commuting style kicks in before I make a decision.

Then of course getting something nice and new has its appeal, along with never having to do any service work on it.

Sounds like you and I are in a fairly similar boat. I took the iX for exactly this reason last year. Except in our case we both use it to commute and clock up around 25k per year.

I worked out I was basically maintaining my own cars for the fun of it, while paying about £25 pcm for the privilege. There is also a great sense of comfort knowing that I don't have any repair bills coming and anything that does go awry (3 punctures in 11 months in my case) I just ring a number and a nice polite man makes it all better for me  ;D

As for the i5, it's a lovely car, I had a razz round in one while the iX was having a little niggle sorted at the dealer. Better to drive than the iX for my money, but SWMBO wanted an SUV, and the i5 wasn't out when we ordered.

Let us know how you get on with it :y
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YZ250

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Re: Who owns a milk float on here?
« Reply #138 on: Yesterday at 19:47:43 »

…………
There is also a great sense of comfort knowing that I don't have any repair bills coming and anything that does go awry ……………

Are they still subject to the ‘Fair Wear and Tear’ policy clause?  Even though I still owned my own cars, I did lease through our company scheme for a few years. Not quite the same as normal leasing but something similar to Mr DTM I would imagine. No deposit, no insurance, no road fund, no maintenance etc., I simply just had to put fuel in it. It was a good scheme to start with, the vehicles were reasonably priced and the cost was deducted from my wages before I even saw it, so nothing could be simpler.  :y  Then the prices started to climb so I purchased new vehicles using my employee discount, and then I could sell them 11 months later (tax implications if I sold them earlier than that) for what I’d paid for them.
The main worrying clause on our lease was that the vehicle had to be returned in almost mint condition. Any over mileage, any scratches, dents, kerb’d alloys etc were chargeable. I was lucky, I never got charged once, but then I do look after my cars quite religiously.  ;D 
In our case, if you scratched the car badly, it was cheaper to slam it into a wall and then pay the £50 excess to claim on the insurance.  ::)   ;D
As I say, mine was a vehicle manufacturer employee scheme so may have been much different.  :-\
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Field Marshal Dr. Opti

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Re: Who owns a milk float on here?
« Reply #139 on: Today at 11:12:44 »

…………
There is also a great sense of comfort knowing that I don't have any repair bills coming and anything that does go awry ……………

Are they still subject to the ‘Fair Wear and Tear’ policy clause?  Even though I still owned my own cars, I did lease through our company scheme for a few years. Not quite the same as normal leasing but something similar to Mr DTM I would imagine. No deposit, no insurance, no road fund, no maintenance etc., I simply just had to put fuel in it. It was a good scheme to start with, the vehicles were reasonably priced and the cost was deducted from my wages before I even saw it, so nothing could be simpler.  :y  Then the prices started to climb so I purchased new vehicles using my employee discount, and then I could sell them 11 months later (tax implications if I sold them earlier than that) for what I’d paid for them.
The main worrying clause on our lease was that the vehicle had to be returned in almost mint condition. Any over mileage, any scratches, dents, kerb’d alloys etc were chargeable. I was lucky, I never got charged once, but then I do look after my cars quite religiously.  ;D 
In our case, if you scratched the car badly, it was cheaper to slam it into a wall and then pay the £50 excess to claim on the insurance.  ::)   ;D
As I say, mine was a vehicle manufacturer employee scheme so may have been much different.  :-\

That description is very subjective.

I've been to see cars described as 'mint' that looked as though they had been thrown from a tall building. Needless to say I walked away.
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Field Marshal Dr. Opti

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Re: Who owns a milk float on here?
« Reply #140 on: Today at 11:19:32 »

We had leasing options explained to us when we bought the Yaris, but neither of us like being in debt for anything + we're both at the age where we could " wake up dead " one morning so certainly don't need finance payments to deal with, so bought it cash apparently only eight percent of car purchases are cash ones so we were told but you can't take it with you, exactly the same when we bought the caravan outright purchase no finance, thanks to her cousin who died at 58 years of age , so SWMBO inherited a fair old chunk of cash we've certainly no intention of leaving our kids bundles of cash they can have the house and as for paying interest on anything, they can poke that completely.👍

Sounds about right.

They don't make much on 'cash only' deals in 2025......so they usually try to tack on a load of worthless crap like alloy wheel protection, paint protection, and leather protection. The dealer makes good money on this tat.....££££££. :D






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