I've £3000.00 to put into an account, i would like to be able to get at it as of when it's needed & i was wondering what's best.
I already have a maxed out cash ISA so that's not an option.
Does anyone have any recommendations as to which bank, building society or the like that would give me a good rate of interest & instant access.
Any suggestions greatfully received 
PS. your account is not an option 
If you don't want to treat your better half to a replacement car, diamond ring, neckless or a two top designer dresses, then I recommend you invest in GOLD bullion!
It is the only safe commidity that is gauranteed to hold its value and give you a good return.

Failing that just make sure wherever you place it the Government has a full money back guarantee in place.

£3,000 invested in gold 12 months ago would now be worth only about £2,700. 
Find a high interest savings account and stomach the income tax or, just a thought, take a longer term view of the stock market. I hear that's quite low at the moment.... :-/
I thought of the stock market, but i may need to get my hands on the funds quickly. It looks like a high st account, which was my earlier question= which one :-/
The price of gold has just dipped, as it will every so often, but the long term trend is always upwards on a real piece of valuable commodity, unlike stocks and shares that purely have paper worth and unless you know exactly what shares to buy and when you can loose a lot of money as many have found out recently.

Indeed Gold is still more valuable now than it was 12 months ago - refer to chart below:
Gold Prices over the last 10 Years:

Anybody who requires further information on gold prices should go to:
http://www.goldprice.org/gold-price-per-gram.html