Print

Please login or register.
1 Hour 1 Day 1 Week 1 Month Forever
Login with username, password and session length

[Field Marshal Dr. Opti]

Just telephoned Bristol and West who we have our mortgage with.

"Can you tell me what the Standard Variable Mortgage rate is please?" I ask

"Certainly Sir 6.59%"

"Oh, can you tell me what the SVR was before the 1.5% drop in interest rates?"

"Certainly Sir, 6.59%"

"We have no intention of passing on any reductions at present,"she adds.

Is this the banks way of saying thank you for all the help they've had recently.

Bristol and West.......hang your head in shame.

[HolyCount]

Some of them should have been left to fry -- trouble is the ramifications would be horrendous

[Peter H]

I'm looking forward to the day, in about 16 years, when my daughter is going through the last of her schooling, and the topic in history is "the banking system, 1790-2008"

[Dusty]

My understanding was that all the banks had passed on the full 1.5% cut.
But sadly some banks appear to be helping themselves rather than their customers and the economy in general. :-/

[tunnie]

whats a mortgage?  :-/  

[Field Marshal Dr. Opti]

whats a mortgage?  :-/  

I sometimes wish I did not know the answer to that question.

[Jay w]

Just telephoned Bristol and West who we have our mortgage with.

"Can you tell me what the Standard Variable Mortgage rate is please?" I ask

"Certainly Sir 6.59%"

"Oh, can you tell me what the SVR was before the 1.5% drop in interest rates?"

"Certainly Sir, 6.59%"

"We have no intention of passing on any reductions at present,"she adds.

Is this the banks way of saying thank you for all the help they've had recently.

Bristol and West.......hang your head in shame.

I have a SVR with them and had a letter a few days ago advising me of a .5% rate cut, not a lot i know but i wold rather it be in mine than theirs

[Field Marshal Dr. Opti]

Just telephoned Bristol and West who we have our mortgage with.

"Can you tell me what the Standard Variable Mortgage rate is please?" I ask

"Certainly Sir 6.59%"

"Oh, can you tell me what the SVR was before the 1.5% drop in interest rates?"

"Certainly Sir, 6.59%"

"We have no intention of passing on any reductions at present,"she adds.

Is this the banks way of saying thank you for all the help they've had recently.

Bristol and West.......hang your head in shame.

I have a SVR with them and had a letter a few days ago advising me of a .5% rate cut, not a lot i know but i wold rather it be in mine than theirs

I think that was to do with the last interest rate cut(0.5%)....which they did pass on ........they don't seem so keen to pass on the latest 1.5% cut.....perhaps they will eventually...who knows?

[Jay w]

Just telephoned Bristol and West who we have our mortgage with.

"Can you tell me what the Standard Variable Mortgage rate is please?" I ask

"Certainly Sir 6.59%"

"Oh, can you tell me what the SVR was before the 1.5% drop in interest rates?"

"Certainly Sir, 6.59%"

"We have no intention of passing on any reductions at present,"she adds.

Is this the banks way of saying thank you for all the help they've had recently.

Bristol and West.......hang your head in shame.

I have a SVR with them and had a letter a few days ago advising me of a .5% rate cut, not a lot i know but i wold rather it be in mine than theirs

I think that was to do with the last interest rate cut(0.5%)....which they did pass on ........they don't seem so keen to pass on the latest 1.5% cut.....perhaps they will eventually...who knows?

remember if you hold your breath for too long you will turn blue and die.......

so don't hold your breath

[Vamps]

Well I had a letter from the halifax today, morgage payments dropped about £80.00 so with the last one I am up about £120 a month, bring on the depression.........
From a purly personal point of view, I know there are people loosing their jobs out there.

[Markie]

Well I had a letter from the halifax today, morgage payments dropped about £80.00 so with the last one I am up about £120 a month, bring on the depression.........
From a purly personal point of view, I know there are people loosing their jobs out there.

I know what you mean, were down to 5.19%

And theres further cuts to come, Big Uns too !!

[Danny]

there are a few that haven't dropped their rates, which is f****** disgusting since today i've put an offer in for a house

kinda hoping it takes a while for them to decide and the rates might drop in time!!

[Markie]

there are a few that haven't dropped their rates, which is f****** disgusting since today i've put an offer in for a house

kinda hoping it takes a while for them to decide and the rates might drop in time!!

[/highlight]

they will Danny i see 2% base rate within 2 months  

[Vamps]

there are a few that haven't dropped their rates, which is f****** disgusting since today i've put an offer in for a house

kinda hoping it takes a while for them to decide and the rates might drop in time!!

You need a Tracker morgage, though if it gets any lower I will try my hand at a fixed rate..

[Kevin Wood]

Well, got a letter saying my Halifax tracker has dropped to 3.89 today. Shame I paid off a lump sum not that long ago.   That money would have been better off elsewhere.

Kevin