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Author Topic: its not all doom and gloom...  (Read 3729 times)

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tunnie

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its not all doom and gloom...
« on: 25 November 2008, 21:30:03 »

As some may know i graduated from Uni last summer, and got a rather good job in the city too  :)

I had a brief stint living in London but i preferred living at home and commuting in, come January this year i had been back home a month, and not a penny to my name. I had the job, but no savings, just blew it on a Europe road trip a few months earlier.

Today i have £10,000+ in savings!, given the current climate, its coming at the right time, with house prices going down.

I have not been scrimping on everything either, been on 3 holidays! Spain, Holland & Slovenia, taken up snowboarding, bought all the gear, board, boots, clothes.

Started to learn to ride a motorbike too, buying the gear for that too.

Just thought i would share it, as it seams to be all doom and gloom on here at the moment!
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Vamps

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Re: its not all doom and gloom...
« Reply #1 on: 25 November 2008, 21:37:39 »

If I were single, living at home, with no kids I would not be driving an omega ::) and would still have 10k
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Richie London

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Re: its not all doom and gloom...
« Reply #2 on: 25 November 2008, 21:39:57 »

i split from my x, started working away so had no bills to pay, was saving 400 a week, soon changed when i got another flat, back to square 1  :( ;D ;D ;D
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tunnie

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Re: its not all doom and gloom...
« Reply #3 on: 25 November 2008, 21:42:24 »

Quote
If I were single, living at home, with no kids I would not be driving an omega ::) and would still have 10k

I like my Omega, not into hot hatches with screaming engines and a hard ride!

Its fast enough, dirt cheap to maintain, and is comfy! - What more could i want?
« Last Edit: 25 November 2008, 21:43:04 by tunnie »
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VXL V6

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Re: its not all doom and gloom...
« Reply #4 on: 25 November 2008, 21:42:35 »

Tunnie, enjoy it while you can!

Life's a series of crossroads and junctions with many choices and virtually all of them cost you a bloody fortune!

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Marks DTM Calib

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Re: its not all doom and gloom...
« Reply #5 on: 25 November 2008, 21:43:00 »

If in 12 months you have only saved 10 grand then you have a shock coming your way after a house purchase  :y
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tunnie

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Re: its not all doom and gloom...
« Reply #6 on: 25 November 2008, 21:45:34 »

i thought 10k was not to bad considering what i have done this year!
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Marks DTM Calib

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Re: its not all doom and gloom...
« Reply #7 on: 25 November 2008, 21:47:27 »

Quote
i thought 10k was not to bad considering what i have done this year!

Thats only 800 quid a month.....and with pretty much zero over heads...

That might just cover a mortgage.....then you have, electric, gas, phone, tv license, council tax, buildings insurance, contents insurance, maintenance, food, water......
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Marks DTM Calib

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Re: its not all doom and gloom...
« Reply #8 on: 25 November 2008, 21:49:50 »

and I bet you get close to 2 grand take home a month
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cem_devecioglu

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Re: its not all doom and gloom...
« Reply #9 on: 25 November 2008, 21:50:16 »

Quote
Quote
i thought 10k was not to bad considering what i have done this year!

Thats only 800 quid a month.....and with pretty much zero over heads...

That might just cover a mortgage.....then you have, electric, gas, phone, tv license, council tax, buildings insurance, contents insurance, maintenance, food, water......

.. fuel, car parts etc etc..
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Danny

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Re: its not all doom and gloom...
« Reply #10 on: 25 November 2008, 21:50:55 »

all depends on where you live, regarding housing

up north is considerably cheaper than down south..... or i've just got VERY lucky!!!!
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VXL V6

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Re: its not all doom and gloom...
« Reply #11 on: 25 November 2008, 21:51:43 »

Then just a few more £££'s if there is a pitter patter of little feet one day.....   ::) ;D
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Marks DTM Calib

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Re: its not all doom and gloom...
« Reply #12 on: 25 November 2008, 21:52:00 »

Not trying to be to down Tunnie but, if buying a place, you need to save harder and that means making sacrifices (sadly).

Plus many will only give 80% mortgages at the mo.....

I was lucky as I bought straight from Uni.....so I knew how to live on bugger all already
« Last Edit: 25 November 2008, 21:52:19 by Mark »
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JamesV6CDX

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Re: its not all doom and gloom...
« Reply #13 on: 25 November 2008, 21:54:43 »

Quote

Today i have £10,000+ in savings!

Is that as well as paying off the student loan? ::)
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VXL V6

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Re: its not all doom and gloom...
« Reply #14 on: 25 November 2008, 21:59:48 »

At least you have built up some savings  :y, plenty of people 'live for the moment' then when the moment has gone so has the money.

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