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Author Topic: Early Xmas Present  (Read 2328 times)

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Danny

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Re: Early Xmas Present
« Reply #30 on: 05 December 2008, 17:01:18 »
25 years or 30 years, makes very little odds to me :D
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Marks DTM Calib

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Re: Early Xmas Present
« Reply #31 on: 05 December 2008, 18:14:48 »
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25 years or 30 years, makes very little odds to me :D


er....it means paying an extra 15k+ in interest!
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Marks DTM Calib

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Re: Early Xmas Present
« Reply #32 on: 05 December 2008, 18:31:49 »
Heres an example

50 grand mortgage over 25 years (repayment so capital and interest)

Total cost

£91k

50 grand mortgage over 30 years (repayemnt so capital and interest)

Total cost:

£109k
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Tony H

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Re: Early Xmas Present
« Reply #33 on: 05 December 2008, 19:31:17 »
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our plan is to change the doors anyway, not fond of the ones already on it!!

we've gone for a 30 year mortgage, fixed for 5 years and its capital and interest, purely because it means we can track our outgoings properly and we know we can definately afford it, its cheaper than just throwing money away for nothing renting!!

once tidied up, could be worth more than our total mortgage repayments!

being gazumped is now my worst fear!

if not, we should be in mid-january
Make a condition of your offer is that they take it off the market
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Be aware of mole holes be very aware!
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