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Author Topic: Insurance Companies  (Read 1702 times)

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Mr Skrunts

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Insurance Companies
« on: 05 May 2010, 18:59:54 »
Got a quote of Swiftcare earlier, wasnt impressed, after some checking I was no worse off staying with Admiral MC.  Allthough it now seems I live in a higher risk area due to having a lower post code than my previous address.

Did some playing with the swiftcare quote system.

All prices are based on a 2.5 GLS V plate (99) full no claims, no accidents etc.

Poor bugger that gets made redundant and loses his job cant even get insured with these sods.

£298.91       Retired

£270.95       Engineer

£283.94       Admin, clerk, secretary

£266.90        Emergency services

£306.96            Manual Worker

£338.98            Motor Trade

£300.95            Manager/Director

£354.91            Catering / Bar Work

£291.98            Business Professional

£285.95            Medical, not doctor/nurse.

£318.92            Doctor/Nurse, care worker

£296.96            Skilled Trade

£322.93            Student


Unemplyed      Quote declined

Unfortunately the details you have entered mean we cannot provide you with cover. If you would like to review your details to ensure that they are correct, please select 'GO BACK'

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jereboam

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Re: Insurance Companies
« Reply #1 on: 05 May 2010, 19:09:10 »
My Peugeot 205 is insured with Swiftcover.  I'm unemployed and my son, the second driver, is a student.  It's not cheap, but we haven't been declined.  Every other company was more expensive.
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I can be handy mending a fuse - but stuff the Isle of Wight

waspy

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Re: Insurance Companies
« Reply #2 on: 05 May 2010, 19:10:34 »
Phil, if you recall my tread a while back when i was unemployed & seeking insurance, i had to lie in the end & say i was working for my mate :-X

You have £64.50 to live on, you can't drive anywhere, because you can't afford it, but your insurance is more :-? :-? :-? :-?
kcuF em is what i say, they rob you blind so rob em back :y :y
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Field Marshal Dr. Opti

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Re: Insurance Companies
« Reply #3 on: 05 May 2010, 19:11:40 »
Quote
Got a quote of Swiftcare earlier, wasnt impressed, after some checking I was no worse off staying with Admiral MC.  Allthough it now seems I live in a higher risk area due to having a lower post code than my previous address.

Did some playing with the swiftcare quote system.

All prices are based on a 2.5 GLS V plate (99) full no claims, no accidents etc.

Poor bugger that gets made redundant and loses his job cant even get insured with these sods.

£298.91       Retired

£270.95       Engineer

£283.94       Admin, clerk, secretary

£266.90        Emergency services

£306.96            Manual Worker

£338.98            Motor Trade

£300.95            Manager/Director

£354.91            Catering / Bar Work

£291.98            Business Professional

£285.95            Medical, not doctor/nurse.

£318.92            Doctor/Nurse, care worker

£296.96            Skilled Trade

£322.93            Student


Unemplyed      Quote declined

Unfortunately the details you have entered mean we cannot provide you with cover. If you would like to review your details to ensure that they are correct, please select 'GO BACK'


Yep.... access to alcohol does this.... :-/ ;)
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Field Marshal Dr. Opti

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Re: Insurance Companies
« Reply #4 on: 05 May 2010, 19:13:02 »
Quote
Phil, if you recall my tread a while back when i was unemployed & seeking insurance, i had to lie in the end & say i was working for my mate :-X

You have £64.50 to live on, you can't drive anywhere, because you can't afford it, but your insurance is more :-? :-? :-? :-?
kcuF em is what i say, they rob you blind so rob em back :y :y

Agreed... :y :y :y
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waspy

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Re: Insurance Companies
« Reply #5 on: 05 May 2010, 19:24:56 »
The cheapest profession is Bank Manager for insurance. I personally can't see what difference it makes what job you do :-?
A Bank Manager is likely to drive more miles than say a Bar Maid, but their insurance is cheaper ::)
It's all arse about face :(
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waspy

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Re: Insurance Companies
« Reply #6 on: 05 May 2010, 19:25:47 »
Quote
Got a quote of Swiftcare earlier, wasnt impressed, after some checking I was no worse off staying with Admiral MC.  Allthough it now seems I live in a higher risk area due to having a lower post code than my previous address.

Did some playing with the swiftcare quote system.

All prices are based on a 2.5 GLS V plate (99) full no claims, no accidents etc.

Poor bugger that gets made redundant and loses his job cant even get insured with these sods.

£298.91       Retired

£270.95       Engineer

£283.94       Admin, clerk, secretary

£266.90        Emergency services

£306.96            Manual Worker

£338.98            Motor Trade

£300.95            Manager/Director

£354.91            Catering / Bar Work

£291.98            Business Professional

£285.95            Medical, not doctor/nurse.

£318.92            Doctor/Nurse, care worker

£296.96            Skilled Trade

£322.93            Student


Unemplyed      Quote declined

Unfortunately the details you have entered mean we cannot provide you with cover. If you would like to review your details to ensure that they are correct, please select 'GO BACK'


Oh dear Tunnie ;D
« Last Edit: 05 May 2010, 19:26:30 by waspy »
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Mr Skrunts

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Re: Insurance Companies
« Reply #7 on: 05 May 2010, 19:59:22 »
Quote
Phil, if you recall my tread a while back when i was unemployed & seeking insurance, i had to lie in the end & say i was working for my mate :-X

You have £64.50 to live on, you can't drive anywhere, because you can't afford it, but your insurance is more :-? :-? :-? :-?
kcuF em is what i say, they rob you blind so rob em back :y :y

I hate to say it Pete, but I agree with you.

I also dont understand why they wont give an unemployed person a chance, and why they take the Pi55 with people that have access to booze, Most Managing Directors I know have a bottle in the desk draw and are just as likely to have a tipple before going home.
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Gaffers

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Re: Insurance Companies
« Reply #8 on: 05 May 2010, 21:28:50 »
just try HM Forces and watch the premium go up!  >:(
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jereboam

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Re: Insurance Companies
« Reply #9 on: 06 May 2010, 12:34:27 »
Quote
Phil, if you recall my tread a while back when i was unemployed & seeking insurance, i had to lie in the end & say i was working for my mate :-X

You have £64.50 to live on, you can't drive anywhere, because you can't afford it, but your insurance is more :-? :-? :-? :-?
kcuF em is what i say, they rob you blind so rob em back :y :y

Who is Phil?

If you lie, and you need to claim, you may be up sh*t creek... :) :) :)
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unlucky mark mv6

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Re: Insurance Companies
« Reply #10 on: 06 May 2010, 12:44:14 »
Quote
Phil, if you recall my tread a while back when i was unemployed & seeking insurance, i had to lie in the end & say i was working for my mate :-X

You have £64.50 to live on, you can't drive anywhere, because you can't afford it, but your insurance is more :-? :-? :-? :-?
kcuF em is what i say, they rob you blind so rob em back :y :y
I have also lied and told em i am working,and said i only do about 2000 miles a year,but dont give a shit,oh and car is modded,do you think i told em that aswell ::),you work it out,as you said pete they rob us left,right,and centre,and they wont get any more out of me >:(.I had 2 quotes the other night,1 from admiral,and the other from swinton IIRC,and there was a £400 difference between the 2 for the same quote,how can they justify that,but then again us public let em get away with it.I reckon we start a petiton on here folks,what ya reckon. ;D
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Sixstring

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Re: Insurance Companies
« Reply #11 on: 06 May 2010, 12:45:40 »
Lucky I'm an Engineer, then.
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Mr Skrunts

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Re: Insurance Companies
« Reply #12 on: 06 May 2010, 12:52:13 »
Quote
Quote
Phil, if you recall my tread a while back when i was unemployed & seeking insurance, i had to lie in the end & say i was working for my mate :-X

You have £64.50 to live on, you can't drive anywhere, because you can't afford it, but your insurance is more :-? :-? :-? :-?
kcuF em is what i say, they rob you blind so rob em back :y :y

Who is Phil?

If you lie, and you need to claim, you may be up sh*t creek... :) :) :)


Me,  8-)
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Mr Skrunts

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Re: Insurance Companies
« Reply #13 on: 06 May 2010, 12:58:09 »
A lot of you might not get paid out the way insurance companies are these days.

If you car is anything other than bog standard and you have any sort of modification and the accesor finds out after an accident then you risk gettinf penalised.

Lower profile tyres, bigger or different alloys, tints, SS exhuaust, even just an air filter mod.


Also read the small print on your certificate about the useage, social, domestic and pleasure.  (now read the next bit about work) :-/
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Andy B

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Re: Insurance Companies
« Reply #14 on: 06 May 2010, 13:18:51 »
Quote
....
Also read the small print on your certificate about the useage, social, domestic and pleasure.  (now read the next bit about work) :-/

'to & from your permanent place of work' usually  :y
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