....
To be honest, once they are being changed regularly and correctly torqued, the paper filters are no bother at all. No need to change to cartridge, IMHO.
Kevin
Agreed 
But I didn't use my torque wrench when I did mine Thursday, maybe I'll be struck down

You and I both know that it needs to be (just) tight enough to seal, and can get the feel for when the seal is made. Its not one I use a torque wrench on (unlike most other engine jobs, where I absolutely do).
But we both know that the world is full of people, and to use a quote from one of my old bosses, "who isn't a big a **** as he thought he is", and will do it to 10,000,000 Nm, and that he has worked on loads of cars and is a Vx trained mechanic etc etc. "Warped cam covers" spring to mind

These caps just need the tiniest nip.
I think part of the issue with these being overtightened isn't so much poor fitting though... ...I think over time they tend to stick, and with 20k servicing (low milers seen to ignore the 2yr part!), it gives it plenty of time to stick solid.