Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: Big_Al on 21 November 2012, 18:14:02
-
Angry Essex person here ! >:( >:( >:( >:(
Right , brought an MV6 2 weeks ago , seller told me it had minor accident damage ,it is minimal damage to N/s wheelarch ( As shown in gallery photo)
Was delighted with the car even though it had minor damage :y :y I would say very minor damage
Was waiting for my new V5 to arrive , but get a letter from DVLA today saying they won't issue a new document until I get an appointment to take the car to a
VOSA centre for a VIC (Vehicle Identity Check) This is to make sure that the details they have for the vehicle are correct ::) ::)
This it now seems comes about if there is an insurance claim on the vehicle . As there was ( no doubt about that & i knew that) , the car was hit by a third party
& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car .
Now there is no real problem for me here apart from the inconvience of having to take it 20 odd miles to Chelmsford during working hours Mon -Fri
But they are going to charge me a £41.00fee to check to see if the information THEY have is correct . ??? ???
Take into account 40 odd miles of fuel , at least a half day off work & then the £41.00. This is going to cost ME around the £150 mark
Not happy at all . . . . . . >:( >:( >:( >:( >:( >:( >:(
I can see the reason if the car was seriously damaged & to stop criminal activity , but not on the minimal damage this one recieved :o :o :o :o :o
The check is just for identity not to check for repairs or roadworthiness
Thinking this should have gone in General Car chat :-[ :-[ :-[
-
Angry Essex person here ! >:( >:( >:( >:(
Right , brought an MV6 2 weeks ago , seller told me it had minor accident damage ,it is minimal damage to N/s wheelarch ( As shown in gallery photo)
Was delighted with the car even though it had minor damage :y :y I would say very minor damage
Was waiting for my new V5 to arrive , but get a letter from DVLA today saying they won't issue a new document until I get an appointment to take the car to a
VOSA centre for a VIC (Vehicle Identity Check) This is to make sure that the details they have for the vehicle are correct ::) ::)
This it now seems comes about if there is an insurance claim on the vehicle . As there was ( no doubt about that & i knew that) , the car was hit by a third party
& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car .
Now there is no real problem for me here apart from the inconvience of having to take it 20 odd miles to Chelmsford during working hours Mon -Fri
But they are going to charge me a £41.00fee to check to see if the information THEY have is correct . ??? ???
Take into account 40 odd miles of fuel , at least a half day off work & then the £41.00. This is going to cost ME around the £150 mark
Not happy at all . . . . . . >:( >:( >:( >:( >:( >:( >:(
I can see the reason if the car was seriously damaged & to stop criminal activity , but not on the minimal damage this one recieved :o :o :o :o :o
The check is just for identity not to check for repairs or roadworthiness
Thinking this should have gone in General Car chat :-[ :-[ :-[
"the car was hit by a third party
& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car ."
.........and that is the problem!
Your car is listed as a write off, and a vehicle that apparently has the same registration and VO5 document details is now on the road. If you knew the car had been classified as a "write off" then you really should have checked the cars details with the authorities before purchase.
Have you got a valid MOT for your car, as that would have been made void by any "write off" insurance decision? The DVLA would demand a new MOT, which I suspect is what they are requesting now.
Also have you insurance on the car? Have they queried with you the details of your car, as they should, if you are correct, have it listed as a write with an amount paid out on the car by another insurance company?
There are a few BIG questions there. :)
Other experts on insurance write off's will no doubt be on soon to explain more :)
-
DVLA are great at the details arent they?
I recently had to pay an £80 fine for having an untaxed vehicle because they lost the notification I sent them that I had scrapped a car.
Apparently it was my fault that the records were not up to date because I didnt chase them when I didnt get a reply.
-
Some categories of write off need a VIC check, thats what you are paying for.
What category is it? C?
-
Angry Essex person here ! >:( >:( >:( >:(
Right , brought an MV6 2 weeks ago , seller told me it had minor accident damage ,it is minimal damage to N/s wheelarch ( As shown in gallery photo)
Was delighted with the car even though it had minor damage :y :y I would say very minor damage
Was waiting for my new V5 to arrive , but get a letter from DVLA today saying they won't issue a new document until I get an appointment to take the car to a
VOSA centre for a VIC (Vehicle Identity Check) This is to make sure that the details they have for the vehicle are correct ::) ::)
This it now seems comes about if there is an insurance claim on the vehicle . As there was ( no doubt about that & i knew that) , the car was hit by a third party
& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car .
Now there is no real problem for me here apart from the inconvience of having to take it 20 odd miles to Chelmsford during working hours Mon -Fri
But they are going to charge me a £41.00fee to check to see if the information THEY have is correct . ??? ???
Take into account 40 odd miles of fuel , at least a half day off work & then the £41.00. This is going to cost ME around the £150 mark
Not happy at all . . . . . . >:( >:( >:( >:( >:( >:( >:(
I can see the reason if the car was seriously damaged & to stop criminal activity , but not on the minimal damage this one recieved :o :o :o :o :o
The check is just for identity not to check for repairs or roadworthiness
Thinking this should have gone in General Car chat :-[ :-[ :-[
"the car was hit by a third party
& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car ."
.........and that is the problem!
Your car is listed as a write off, and a vehicle that apparently has the same registration and VO5 document details is now on the road. If you knew the car had been classified as a "write off" then you really should have checked the cars details with the authorities before purchase.
Have you got a valid MOT for your car, as that would have been made void by any "write off" insurance decision? The DVLA would demand a new MOT, which I suspect is what they are requesting now.
Also have you insurance on the car? Have they queried with you the details of your car, as they should, if you are correct, have it listed as a write with an amount paid out on the car by another insurance company?
There are a few BIG questions there. :)
Other experts on insurance write off's will no doubt be on soon to explain more :)
Car has full MOT until 28 11 2013 ;)
As for the " BIG Questions " what be they then ? :-\ :-\ :-\
-
MOT means little, as the car has had a shunt since then. Hence the (quick) check.
-
Some categories of write off need a VIC check, thats what you are paying for.
What category is it? C?
Cat. D TB
-
Angry Essex person here ! >:( >:( >:( >:(
Right , brought an MV6 2 weeks ago , seller told me it had minor accident damage ,it is minimal damage to N/s wheelarch ( As shown in gallery photo)
Was delighted with the car even though it had minor damage :y :y I would say very minor damage
Was waiting for my new V5 to arrive , but get a letter from DVLA today saying they won't issue a new document until I get an appointment to take the car to a
VOSA centre for a VIC (Vehicle Identity Check) This is to make sure that the details they have for the vehicle are correct ::) ::)
This it now seems comes about if there is an insurance claim on the vehicle . As there was ( no doubt about that & i knew that) , the car was hit by a third party
& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car .
Now there is no real problem for me here apart from the inconvience of having to take it 20 odd miles to Chelmsford during working hours Mon -Fri
But they are going to charge me a £41.00fee to check to see if the information THEY have is correct . ??? ???
Take into account 40 odd miles of fuel , at least a half day off work & then the £41.00. This is going to cost ME around the £150 mark
Not happy at all . . . . . . >:( >:( >:( >:( >:( >:( >:(
I can see the reason if the car was seriously damaged & to stop criminal activity , but not on the minimal damage this one recieved :o :o :o :o :o
The check is just for identity not to check for repairs or roadworthiness
Thinking this should have gone in General Car chat :-[ :-[ :-[
"the car was hit by a third party
& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car ."
.........and that is the problem!
Your car is listed as a write off, and a vehicle that apparently has the same registration and VO5 document details is now on the road. If you knew the car had been classified as a "write off" then you really should have checked the cars details with the authorities before purchase.
Have you got a valid MOT for your car, as that would have been made void by any "write off" insurance decision? The DVLA would demand a new MOT, which I suspect is what they are requesting now.
Also have you insurance on the car? Have they queried with you the details of your car, as they should, if you are correct, have it listed as a write with an amount paid out on the car by another insurance company?
There are a few BIG questions there. :)
Other experts on insurance write off's will no doubt be on soon to explain more :)
Car has full MOT until 28 11 2013 ;)
As for the " BIG Questions " what be they then ? :-\ :-\ :-\
When did the car obtain that MOT? Before you bought it?
I have listed the two big problems if DVLA procedures on write off's are not followed. That is why your car is going for an inspection, and until that happens and the car is "passed" I am not sure your insurance is valid as the records show it as a "write off", which you said indeed was the case. ;)
-
MOT means little, as the car has had a shunt since then. Hence the (quick) check.
New MOT after the shunt
-
D shouldn't need a VIC I thought :-\
-
D shouldn't need a VIC I thought :-\
Thats what I thought . . . but . . . VOSA spokesperson on end of phone seemed to think that from now on all cars that have had an insurance claim on them won't have a new V5 issued until they've had a VIC :-\ :-\ :-\
I questioned whether I should not be using the car . VOSA said no problem as it's taxed until end of Jan 2013 & has full mot .you will only have a problem come the end of Jan in that if you have not brought it to us for a VIC you won't be able to tax it as we won't issue a V5 until you do
Have brought several "uneco" write offs in the past & never had this before .
-
VIC is a pile of shite, around 717,000 carried out and only 8 ringers found !! IRO £29,397,000 raped from country >:(
-
VIC is a pile of shite, around 717,000 carried out and only 8 ringers found !! IRO £29,397,000 raped from country >:(
Am in total agreement there :y :y
-
VIC is a pile of shite, around 717,000 carried out and only 8 ringers found !! IRO £29,397,000 raped from country >:(
:o :o :o :o :o :o
-
When you bought the car, there should have been a comment on the front of the V5. If there wasn't, and the seller didn't tell you, then you might have some recourse against them. The least they could do is reimburse you the £41 :-\ the previous keeper should have done it if they kept the car after a claim.
Think the car has to be fully roadworthy, ie taxed, MOTed and insured in order for the VIC to be carried out. Takes 10 mins, book on line and try to arrange a time which is most convenient to you.
-
Thats a real bummer Al - takes some of the pleasure out of a "new" motor. Have heard this before of VIC checks now required for CATDs. You'll turn up, pay your money, some erk will check VIN plates and 10 minutes later you'll be on your way. Rip off Britain ::)
-
When you bought the car, there should have been a comment on the front of the V5. If there wasn't, and the seller didn't tell you, then you might have some recourse against them. The least they could do is reimburse you the £41 :-\ the previous keeper should have done it if they kept the car after a claim.
Think the car has to be fully roadworthy, ie taxed, MOTed and insured in order for the VIC to be carried out. Takes 10 mins, book on line and try to arrange a time which is most convenient to you.
checked the V5 . . .nothing on there ( bottom left corner ) but that would only be put on the V5 once another was issued to the owner. . .wouldn't it ? The seller told me Cat. D uneconomical write off . so no problem there.
Had car re-MOT'd same day I collected it for my own peace of mind . . .All A1
It seems VOSA/DVLA are forcing all Cat. C & now Cat.D to have a VIC when a new V5 is requested :-\ :-\
another govenment Cash cow £££££££££ >:( >:( >:( >:(
-
Thats a real bummer Al - takes some of the pleasure out of a "new" motor. Have heard this before of VIC checks now required for CATDs. You'll turn up, pay your money, some erk will check VIN plates and 10 minutes later you'll be on your way. Rip off Britain ::)
Exactly dbug >:( >:( >:( >:( >:(
-
Cat d doesn't normally show on V5 !!!???
-
The V5 that the seller gave you should have been destroyed when the car was written off. DVLA then issue a new one, with the notes added, once a VIC has been done. IMHO the seller would have known that when they agreed the settlement with their insurer. They owe you at least the £41... :-\
-
The V5 that the seller gave you should have been destroyed when the car was written off. DVLA then issue a new one, with the notes added, once a VIC has been done. IMHO the seller would have known that when they agreed the settlement with their insurer. They owe you at least the £41... :-\
sorry may of misled you here . I checked the V5 when collecting the car and there was nothing on the notes part . I do not have the V5 as the seller has to send that off. I only have the small green section .
As for the original V5 being destroyed . . not sure it happens like that . Swmbo had a Vectra that was involved in a small bump . Other drivers fault . Insurance company assesor came to inspect it after requesting the V5 & mot certificate were sent to them for inspection .
Assesor wrote off as uneconomical repair ( although only really minimal damage ) we brought car back from insurance & our documents were returned to us from the insurance company ,but with no additional note of write off added . we kept that V5 for the remainder of the life of the car until it was scrapped . Over 2 years.
I am thinking that in this situation the note of the "write off" only goes on the V5 the next time it is sent to DVLA :-\ :-\
Which I think is what is happening here now , that if the seller had kept the car he would still be using that "Unmarked" V5
But it looks like they are "Marking" the V5 with Cat. D or at least requiring a VIC as well now :o :o
-
Was outlining the process I went through when mine was a Cat C :y
When you book the car in for its VIC you have to describe the damage/repair. VOSA then pass this info on to the DVLA who add it to the new V5 :y The notes appear on the front page in the box that says 'New at first registration'.
In my case 'Replaced tailgate, rear bumper and OSR Quarter and repaired D pillar' became ' Vehicle has had substantial repair to significant rear accident damage' or summat along those lines :-\
If you knew the car had been written off before you bought it, then fair enough, but the sellers accidental ignorance has put you in this position, unless they are a trader who bought the car direct from the insurers, in which case they really should have known better :-\
Believe someone else here had a similar problem...they bought a car, all the paperwork was in order, no mention on the V5, but when the new one came back to the new keeper, it had the notes on the front page. Dealer claimed to know nowt about it, as the car had been part exed. You can bet that the previous keeper had filed the reissued V5... :'(