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[Big_Al]

Angry Essex person here !

Right ,  brought an  MV6 2 weeks ago , seller told me it had minor accident damage ,it is  minimal damage to N/s wheelarch ( As shown in gallery photo)

Was delighted with the car even though it had minor damage    I would say very minor damage

Was waiting for my new V5 to arrive , but get a letter from DVLA  today saying they won't issue a new document until I get an appointment to  take the car to a 

VOSA  centre for a VIC  (Vehicle Identity Check)  This is to make sure that the details they have for the vehicle are correct 

This it now  seems comes about if there is an insurance claim on the vehicle . As there was  (  no doubt about that & i knew that) , the car was hit by a third party

& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car . 

Now there is no real problem for me here apart from the inconvience of having to take it 20 odd miles to Chelmsford during working hours Mon -Fri

But they are going to charge me a £41.00fee to check to see if the information THEY have is correct .

Take into account 40 odd miles of fuel , at least a half day off work & then the £41.00. This is going to cost ME  around the £150 mark

Not happy at all  . . . .  . .

I can see the reason if the car was seriously damaged & to stop criminal  activity , but not on the minimal damage this one recieved 

The check is just for identity not to check for repairs or roadworthiness

Thinking this should have gone in General Car chat

[Lizzie_Zoom]

Angry Essex person here !

Right ,  brought an  MV6 2 weeks ago , seller told me it had minor accident damage ,it is  minimal damage to N/s wheelarch ( As shown in gallery photo)

Was delighted with the car even though it had minor damage    I would say very minor damage

Was waiting for my new V5 to arrive , but get a letter from DVLA  today saying they won't issue a new document until I get an appointment to  take the car to a 

VOSA  centre for a VIC  (Vehicle Identity Check)  This is to make sure that the details they have for the vehicle are correct 

This it now  seems comes about if there is an insurance claim on the vehicle . As there was  (  no doubt about that & i knew that) , the car was hit by a third party

& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car . 

Now there is no real problem for me here apart from the inconvience of having to take it 20 odd miles to Chelmsford during working hours Mon -Fri

But they are going to charge me a £41.00fee to check to see if the information THEY have is correct .

Take into account 40 odd miles of fuel , at least a half day off work & then the £41.00. This is going to cost ME  around the £150 mark

Not happy at all  . . . .  . .

I can see the reason if the car was seriously damaged & to stop criminal  activity , but not on the minimal damage this one recieved 

The check is just for identity not to check for repairs or roadworthiness

Thinking this should have gone in General Car chat

"the car was hit by a third party

& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car ."


.........and that is the problem!

Your car is listed as a write off, and a vehicle that apparently has the same registration and VO5 document details is now on the road.  If you knew the car had been classified as a "write off" then you really should have checked the cars details with the authorities before purchase.

Have you got a valid MOT for your car, as that would have been made void by any "write off" insurance decision?  The DVLA would demand a new MOT, which I suspect is what they are requesting now.

Also have you insurance on the car?  Have they queried with you the details of your car, as they should, if you are correct, have it listed as a write with an amount paid out on  the car by another insurance company?

There are a few BIG questions there.


Other experts on insurance write off's will no doubt be on soon to explain more

[Murph]

DVLA are great at the details arent they?

I recently had to pay an £80 fine for having an untaxed vehicle because they lost the notification I sent them that I had scrapped a car.

Apparently it was my fault that the records were not up to date because I didnt chase them when I didnt get a reply.

[TheBoy]

Some categories of write off need a VIC check, thats what you are paying for.

What category is it? C?

[Big_Al]

Angry Essex person here !

Right ,  brought an  MV6 2 weeks ago , seller told me it had minor accident damage ,it is  minimal damage to N/s wheelarch ( As shown in gallery photo)

Was delighted with the car even though it had minor damage    I would say very minor damage

Was waiting for my new V5 to arrive , but get a letter from DVLA  today saying they won't issue a new document until I get an appointment to  take the car to a 

VOSA  centre for a VIC  (Vehicle Identity Check)  This is to make sure that the details they have for the vehicle are correct 

This it now  seems comes about if there is an insurance claim on the vehicle . As there was  (  no doubt about that & i knew that) , the car was hit by a third party

& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car . 

Now there is no real problem for me here apart from the inconvience of having to take it 20 odd miles to Chelmsford during working hours Mon -Fri

But they are going to charge me a £41.00fee to check to see if the information THEY have is correct .

Take into account 40 odd miles of fuel , at least a half day off work & then the £41.00. This is going to cost ME  around the £150 mark

Not happy at all  . . . .  . .

I can see the reason if the car was seriously damaged & to stop criminal  activity , but not on the minimal damage this one recieved 

The check is just for identity not to check for repairs or roadworthiness

Thinking this should have gone in General Car chat

"the car was hit by a third party

& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car ."


.........and that is the problem!

Your car is listed as a write off, and a vehicle that apparently has the same registration and VO5 document details is now on the road.  If you knew the car had been classified as a "write off" then you really should have checked the cars details with the authorities before purchase.

Have you got a valid MOT for your car, as that would have been made void by any "write off" insurance decision?  The DVLA would demand a new MOT, which I suspect is what they are requesting now.

Also have you insurance on the car?  Have they queried with you the details of your car, as they should, if you are correct, have it listed as a write with an amount paid out on  the car by another insurance company?

There are a few BIG questions there.


Other experts on insurance write off's will no doubt be on soon to explain more

Car has full MOT until 28 11 2013

As for the " BIG Questions "    what be they then ?

[TheBoy]

MOT means little, as the car has had a shunt since then. Hence the (quick) check.

[Big_Al]

Some categories of write off need a VIC check, thats what you are paying for.

What category is it? C?

Cat. D    TB

[Lizzie_Zoom]

Angry Essex person here !

Right ,  brought an  MV6 2 weeks ago , seller told me it had minor accident damage ,it is  minimal damage to N/s wheelarch ( As shown in gallery photo)

Was delighted with the car even though it had minor damage    I would say very minor damage

Was waiting for my new V5 to arrive , but get a letter from DVLA  today saying they won't issue a new document until I get an appointment to  take the car to a 

VOSA  centre for a VIC  (Vehicle Identity Check)  This is to make sure that the details they have for the vehicle are correct 

This it now  seems comes about if there is an insurance claim on the vehicle . As there was  (  no doubt about that & i knew that) , the car was hit by a third party

& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car . 

Now there is no real problem for me here apart from the inconvience of having to take it 20 odd miles to Chelmsford during working hours Mon -Fri

But they are going to charge me a £41.00fee to check to see if the information THEY have is correct .

Take into account 40 odd miles of fuel , at least a half day off work & then the £41.00. This is going to cost ME  around the £150 mark

Not happy at all  . . . .  . .

I can see the reason if the car was seriously damaged & to stop criminal  activity , but not on the minimal damage this one recieved 

The check is just for identity not to check for repairs or roadworthiness

Thinking this should have gone in General Car chat

"the car was hit by a third party

& no doubt previous seller was paid out , probably as an uneconomical write off but kept the car ."


.........and that is the problem!

Your car is listed as a write off, and a vehicle that apparently has the same registration and VO5 document details is now on the road.  If you knew the car had been classified as a "write off" then you really should have checked the cars details with the authorities before purchase.

Have you got a valid MOT for your car, as that would have been made void by any "write off" insurance decision?  The DVLA would demand a new MOT, which I suspect is what they are requesting now.

Also have you insurance on the car?  Have they queried with you the details of your car, as they should, if you are correct, have it listed as a write with an amount paid out on  the car by another insurance company?

There are a few BIG questions there.


Other experts on insurance write off's will no doubt be on soon to explain more

Car has full MOT until 28 11 2013

As for the " BIG Questions "    what be they then ?

When did the car obtain that MOT?  Before you bought it?

I have listed the two big problems if DVLA procedures on write off's are not followed.  That is why your car is going for an inspection, and until that happens and the car is "passed" I am not sure your insurance is valid as the records show it as a "write off", which you said indeed was the case.

[Big_Al]

MOT means little, as the car has had a shunt since then. Hence the (quick) check.

New MOT after the shunt

[TheBoy]

D shouldn't need a VIC I thought 

[Big_Al]

D shouldn't need a VIC I thought 

Thats what I thought  . . . but . . .  VOSA   spokesperson on end of phone seemed to think that from now on  all  cars that have  had an insurance claim on them won't have a new V5 issued until they've had a VIC

I questioned whether I should not be using the car . VOSA said no problem  as it's taxed until end of Jan 2013 & has full mot .you will only have a problem come the end of Jan in that if you have not brought it to us for a VIC you won't be able to tax it as we won't issue a V5 until you do

Have brought several "uneco" write offs in the past & never had this before .

[omegod]

VIC is a pile of shite, around 717,000 carried out and only 8 ringers found !! IRO £29,397,000 raped from country

[Big_Al]

VIC is a pile of shite, around 717,000 carried out and only 8 ringers found !! IRO £29,397,000 raped from country

Am in total agreement there 

[omega3000]

VIC is a pile of shite, around 717,000 carried out and only 8 ringers found !! IRO £29,397,000 raped from country

 

[05omegav6]

When you bought the car, there should have been a comment on the front of the V5. If there wasn't,  and the seller didn't tell you, then you might have some recourse against them. The least they could do is reimburse you the £41 the previous keeper should have done it if they kept the car after a claim.

Think the car has to be fully roadworthy, ie taxed, MOTed and insured in order for the VIC to be carried out. Takes 10 mins, book on line and try to arrange a time which is most convenient to you.