Omega Owners Forum

Chat Area => General Car Chat => Topic started by: tunnie on 20 October 2013, 08:31:57

Title: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 08:31:57
Are the reliable? It would be a CDTi / Auto combo, possible it could rack up a lot of miles so wondering if they are as solid as the Omega?
Title: Re: Insignia Auto boxes
Post by: Auto Addict on 20 October 2013, 09:46:23
I hope so :-\

 ;D ;D ;D ;D
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 09:47:54
I hope so :-\

 ;D ;D ;D ;D

I thought yours was an auto  ;D

This will be a daily driver though, could be racking up miles fairly quickly. You happy with yours?

What engine have you got? I see there are a few variants of the CDTi - MPG looks impressive, you manged to get over 50mpg from yours?
Title: Re: Insignia Auto boxes
Post by: pscocoa on 20 October 2013, 09:51:25
I hope so :-\

 ;D ;D ;D ;D

My wife hopes so to. No problems so far and plenty of high milers around you could test. Not sure how old this gearbox is - we have an 18 month old Elite 2 litre auto - done about 13000 miles
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 09:53:30
I hope so :-\

 ;D ;D ;D ;D

My wife hopes so to. No problems so far and plenty of high milers around you could test. Not sure how old this gearbox is - we have an 18 month old Elite 2 litre auto - done about 13000 miles

Done any DIY service work on it?

What kind of MPG have you been getting?
Title: Re: Insignia Auto boxes
Post by: Auto Addict on 20 October 2013, 09:53:45
I hope so :-\

 ;D ;D ;D ;D

I thought yours was an auto  ;D

This will be a daily driver though, could be racking up miles fairly quickly. You happy with yours?

What engine have you got? I see there are a few variants of the CDTi - MPG looks impressive, you manged to get over 50mpg from yours?

2.0 Diesel, 160 Bhp.

Best I've achieved is about 49, car heavily loaded, air con on.
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 09:55:05
I hope so :-\

 ;D ;D ;D ;D

I thought yours was an auto  ;D

This will be a daily driver though, could be racking up miles fairly quickly. You happy with yours?

What engine have you got? I see there are a few variants of the CDTi - MPG looks impressive, you manged to get over 50mpg from yours?

2.0 Diesel, 160 Bhp.

Best I've achieved is about 49, car heavily loaded, air con on.

Cheers  :y
Title: Re: Insignia Auto boxes
Post by: TheBoy on 20 October 2013, 09:58:13
I hope so :-\

 ;D ;D ;D ;D

I thought yours was an auto  ;D

This will be a daily driver though, could be racking up miles fairly quickly. You happy with yours?

What engine have you got? I see there are a few variants of the CDTi - MPG looks impressive, you manged to get over 50mpg from yours?

2.0 Diesel, 160 Bhp.

Best I've achieved is about 49, car heavily loaded, air con on.
So the autobox really does kill the mpg, unsurprisingly?  What do you normally average, tootling about on a normal week?


Tunnie, why auto? I naturally distrust FWD autos. Additionally, an auto needs a big engine. Whiilst the 160bhp (there are a lot of 130bhp variants) version of the CDTi isn't too bad, its probably still lacking for auto use. Lastly, for a daily commuter, if there is a lot of urban work, you'll find mpg seriously suffers.
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 10:03:35
It's not for me, it's for FatherT. There is the strong possibility his mileage will rocket soon, sadly the advance in engines since he last did big miles, means the pence per mile offered, is a bit crap for the Omega now, it would barely cover fuel.

So something that does 50mpg or there abouts is required, needs to be an auto, as fatherT's not driven a manual since the early 90's  ;D

The runs it would be doing are long runs, talking Bournemouth for example. So auto would not suffer too much on a run like this, other things are being considered, such as XF 2.2D and Merc E250.

Insignia is far cheaper, and I think I could do at least basic work. Oil & filters ect, which would save money. 
Title: Re: Insignia Auto boxes
Post by: TheBoy on 20 October 2013, 10:14:40
It's not for me, it's for FatherT. There is the strong possibility his mileage will rocket soon, sadly the advance in engines since he last did big miles, means the pence per mile offered, is a bit crap for the Omega now, it would barely cover fuel.

So something that does 50mpg or there abouts is required, needs to be an auto, as fatherT's not driven a manual since the early 90's  ;D

The runs it would be doing are long runs, talking Bournemouth for example. So auto would not suffer too much on a run like this, other things are being considered, such as XF 2.2D and Merc E250.

Insignia is far cheaper, and I think I could do at least basic work. Oil & filters ect, which would save money.
Most companies now give 45ppm for private cars (as its how it ties in with tax rules), now I could drive a 3.0l auto on petrol with soft tyres and still make on the deal.

I'd suggest a 2.2 petrol should be around 25ppm on a run, leaving 20ppm to cover wear and servicing. 45ppm should easily cover it?
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 10:17:09
I'll have to double check, but I don't think he gets 45ppm  :-\
Title: Re: Insignia Auto boxes
Post by: TheBoy on 20 October 2013, 10:24:16
I'll have to double check, but I don't think he gets 45ppm  :-\
If its the approx 20ppm, thats whats normally given for company car use.
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 10:25:31
I'll have to double check, but I don't think he gets 45ppm  :-\
If its the approx 20ppm, thats whats normally given for company car use.

That sounds more like it...
Title: Re: Insignia Auto boxes
Post by: TheBoy on 20 October 2013, 10:27:10
I'll have to double check, but I don't think he gets 45ppm  :-\
If its the approx 20ppm, thats whats normally given for company car use.

That sounds more like it...
As its not a company car (anymore), he needs to check he is claiming the correct amount.
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 10:30:39
I'll have to double check, but I don't think he gets 45ppm  :-\
If its the approx 20ppm, thats whats normally given for company car use.

That sounds more like it...
As its not a company car (anymore), he needs to check he is claiming the correct amount.

Just checked, the ppm is the lower figure, it's aimed for fuel only, there is a separate allowance for a car.

Also the ppm is the same, if its petrol or diesel  :(
Title: Re: Insignia Auto boxes
Post by: Auto Addict on 20 October 2013, 10:43:46
I hope so :-\

 ;D ;D ;D ;D

I thought yours was an auto  ;D

This will be a daily driver though, could be racking up miles fairly quickly. You happy with yours?

What engine have you got? I see there are a few variants of the CDTi - MPG looks impressive, you manged to get over 50mpg from yours?

2.0 Diesel, 160 Bhp.

Best I've achieved is about 49, car heavily loaded, air con on.
So the autobox really does kill the mpg, unsurprisingly?  What do you normally average, tootling about on a normal week?


Tunnie, why auto? I naturally distrust FWD autos. Additionally, an auto needs a big engine. Whiilst the 160bhp (there are a lot of 130bhp variants) version of the CDTi isn't too bad, its probably still lacking for auto use. Lastly, for a daily commuter, if there is a lot of urban work, you'll find mpg seriously suffers.

Tootling about, and I mean tootling about, 36/37, as opposed to 21/22 in the Omega.

I would imagine 50+ driving solo with the car unladen is easily achievable, but never had the opportunity to try it.

Most of my long distance driving these days involves going on holiday (Mrs AA always takes the kitchen sink), or towing the 'van.

I find the six speed auto quite smooth.

Always drive any car with the air con on, so never tried to see what I would get without it.
Title: Re: Insignia Auto boxes
Post by: I_want_an_Omega on 20 October 2013, 12:17:00
Google "HMRC Advisory Mileage Rates" & all will be revealed in this area ........
Title: Re: Insignia Auto boxes
Post by: 05omegav6 on 20 October 2013, 12:21:53
My 3.2 costs 38ppm, including fuel, insurance, tyres, servicing, brakes and road tax :y

Fuel, not yet LPG, is 26ppm (@1.32ppl)

Any new(er) car will cost atleast as much as you have to account for depreciation, for example, my brand new £12.5k Seat Altea diesel I had before cost 22ppm in fuel (@1.35), and 8ppm in depreciation, even allowing for cheaper road tax, it still cost me 40ppm.

So basically my Omega, which is a proper car rather than a tinfoil pos, actually costs less compared to said pos ::)

Also, the more expensive the newer car is, the higher the depreciation, and therefore the higher the ppm costs,

For reference, the fuel costs above are actual numbers, based on actual mileage, the others are based on full service (plugs/filters/oil), brakes (discs and pads all round), tyres (4), insurance and road tax all divided by 10k.
For depreciation on the Seat, the £10k loss in value was £12.5k purchase price less the final trade in value of £2.5k, over 130k miles.

When estimating future value, don't use forecourt prices as you will never realise them :y
Title: Re: Insignia Auto boxes
Post by: I_want_an_Omega on 20 October 2013, 12:33:58
Google "HMRC Advisory Mileage Rates" & all will be revealed in this area ........

I should also mention that you can also claim tax relief on the difference between the rate actually received and the full 45ppm rate - so that needs to be taken into account also. There are some annual limits in place regards this - but anyone who has been playing this game will know all about that.  :y
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 12:36:07
Thanks all, depreciation is being considered.  :y

Fuel only my 2.2 is around 12ppm, but it does need fairly regular tlc. We will need something that does at least 45mpg+ to ensure fuel allowance covers fuel + little left for basic work.

The Insignia is possible, but to be honest every time I've gone to see one in the flesh it's been very disappointing. As we did consider the Estate once, we went to see one.

I suspect something like this maybe on the cards

http://www.autotrader.co.uk/classified/advert/201309068657222/sort/default/usedcars/body-type/coupe/maximum-mileage/up_to_20000_miles/transmission/automatic/fuel-type/diesel/model/e_class/make/mercedes-benz/onesearchad/used/onesearchad/nearlynew/onesearchad/new/radius/1500/page/3/postcode/w39ej?logcode=p (http://www.autotrader.co.uk/classified/advert/201309068657222/sort/default/usedcars/body-type/coupe/maximum-mileage/up_to_20000_miles/transmission/automatic/fuel-type/diesel/model/e_class/make/mercedes-benz/onesearchad/used/onesearchad/nearlynew/onesearchad/new/radius/1500/page/3/postcode/w39ej?logcode=p)
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 12:37:39
Google "HMRC Advisory Mileage Rates" & all will be revealed in this area ........

I should also mention that you can also claim tax relief on the difference between the rate actually received and the full 45ppm rate - so that needs to be taken into account also. There are some annual limits in place regards this - but anyone who has been playing this game will know all about that.  :y

Sadly not much can be done, there is a car allowance given which is aimed for car purchase/finance.

There is a set ppm rate, regardless of fuel type. Distance traveled (no matter how high or low) is calculated at this rate and payment given, no room to negotiate. 
Title: Re: Insignia Auto boxes
Post by: 05omegav6 on 20 October 2013, 13:01:39
Re that Merc, it only has 4 seats, and assuming a realistic 44mpg, a fuel cost of 15.6ppm. Lets assume 40k miles a year. £6240

With a 10% deposit, looking at £600 pm over 4 years, or £7200 pa.

Tyres £600 for four, every 20k so £1200.

Servicing, average of £300 every 20k, so £600

Brakes, discs and pads every 40k/annually £800

Road tax £168

Insurance £350

Depreciation (value after 4 years 160k) £4k, so a drop of 20k, so 12.5 ppm, £5000

Maintenance assumes dealer for warranty purposes.

Total annual cost = £21208 or 53.8ppm

Ok I have made alot of assumptions there, but now tell me which is the best deal, honestly :y
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 13:12:45
Re that Merc, it only has 4 seats, and assuming a realistic 44mpg, a fuel cost of 15.6ppm. Lets assume 40k miles a year. £6240

Why is only 4 seats a problem? He only needs one  ;D 44mpg, that's very conservative. Book says 47, we've got first hand experience of C220 CDi, book say 48 on that, but we've been averaging 50+

Quote
Tyres £600 for four, every 20k so £1200.

20k? Come now, 40k easy. First set of boots FatherT had lasted shade over 50k  :y

Quote
Ok I have made alot of assumptions there, but now tell me which is the best deal, honestly :y

Not another Omega  ;)

XF 3.0d is a strong contender I think, they can be had for around £15k, although they will do only 40mpg

I won't be living at home, so cannot do the weekly checks an Omega needs. Car will be needed, currently other arrangements can be made such as train to airport.

There is real lack of good Omega's out there, could go Rodger Budden's Omega's - He gets some super low miles ones, in great condition. However even with LPG, it's not a viable option for fatherT.
Title: Re: Insignia Auto boxes
Post by: 05omegav6 on 20 October 2013, 13:29:02
About my assumptions,

That car, being second hand, will have some wear on the tyres already, budgeting for a set every 20k allows for punctures and pot hole damage.

Should be checking levels every week on anything, be it a £50 Metro or a £500k Bugatti ::)

If you are realistic with the fuel economy, you get change, if you over estimate the mpg, you lose out ::)

The E class is bigger and heavier than the C class ::)

It is only an idea of the numbers, based on alot of assumptions, but people rarely look at the actual costs when buying a car until they suddenly realise just how much it costs at the first service, or when the exhaust falls off...

Without depreciation or finance, the Omega is 30ppm cheaper to run. Just saying, like :y
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 13:39:43
Aware E Class is heavier than C, it's bigger  ::)

What I'm saying is in our experience, the book is under estimating mpg  :y - The Omega's are old, their replacement was always a matter of time.

Tyres? - Well any car needs these, a Merc or Jag just the same cost wise. (assuming no silly AMG alloys)

Road Tax? - Well that is cheaper for a start!

Insurance - About the same, could even be less, which is insane given an Omega is worth as much as a Mars bar & bottle of coke on a good day.

The key cost increase will be depreciation & service costs, everything else it's a winner. I won't be there day to day, to help out on jobs. Merc offer a service where they come to you to collect the car, service it and bring it back. That's kind of service fatherT needs, zero hassle  :y
Title: Re: Insignia Auto boxes
Post by: Crazycarzowner on 20 October 2013, 13:44:56
My 5 speed auto 2.5 diesel Skoda if driven liberally will easy return over 40mpg over the 60 mile round trip I have to work and back. When we went down south on hols this year I got a maximum of 48mpg. Just a case of how heavy ya right foot is. The newer versions (like my F-I-L has) has the 2.0 diesel with 7 speed auto, I assume he'll get more but not much  :-\ :-\ :-\
Title: Re: Insignia Auto boxes
Post by: 05omegav6 on 20 October 2013, 13:46:23
Time will tell, but will be interesting to see what they come up with being lifelong Omega owners :y

£12k pa is mortgage money though :-\

My 5 speed auto 2.5 diesel Skoda if driven liberally will easy return over 40mpg over the 60 mile round trip I have to work and back. When we went down south on hols this year I got a maximum of 48mpg. Just a case of how heavy ya right foot is. The newer versions (like my F-I-L has) has the 2.0 diesel with 7 speed auto, I assume he'll get more but not much  :-\ :-\ :-\
Certainly not enough to pay for the DSG box when it goes bang ::)
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 13:47:33
http://www.autotrader.co.uk/classified/advert/201310049112895/sort/default/usedcars/fuel-type/diesel/maximum-mileage/up_to_20000_miles/body-type/coupe/transmission/automatic/model/c_class/make/mercedes-benz/onesearchad/used/onesearchad/nearlynew/onesearchad/new/radius/1500/postcode/w39ej/page/1?logcode=p (http://www.autotrader.co.uk/classified/advert/201310049112895/sort/default/usedcars/fuel-type/diesel/maximum-mileage/up_to_20000_miles/body-type/coupe/transmission/automatic/model/c_class/make/mercedes-benz/onesearchad/used/onesearchad/nearlynew/onesearchad/new/radius/1500/postcode/w39ej/page/1?logcode=p)

Book on that average is 53mpg, from our experience, I can easily see 55mpg being achievable. Think it's a 7 speed box in that too  :)
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 13:49:30
Time will tell, but will be interesting to see what they come up with being lifelong Omega owners :y

One is already been converted, she likes it. Auto wipers, auto headlights, 7 speed box, 50+ mpg, parking sensors all around, packed full of gadgets. All she has to do is steer and press the pedals occasionally.  ;D
Title: Re: Insignia Auto boxes
Post by: 05omegav6 on 20 October 2013, 13:54:35
The numbers won't be much different on that, probably 50ppm :-\
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 14:05:42
The numbers won't be much different on that, probably 50ppm :-\

Tbh, I'm still not convinced by your figures. Depreciation a drop £20k in 4 years? (more like 8-10 years) What you smoking.  ;D On Merc that cost say £23k to begin with  ???  ??? - Looking at £5k Mercs that gets you 10 year old examples with 100k+

Insurance, well, you are way over on that  ;D

Along with vast over estimating on tyres & brakes, I think actual ppm will be much, much lower.

Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 14:29:05
I'm also staggered you think it would cost:

Quote
Brakes, discs and pads every 40k/annually £800

 ;D ;D ;D

I don't think I've spent that combined in life time of all our Omega's on brakes  ;D

Quick search found this chap who paid £82 for each front disc from a Main Merc dealer on CL600  :o

http://www.mbclub.co.uk/forums/general-discussion/151054-main-dealer-not-so-bad-after-all.html (http://www.mbclub.co.uk/forums/general-discussion/151054-main-dealer-not-so-bad-after-all.html)
Title: Re: Insignia Auto boxes
Post by: 05omegav6 on 20 October 2013, 14:37:00
Depreciation is affected more by mileage than age, I assumed a trade in value after 4 years of £4k. So if the screen price is £24k, and the final value is £4k, that is a loss of £20000, which over 4 years is £5k per year ::)

I also assumed 40k miles per year, so after 4 years, that's 160k. If the annual mileage is higher, then the worse the depreciation gets.

At that mileage insurance, tax, servicing and tyres come to a whopping 7.5ppm, easily the smallest cost of the car.

Finance 18ppm
Fuel 15ppm
Depreciation 12.5ppm
Ins/tax/maintenance 7.5ppm

Regarding your 600CL example, I bet he didn't pay them to fit them though ::)

Anyway, I said I assumed alot, put in the actual dealer figures, based on the expected annual mileage and see what comes out. Until you actually run a particular car, you won't know what the brake or tyre wear rates will be, so overestimating is actually good practice...

Title: Re: Insignia Auto boxes
Post by: 05omegav6 on 20 October 2013, 14:37:56
Did I mention that I made alot of assumptions  ::)

The figures work, based on those assumptions :y
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 14:43:10
No finance, so that ppm is irrelevant.  :y

Your depreciation is still way off, find me a 2009 Plate E-Class for £4k!!!

http://www.autotrader.co.uk/search/used/cars/mercedes-benz/e_class/postcode/w39ej/radius/1500/sort/default/maximum-mileage/over_100000_miles/maximum-age/up_to_4_years_old/onesearchad/used%2Cnearlynew%2Cnew (http://www.autotrader.co.uk/search/used/cars/mercedes-benz/e_class/postcode/w39ej/radius/1500/sort/default/maximum-mileage/over_100000_miles/maximum-age/up_to_4_years_old/onesearchad/used%2Cnearlynew%2Cnew)

I'll save you some time, you won't you need around £10k  :y

Huge numbers of examples there, ranging from 120k to 180k miles, around 4 years old, 2009 ish plated for £10k.

Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 14:45:17
More like 7 to 8 years old Mercs to get that £4k figure you suggest  :y

http://www.autotrader.co.uk/search/used/cars/mercedes-benz/e_class/postcode/w39ej/radius/1500/maximum-mileage/over_100000_miles/onesearchad/used%2Cnearlynew%2Cnew/sort/default/maximum-age/up_to_7_years_old (http://www.autotrader.co.uk/search/used/cars/mercedes-benz/e_class/postcode/w39ej/radius/1500/maximum-mileage/over_100000_miles/onesearchad/used%2Cnearlynew%2Cnew/sort/default/maximum-age/up_to_7_years_old)
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 14:53:32
Doing few more searches, those E Class Coupe's look fairly new, plenty of 2009 100K+ examples still going for around £12-15k.

So getting one at say £23k with 20k on the clock, keeping for 3 years, up to ~100k, easily get £10k back  :y
Title: Re: Insignia Auto boxes
Post by: 05omegav6 on 20 October 2013, 15:05:23
Time will tell, but they're called assumptions for a reason ::)
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 15:08:45
Totally get what you are saying, but think you are vastly over estimating on most things  :y

At least for us, maybe you can get through £800's worth of brakes in 40k miles, but FatherT is a little lighter on the pedals  :y
Title: Re: Insignia Auto boxes
Post by: joshwyatt on 20 October 2013, 15:18:49
Volvo S80 D5 is the only sensible solution. 215bhp, all the toys you'd ever need and much more affordable compared to the E-Class. Residual's are not as good, but you're paying considerably less for the vehicle. Volvo's in general do high miles well  :y

What precisely is FatherT's requirements?
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 15:21:30
Volvo S80 D5 is the only sensible solution. 215bhp, all the toys you'd ever need and much more affordable compared to the E-Class. Residual's are not as good, but you're paying considerably less for the vehicle. Volvo's in general do high miles well  :y

What precisely is FatherT's requirements?

Not considered one of those Josh, thanks for heads up.

Requirements are excellent mpg, 30mpg from the Omega is just not good enough. Needs to be around 50mpg ideally  :y

Automatic is a must, along with HID's & i think parking sensors & cruise control. Built in Sat Nav would be very high on the list too, much better than a portable unit.
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 15:22:07
I think if I was forced to look a replacement & my millage was low enough, I'd consider a Classic Merc such as:

http://www.carandclassic.co.uk/car/C382214 (http://www.carandclassic.co.uk/car/C382214)
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 15:26:29
Good call Josh, impressive mpg, around 57 average? Excellent.

http://www.autotrader.co.uk/classified/advert/201307268003330/sort/default/usedcars/transmission/automatic/fuel-type/diesel/maximum-mileage/up_to_20000_miles/model/s80/make/volvo/onesearchad/used/onesearchad/nearlynew/onesearchad/new/page/1/radius/1500/postcode/w39ej?logcode=p (http://www.autotrader.co.uk/classified/advert/201307268003330/sort/default/usedcars/transmission/automatic/fuel-type/diesel/maximum-mileage/up_to_20000_miles/model/s80/make/volvo/onesearchad/used/onesearchad/nearlynew/onesearchad/new/page/1/radius/1500/postcode/w39ej?logcode=p)

Not bad price either, however my parents had a very bad experience with a Volvo dealership.  :(
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 15:28:08
Bit dull inside though  :-\

You got anything interesting in stock at the moment Josh?
Title: Re: Insignia Auto boxes
Post by: joshwyatt on 20 October 2013, 16:10:03
Bit dull inside though  :-\

You got anything interesting in stock at the moment Josh?

Sadly, everything I have currently could only dream of 30mpg, let alone 50+  ;D
That particular S80 does look dull, you'd ideally want the SE Lux version which has all the toys...but still the interior is restrained...they do look much better with a lighter interior.

We can always take a trip to auction, or give me a brief and I can try and find something?
Title: Re: Insignia Auto boxes
Post by: pscocoa on 20 October 2013, 17:24:25
Tunnie - the thread  has developed in a way that has deviated from your original mission.

If your dad is doing high miles and wants a work horse with some comfort with economy as an issue ( repairs and servicing and maybe protection against future repair costs)then go back for a second to the Auto Tourer Insignia. Get one on trial, rent one or something if you are not sure but I will remind you of the deal we got on my wife's car:

1 year old, 7000 miles, Elite 2.0 Auto diesel with almost every extra you could want (Sat Nav, leather, phone prep, USB, parking sensors all round etc). Balance of 2 years manufacturers warranty plus a further 2 years full warranty oh and 5 years interest free credit.

Cost was £16000 and trade in on 2007 Signum (80,000 miles +) was £3500 - so net £12,500.

For me the mpg and the protection against repair costs could be really important in your calculations.

Title: Re: Insignia Auto boxes
Post by: TheBoy on 20 October 2013, 17:46:22
Tunnie - remember the trade-in price when he's knackered it will be far, far, far lower than what your are currently showing for 4yr old Mercs etc. Assume all the dealers you are checking against are like the Roger Buddens of this world, looking at betwwn 30-40% markup on what they give you. Thus I don't think ETA's figures are that far off TBH.

Remember, that home servicing will also cause heavy depreciation, rightly or wrongly.

If depreciation is a factor, you need to be going with BMW or Audi etc, keeping the FdSH up. Merc aren't in the same league, as although they have a loyal following, they are not a desired car by most.


He would get the lower ppm figures, as effectively its a company car, as he gets a car allowance. To get the allowance and the higher figure would end up with a tax nightmare. As this allowance pays for the running of a suitable car, the ppm is only to cover fuel. Which it would in a 2.2 auto Omega.


Another option is to use the allowance to lease a car. That way its bought, managed and serviced, and often insured by the fleet company. And ppm covers fuel. Oviously, unless his company is very generous on the allowance, he's be in shitbox territory (Astra/Mundano/1 series etc)
Title: Re: Insignia Auto boxes
Post by: Taxi_Driver on 20 October 2013, 17:51:06
I hope so :-\

 ;D ;D ;D ;D

I thought yours was an auto  ;D

This will be a daily driver though, could be racking up miles fairly quickly. You happy with yours?

What engine have you got? I see there are a few variants of the CDTi - MPG looks impressive, you manged to get over 50mpg from yours?

2.0 Diesel, 160 Bhp.

Best I've achieved is about 49, car heavily loaded, air con on.
So the autobox really does kill the mpg, unsurprisingly?  What do you normally average, tootling about on a normal week?


Tunnie, why auto? I naturally distrust FWD autos. Additionally, an auto needs a big engine. Whiilst the 160bhp (there are a lot of 130bhp variants) version of the CDTi isn't too bad, its probably still lacking for auto use. Lastly, for a daily commuter, if there is a lot of urban work, you'll find mpg seriously suffers.

Tootling about, and I mean tootling about, 36/37, as opposed to 21/22 in the Omega.

I would imagine 50+ driving solo with the car unladen is easily achievable, but never had the opportunity to try it.

Most of my long distance driving these days involves going on holiday (Mrs AA always takes the kitchen sink), or towing the 'van.

I find the six speed auto quite smooth.

Always drive any car with the air con on, so never tried to see what I would get without it.

Aircon and auto affect it quite a bit then  :o
Since Ive had a new fuel sender fitted on my 2.0 Passat and the fuel computer is getting the right info about how much fuel i have the comp reckons im getting nearly 50mpg about town (was 40 before)  :y

BTW fuel sender part of the fuel pump, that packed up last week  ;D
Common fault apparently with them. 
Title: Re: Insignia Auto boxes
Post by: 05omegav6 on 20 October 2013, 18:04:39
Whilst on the face of it, leasing looks cost effective, beware the mileage... a headline lease of say £299pm will be plus VaT and subject to a mileage ceiling, usually 10-12k. Excess mileage is generally charged at 8ppm, so say you do 40k pa, that's 30k excess pa or £2400. If your lease allows higher mileage, then that initial monthly rental will be nearer £500+VaT.

Lease purchase is another option, but again is mileage restricted :-\
Title: Re: Insignia Auto boxes
Post by: Del Boy on 20 October 2013, 18:05:19
What's his budget. I've got to be honest, a 520d Auto will do 60+ MPG easily.
Title: Re: Insignia Auto boxes
Post by: tunnie on 20 October 2013, 18:15:17
Whilst on the face of it, leasing looks cost effective, beware the mileage... a headline lease of say £299pm will be plus VaT and subject to a mileage ceiling, usually 10-12k. Excess mileage is generally charged at 8ppm, so say you do 40k pa, that's 30k excess pa or £2400. If your lease allows higher mileage, then that initial monthly rental will be nearer £500+VaT.

Lease purchase is another option, but again is mileage restricted :-\

Yeah, Lease options have never been valid option for him, too many miles.

What's his budget. I've got to be honest, a 520d Auto will do 60+ MPG easily.

Suspect around £20k maybe, have been looking at 520d's myself. Think he needs to test drive them all  :y
Title: Re: Insignia Auto boxes
Post by: Del Boy on 21 October 2013, 16:21:27
Whilst on the face of it, leasing looks cost effective, beware the mileage... a headline lease of say £299pm will be plus VaT and subject to a mileage ceiling, usually 10-12k. Excess mileage is generally charged at 8ppm, so say you do 40k pa, that's 30k excess pa or £2400. If your lease allows higher mileage, then that initial monthly rental will be nearer £500+VaT.

Lease purchase is another option, but again is mileage restricted :-\

Yeah, Lease options have never been valid option for him, too many miles.

What's his budget. I've got to be honest, a 520d Auto will do 60+ MPG easily.

Suspect around £20k maybe, have been looking at 520d's myself. Think he needs to test drive them all  :y

I done all motorway driving for a week in a 520d Auto, constant 70 MPH most days saw over 60 MPG :y.
Title: Re: Insignia Auto boxes
Post by: tunnie on 21 October 2013, 16:24:46
Cheers Del, another one to look at. Think post 2009 the 2.0 diesel engine was much improved? The issue with small timing chain at the back resolved?
Title: Re: Insignia Auto boxes
Post by: Del Boy on 21 October 2013, 16:26:31
Cheers Del, another one to look at. Think post 2009 the 2.0 diesel engine was much improved? The issue with small timing chain at the back resolved?

March 2011 onwards you want to be looking at. With roughly £20k to play with that won't be an issue :y.
Title: Re: Insignia Auto boxes
Post by: tunnie on 21 October 2013, 16:27:49
Cheers Del, another one to look at. Think post 2009 the 2.0 diesel engine was much improved? The issue with small timing chain at the back resolved?

March 2011 onwards you want to be looking at. With roughly £20k to play with that won't be an issue :y.

Cheers  :y
Title: Re: Insignia Auto boxes
Post by: Marks DTM Calib on 22 October 2013, 09:39:23
Although the diesel engine was far from 'much improved' as its still the same basic wanky design.

As I have said before, BMW don't make good four pots, only average to poor ones so if going for that marque it needs to be the bigger and much better six pot diesel
Title: Re: Insignia Auto boxes
Post by: tunnie on 22 October 2013, 10:56:13
Thanks everyone who has responded. Seem great feedback, which is food for thought for us.

The insignia is the cheaper choice, no doubt. But it lacks appeal for him/us, not keen looks wise, interior or comfort. That said we do need to try Elite seats, DIY service here would also have less impact.

Lease options have never been good for us, his miles may change at any point. So the restriction of miles limits they have would be quite restrictive.

There has been some good news on this front, this search was triggered by a potential big jump in miles covered. Looks like its going to be way less than feared. So the Omega may yet live on!
Title: Re: Insignia Auto boxes
Post by: YZ250 on 22 October 2013, 11:19:04
Although the diesel engine was far from 'much improved' as its still the same basic wanky design.

As I have said before, BMW don't make good four pots, only average to poor ones so if going for that marque it needs to be the bigger and much better six pot diesel

As we have digressed from Insignia Auto boxes, here's my two penny's worth.

Reference Marks comment above, having had both 2.0d and 3.0d I must agree that these two engines are leagues apart in refinement. The 2.0d is very economical and pretty quick but is definitely a diesel from outside the car, whereas the 3.0d is much more refined. It is a very quiet engine and goes like stink.
Both average around 37-38mpg around town and on a motorway run the 2.0d will easily do 60mpg compared to the 3.0d's 48-50mpg. The 2.0d ain't no slouch though.  :y
None of this is relevant if the purchase price is too high though.  :-\
Got an eight speed auto 320d saloon you are welcome to have a go in Tunnie, just to trial the engine.

Depreciation wise, I have bought two Omega's when they were only nine months old so I'm not in a position to comment there.  ::) ::) ;D

......<Snip> ...If depreciation is a factor, you need to be going with BMW or Audi etc, keeping the FdSH up. Merc aren't in the same league, as although they have a loyal following, they are not a desired car by most.
Is Jamie running a temperature?  ;D ;D

Does that answer your Insignia question? ......... No, thought not.  ;D ;D
Title: Re: Insignia Auto boxes
Post by: Marks DTM Calib on 22 October 2013, 16:15:49
The four pot diesel not only lacks refinement, its lacking in the design and longevity front to....

I actually cant think of many modern diesels which lack go these days
Title: Re: Insignia Auto boxes
Post by: Del Boy on 22 October 2013, 17:06:09
It certainly doesn't lack refinement inside the car, it's barely heard when on the move, the 6 po is smoother and more refined, but the 4 pot isn't bad at all.
Title: Re: Insignia Auto boxes
Post by: YZ250 on 22 October 2013, 18:19:06
It certainly doesn't lack refinement inside the car, it's barely heard when on the move, the 6 po is smoother and more refined, but the 4 pot isn't bad at all.

Agreed, hence why I stated outside the car.  :y Very quiet inside and the power delivery is smooth enough.  :y

The four pot diesel not only lacks refinement, its lacking in the design and longevity front to....

I actually cant think of many modern diesels which lack go these days

Not really sure what you mean.  :-\ The 4 pot delivers 60+mpg and goes to a tad shy of 150mph. Can't see that much more can be expected of it really.  :-\
Title: Re: Insignia Auto boxes
Post by: Marks DTM Calib on 22 October 2013, 19:04:05
Your missing the key point, it's a shoddy poorly designed engine.

It's also hardly leagues ahead of the competition who have better built offerings and greater reliability
Title: Re: Insignia Auto boxes
Post by: tunnie on 22 October 2013, 19:21:03
Your missing the key point, it's a shoddy poorly designed engine.

It's also hardly leagues ahead of the competition who have better built offerings and greater reliability

What would your choice be for, 4pot V6 or V8 diesels?
Title: Re: Insignia Auto boxes
Post by: Del Boy on 23 October 2013, 10:13:14
Your missing the key point, it's a shoddy poorly designed engine.

It's also hardly leagues ahead of the competition who have better built offerings and greater reliability

Not missing the point at all, there's no doubt it has a design flaw, bearing in mind I deal with these cars days in day out, out of around 150 cars, can safely say around 10 or so have actually had engine issues. It's not miles ahead no, but it is up there with having one of the best set of figures available.
Title: Re: Insignia Auto boxes
Post by: TheBoy on 23 October 2013, 18:56:38
Your missing the key point, it's a shoddy poorly designed engine.

It's also hardly leagues ahead of the competition who have better built offerings and greater reliability

Not missing the point at all, there's no doubt it has a design flaw, bearing in mind I deal with these cars days in day out, out of around 150 cars, can safely say around 10 or so have actually had engine issues. It's not miles ahead no, but it is up there with having one of the best set of figures available.
Thats actually quite a shocking ratio :o, 7% ish :o
Title: Re: Insignia Auto boxes
Post by: Marks DTM Calib on 23 October 2013, 20:04:25
Ferrari engines have fantastic figures but does not make them reliable (there not)
Title: Re: Insignia Auto boxes
Post by: Del Boy on 23 October 2013, 20:58:42
Ferrari engines have fantastic figures but does not make them reliable (there not)

As I said it does have a design flaw, there's no doubting that  :y. Performance and refinement wise though, it's up there with the best of the 4 pots.
Title: Re: Insignia Auto boxes
Post by: Del Boy on 23 October 2013, 20:59:51
Your missing the key point, it's a shoddy poorly designed engine.

It's also hardly leagues ahead of the competition who have better built offerings and greater reliability

Not missing the point at all, there's no doubt it has a design flaw, bearing in mind I deal with these cars days in day out, out of around 150 cars, can safely say around 10 or so have actually had engine issues. It's not miles ahead no, but it is up there with having one of the best set of figures available.
Thats actually quite a shocking ratio :o, 7% ish :o

The overall ratio of failures I believe is sub 5%, still far too high no question.
Title: Re: Insignia Auto boxes
Post by: Marks DTM Calib on 24 October 2013, 08:26:39
Ferrari engines have fantastic figures but does not make them reliable (there not)

As I said it does have a design flaw, there's no doubting that  :y. Performance and refinement wise though, it's up there with the best of the 4 pots.

So again your confirming its average with design issues.  ;D ;D :y

Which is exactly what I said in the first place.

Thing is, if this was a Kia engine or other lesser make, nobody would even consider defending it  ;D
Title: Re: Insignia Auto boxes
Post by: tunnie on 24 October 2013, 10:15:41
Although the diesel engine was far from 'much improved' as its still the same basic wanky design.

As I have said before, BMW don't make good four pots, only average to poor ones so if going for that marque it needs to be the bigger and much better six pot diesel

As we have digressed from Insignia Auto boxes, here's my two penny's worth.

Reference Marks comment above, having had both 2.0d and 3.0d I must agree that these two engines are leagues apart in refinement. The 2.0d is very economical and pretty quick but is definitely a diesel from outside the car, whereas the 3.0d is much more refined. It is a very quiet engine and goes like stink.
Both average around 37-38mpg around town and on a motorway run the 2.0d will easily do 60mpg compared to the 3.0d's 48-50mpg. The 2.0d ain't no slouch though.  :y
None of this is relevant if the purchase price is too high though.  :-\
Got an eight speed auto 320d saloon you are welcome to have a go in Tunnie, just to trial the engine.

Depreciation wise, I have bought two Omega's when they were only nine months old so I'm not in a position to comment there.  ::) ::) ;D

......<Snip> ...If depreciation is a factor, you need to be going with BMW or Audi etc, keeping the FdSH up. Merc aren't in the same league, as although they have a loyal following, they are not a desired car by most.
Is Jamie running a temperature?  ;D ;D

Does that answer your Insignia question? ......... No, thought not.  ;D ;D

Sorry missed this, thanks very much for kind offer. No doubt an excuse for Curry could be made out of this, be good to have a try  :)
Title: Re: Insignia Auto boxes
Post by: YZ250 on 24 October 2013, 12:23:39
Got an eight speed auto 320d saloon you are welcome to have a go in Tunnie, just to trial the engine.

Sorry missed this, thanks very much for kind offer. No doubt an excuse for Curry could be made out of this, be good to have a try  :)

No worries, any time.  Just give me a shout when you are back out this way. :y