Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: pscocoa on 02 June 2014, 14:21:27

Title: I have been a mug - Banking thread - rant
Post by: pscocoa on 02 June 2014, 14:21:27
32 years banking with Lloyds. Went to downgrade my account from Private Premier etc etc to a basic one as I do not need all the services. Ended up just walking out as they said this would not be straight forward and I would have no cards for a time and direct debits may be affected!!

Will move the lot to Santander - including Business Accounts. Everything will migrate across relatively seamlessly. Plus 3% interest on each current account.

What a shower Lloyds are.
Title: Re: I have been a mug - Banking thread - rant
Post by: Stemo on 02 June 2014, 15:37:54
About time it happened like this:

http://www.which.co.uk/money/bank-accounts/guides/switching-your-bank-account/how-to-switch-your-bank-account-/
Title: Re: I have been a mug - Banking thread - rant
Post by: Varche on 02 June 2014, 16:10:24
Aghh, stay clear of Spanish banks. They charge you handsomely for everything................. but are nice and friendly.
Title: Re: I have been a mug - Banking thread - rant
Post by: Kevin Wood on 02 June 2014, 16:56:45
Aghh, stay clear of Spanish banks. They charge you handsomely for everything................. but are nice and friendly.

Speaking of Santander.. Now, where have I heard that name before? ... ::)
Title: Re: I have been a mug - Banking thread - rant
Post by: chrisgixer on 02 June 2014, 17:18:23
Been talking about Metro bank recently.

Zero cost on transfers abroad, apparently. Although no interest paid. Not sure if they have other accounts for business. Probably.
Title: Re: I have been a mug - Banking thread - rant
Post by: cleggy on 02 June 2014, 17:26:45
Exactly the same here, been with Lloyds since 1964 and wanted to change to a basic account from the black card pay a fortune every month for nowt. I got the same response so changed to TSB with 5 per cent interest, easy to switch all done in a week. With it being the same group then the online banking is the same format. :y
Title: Re: I have been a mug - Banking thread - rant
Post by: chrisgixer on 02 June 2014, 17:33:38
A week? :o metro bank opened H's account in half an hour. Card printed on sight, web banking all set up job done before she'd left the premises.


...a WEEK indeed. ::)


I would add I left Lloyd's about 12 years ago. Utter utter shower of useless morons. Had to pay me over £750 in compensation, for pure incompetence.
Title: Re: I have been a mug - Banking thread - rant
Post by: Andy B on 02 June 2014, 18:24:04
....

Will move the lot to Santander -  .....

What a shower Lloyds are.

I ultimately became under Santander when my bank was taken over years ago ............. they've not all been plain sailing either.  >:(
Title: Re: I have been a mug - Banking thread - rant
Post by: Stemo on 02 June 2014, 18:25:47
A week? :o metro bank opened H's account in half an hour. Card printed on sight, web banking all set up job done before she'd left the premises.


...a WEEK indeed. ::)


I would add I left Lloyd's about 12 years ago. Utter utter shower of useless morons. Had to pay me over £750 in compensation, for pure incompetence.
A week to switch accounts, not open one, Nellie. ;D
Title: Re: I have been a mug - Banking thread - rant
Post by: Field Marshal Dr. Opti on 02 June 2014, 18:40:03
32 years banking with Lloyds. Went to downgrade my account from Private Premier etc etc to a basic one as I do not need all the services. Ended up just walking out as they said this would not be straight forward and I would have no cards for a time and direct debits may be affected!!

Will move the lot to Santander - including Business Accounts. Everything will migrate across relatively seamlessly. Plus 3% interest on each current account.

What a shower Lloyds are.

I have a business account with Lloyds. :( 

It took them 7 weeks to open it and even then I didn't have any bank cards.

They are simply hopeless. >:(

They offered me £50 compensation for the trouble they caused. I declined......I went to the ombudsman instead. :y



Title: Re: I have been a mug - Banking thread - rant
Post by: omega3000 on 02 June 2014, 18:58:33
Santander  >:( I took them to the cleaners for being incompetent  >:(
Title: Re: I have been a mug - Banking thread - rant
Post by: cleggy on 02 June 2014, 19:03:45
A week? :o metro bank opened H's account in half an hour. Card printed on sight, web banking all set up job done before she'd left the premises.


...a WEEK indeed. ::)


I would add I left Lloyd's about 12 years ago. Utter utter shower of useless morons. Had to pay me over £750 in compensation, for pure incompetence.
A week to switch accounts, not open one, Nellie. ;D

Got him there Stemo ;D ;D
Title: Re: I have been a mug - Banking thread - rant
Post by: chrisgixer on 02 June 2014, 22:49:14
A week? :o metro bank opened H's account in half an hour. Card printed on sight, web banking all set up job done before she'd left the premises.


...a WEEK indeed. ::)


I would add I left Lloyd's about 12 years ago. Utter utter shower of useless morons. Had to pay me over £750 in compensation, for pure incompetence.
A week to switch accounts, not open one, Nellie. ;D

Got him there Stemo ;D ;D

Damn. :-\ ;D