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Author Topic: I have been a mug - Banking thread - rant  (Read 1315 times)

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pscocoa

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I have been a mug - Banking thread - rant
« on: 02 June 2014, 14:21:27 »
32 years banking with Lloyds. Went to downgrade my account from Private Premier etc etc to a basic one as I do not need all the services. Ended up just walking out as they said this would not be straight forward and I would have no cards for a time and direct debits may be affected!!

Will move the lot to Santander - including Business Accounts. Everything will migrate across relatively seamlessly. Plus 3% interest on each current account.

What a shower Lloyds are.
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Stemo

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Re: I have been a mug - Banking thread - rant
« Reply #1 on: 02 June 2014, 15:37:54 »
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Varche

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Re: I have been a mug - Banking thread - rant
« Reply #2 on: 02 June 2014, 16:10:24 »
Aghh, stay clear of Spanish banks. They charge you handsomely for everything................. but are nice and friendly.
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Kevin Wood

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Re: I have been a mug - Banking thread - rant
« Reply #3 on: 02 June 2014, 16:56:45 »
Quote from: Varche on 02 June 2014, 16:10:24
Aghh, stay clear of Spanish banks. They charge you handsomely for everything................. but are nice and friendly.

Speaking of Santander.. Now, where have I heard that name before? ... ::)
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chrisgixer

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Re: I have been a mug - Banking thread - rant
« Reply #4 on: 02 June 2014, 17:18:23 »
Been talking about Metro bank recently.

Zero cost on transfers abroad, apparently. Although no interest paid. Not sure if they have other accounts for business. Probably.
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cleggy

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Re: I have been a mug - Banking thread - rant
« Reply #5 on: 02 June 2014, 17:26:45 »
Exactly the same here, been with Lloyds since 1964 and wanted to change to a basic account from the black card pay a fortune every month for nowt. I got the same response so changed to TSB with 5 per cent interest, easy to switch all done in a week. With it being the same group then the online banking is the same format. :y
« Last Edit: 02 June 2014, 17:28:18 by Cleggy »
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chrisgixer

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Re: I have been a mug - Banking thread - rant
« Reply #6 on: 02 June 2014, 17:33:38 »
A week? :o metro bank opened H's account in half an hour. Card printed on sight, web banking all set up job done before she'd left the premises.


...a WEEK indeed. ::)


I would add I left Lloyd's about 12 years ago. Utter utter shower of useless morons. Had to pay me over £750 in compensation, for pure incompetence.
« Last Edit: 02 June 2014, 17:35:33 by chrisgixer »
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Andy B

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Re: I have been a mug - Banking thread - rant
« Reply #7 on: 02 June 2014, 18:24:04 »
Quote from: pscocoa on 02 June 2014, 14:21:27
....

Will move the lot to Santander -  .....

What a shower Lloyds are.

I ultimately became under Santander when my bank was taken over years ago ............. they've not all been plain sailing either.  >:(
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Stemo

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Re: I have been a mug - Banking thread - rant
« Reply #8 on: 02 June 2014, 18:25:47 »
Quote from: chrisgixer on 02 June 2014, 17:33:38
A week? :o metro bank opened H's account in half an hour. Card printed on sight, web banking all set up job done before she'd left the premises.


...a WEEK indeed. ::)


I would add I left Lloyd's about 12 years ago. Utter utter shower of useless morons. Had to pay me over £750 in compensation, for pure incompetence.
A week to switch accounts, not open one, Nellie. ;D
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Re: I have been a mug - Banking thread - rant
« Reply #9 on: 02 June 2014, 18:40:03 »
Quote from: pscocoa on 02 June 2014, 14:21:27
32 years banking with Lloyds. Went to downgrade my account from Private Premier etc etc to a basic one as I do not need all the services. Ended up just walking out as they said this would not be straight forward and I would have no cards for a time and direct debits may be affected!!

Will move the lot to Santander - including Business Accounts. Everything will migrate across relatively seamlessly. Plus 3% interest on each current account.

What a shower Lloyds are.

I have a business account with Lloyds. :( 

It took them 7 weeks to open it and even then I didn't have any bank cards.

They are simply hopeless. >:(

They offered me £50 compensation for the trouble they caused. I declined......I went to the ombudsman instead. :y



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omega3000

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Re: I have been a mug - Banking thread - rant
« Reply #10 on: 02 June 2014, 18:58:33 »
Santander  >:( I took them to the cleaners for being incompetent  >:(
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cleggy

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Re: I have been a mug - Banking thread - rant
« Reply #11 on: 02 June 2014, 19:03:45 »
Quote from: STEMO on 02 June 2014, 18:25:47
Quote from: chrisgixer on 02 June 2014, 17:33:38
A week? :o metro bank opened H's account in half an hour. Card printed on sight, web banking all set up job done before she'd left the premises.


...a WEEK indeed. ::)


I would add I left Lloyd's about 12 years ago. Utter utter shower of useless morons. Had to pay me over £750 in compensation, for pure incompetence.
A week to switch accounts, not open one, Nellie. ;D

Got him there Stemo ;D ;D
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chrisgixer

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Re: I have been a mug - Banking thread - rant
« Reply #12 on: 02 June 2014, 22:49:14 »
Quote from: Cleggy on 02 June 2014, 19:03:45
Quote from: STEMO on 02 June 2014, 18:25:47
Quote from: chrisgixer on 02 June 2014, 17:33:38
A week? :o metro bank opened H's account in half an hour. Card printed on sight, web banking all set up job done before she'd left the premises.


...a WEEK indeed. ::)


I would add I left Lloyd's about 12 years ago. Utter utter shower of useless morons. Had to pay me over £750 in compensation, for pure incompetence.
A week to switch accounts, not open one, Nellie. ;D

Got him there Stemo ;D ;D

Damn. :-\ ;D
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