Omega Owners Forum

Chat Area => General Car Chat => Topic started by: EMD on 02 December 2015, 19:38:05

Title: Paying deposit/car
Post by: EMD on 02 December 2015, 19:38:05
Is it safe to pay a deposit for a car through bank transfer ? I mean putting a deposit down now but not picking up till 2 weeks time , dont know the seller from adam so a bit unsure  :-\
Title: Re: Paying deposit/car
Post by: STEMO on 02 December 2015, 19:40:53
What do you mean by safe? If the money is transferred to his account, it's his money. Just like handing him a wad of notes.
Title: Re: Paying deposit/car
Post by: EMD on 02 December 2015, 19:43:23
What do you mean by safe? If the money is transferred to his account, it's his money. Just like handing him a wad of notes.

So i know i'd have online receipt but in reality im taking his word for it that he will keep the car and not deny payment when i come to pick it up  :-\
Title: Re: Paying deposit/car
Post by: STEMO on 02 December 2015, 19:45:03
What do you mean by safe? If the money is transferred to his account, it's his money. Just like handing him a wad of notes.

So i know i'd have online receipt but in reality im taking his word for it that he will keep the car and not deny payment when i come to pick it up  :-\
You can prove you transferred the money, of course. Why are you worried? If you don't trust him, don't send it.
Title: Re: Paying deposit/car
Post by: EMD on 02 December 2015, 19:48:07
What do you mean by safe? If the money is transferred to his account, it's his money. Just like handing him a wad of notes.

So i know i'd have online receipt but in reality im taking his word for it that he will keep the car and not deny payment when i come to pick it up  :-\
You can prove you transferred the money, of course. Why are you worried? If you don't trust him, don't send it.

Not that i dont trust him but never been asked to do a bank transfer deposit , only reason he  asks is that he had a few saying they will turn up and they never so covering his coste of re advertising .
Title: Re: Paying deposit/car
Post by: STEMO on 02 December 2015, 19:51:03
What do you mean by safe? If the money is transferred to his account, it's his money. Just like handing him a wad of notes.

So i know i'd have online receipt but in reality im taking his word for it that he will keep the car and not deny payment when i come to pick it up  :-\
You can prove you transferred the money, of course. Why are you worried? If you don't trust him, don't send it.

Not that i dont trust him but never been asked to do a bank transfer deposit , only reason he  asks is that he had a few saying they will turn up and they never so covering his coste of re advertising .
Guess it's time to move into the 20th century.  ;D
Title: Re: Paying deposit/car
Post by: Andy B on 02 December 2015, 19:52:40
...

Not that i dont trust him but never been asked to do a bank transfer deposit , only reason he  asks is that he had a few saying they will turn up and they never so covering his coste of re advertising .

depends on how much you want that particular car.  ;)
Title: Re: Paying deposit/car
Post by: EMD on 02 December 2015, 19:54:53
...

Not that i dont trust him but never been asked to do a bank transfer deposit , only reason he  asks is that he had a few saying they will turn up and they never so covering his coste of re advertising .

depends on how much you want particular car.  ;)

A lot , been looking a while  :) Thing is its not local its over 100 mile away but it looks worth it . If it wasnt described as it was do i have any option for my deposit back  :-\
Title: Re: Paying deposit/car
Post by: Mr.OmegaMan on 02 December 2015, 19:55:33
How much is the deposit?

If it's say around £50 and you want the car and you believe he's genuine enough then that sounds reasonable enough to me.. There's always some element of risk with a despoit depends if you think the car is worth the risk :-\

Have you seen the car/owner in person?
Title: Re: Paying deposit/car
Post by: EMD on 02 December 2015, 19:58:15
How much is the deposit?

If it's say around £50 and you want the car and you believe he's genuine enough then that sounds reasonable enough to me.. There's always some element of risk with a despoit depends if you think the car is worth the risk :-\

Have you seen the car/owner in person?

Cant see the car until i go to pick it up but ive asked all the relevant questions ect . £100 deposit .
Title: Re: Paying deposit/car
Post by: RobG on 02 December 2015, 19:58:56
Agree to the transfer as long as the seller sends you an e-mail stating said amount requested to be paid into bank account ********
as deposit for car reg. no. *******. Once in receipt of said e-mail, transfer the amount
Title: Re: Paying deposit/car
Post by: Andy B on 02 December 2015, 20:00:57
what kind of dealer is it? Main dealer or Arfur Daily type? If a reputable car sales place I reckon you'd be OK

I put £500 deposit down on my Merc over the phone, but it was at a Mercedes dealership.
Title: Re: Paying deposit/car
Post by: EMD on 02 December 2015, 20:03:10
Agree to the transfer as long as the seller sends you an e-mail stating said amount requested to be paid into bank account ********
as deposit for car reg. no. *******. Once in receipt of said e-mail, transfer the amount

Good point there rob , cheers i'll go with that then . If he wants the sale he should agree to that surely , if genuine .

what kind of dealer is it? Main dealer or Arfur Daily type? If a reputable car sales place I reckon you'd be OK

I put £500 deposit down on my Merc over the phone, but it was at a Mercedes dealership.

Not main dealer no .
Title: Re: Paying deposit/car
Post by: Andy B on 02 December 2015, 20:08:56
.....

Not main dealer no .

But reputable?  ;)
Title: Re: Paying deposit/car
Post by: EMD on 02 December 2015, 20:31:55
.....

Not main dealer no .

But reputable?  ;)

I shall see what comes of more delving  ;)
Title: Re: Paying deposit/car
Post by: biggriffin on 02 December 2015, 20:34:34
Use pay-pal. Then if not as described open a case :)
Title: Re: Paying deposit/car
Post by: T.m.f on 02 December 2015, 20:50:49
As above use paypal but dont send as a gift,use ebay purchase.
Title: Re: Paying deposit/car
Post by: EMD on 02 December 2015, 21:05:12
Ive asked for Paypal also  :) I can check his address to see if it matches up with the displayed pictures from google maps  ;D You cant be too sure eh  ::)
Title: Re: Paying deposit/car
Post by: Sir Tigger KC on 02 December 2015, 21:10:41
A friend of mine recently put £200 down on a car without seeing it, had the RAC do an inspection and when it came back with lots of problems she cancelled the deal.  Last I heard She was struggling to get her money back.  ::)

That might not happen to you though, but I'd offer 99p just in case.  :y
Title: Re: Paying deposit/car
Post by: dbug on 03 December 2015, 01:58:44
How much is the deposit?

If it's say around £50 and you want the car and you believe he's genuine enough then that sounds reasonable enough to me.. There's always some element of risk with a despoit depends if you think the car is worth the risk :-\

Have you seen the car/owner in person?

Cant see the car until i go to pick it up but ive asked all the relevant questions ect . £100 deposit .

Guess you'd want a deposit if you were selling - always a level of risk paying any deposit, but if you want the goods its a no brainer.  Can't see why you need to ask this question on a forum  ???
Title: Re: Paying deposit/car
Post by: tigers_gonads on 03 December 2015, 06:53:57
As above use paypal but dont send as a gift,use ebay purchase.

^This^

Even if you add the fees onto the final bill.
That way, your covered under the PayPal protection umbrella.

If the seller has a problem, he is hiding something so tell him to opps off  ;)
Title: Re: Paying deposit/car
Post by: plym ian on 03 December 2015, 07:36:16
Can you not get someone whos local to him to check him out? Just to be safe
Title: Re: Paying deposit/car
Post by: EMD on 03 December 2015, 10:17:44
Paypal seems the best option , hope he has a paypal account . Yes i can see why he would want a deposit to secure the sale and avoid people that keep breaking promises and not turning up . Seems a genuine enough bloke to me and has replied  to all my questions with knowledge  ;)
Title: Re: Paying deposit/car
Post by: Field Marshal Dr. Opti on 03 December 2015, 12:22:13
What is the object of your desire this time, Mr Emd?
Title: Re: Paying deposit/car
Post by: 05omegav6 on 03 December 2015, 12:24:10
What is the object of your desire this time, Mr Emd?
A 1.6 Astra Belmont ;)
Title: Re: Paying deposit/car
Post by: Sir Tigger KC on 03 December 2015, 12:34:00
What is the object of your desire this time, Mr Emd?
A 1.6 Astra Belmont ;)

Yes you wouldn't want one of those to slip through your fingers..... Would you?  ::)  ;D
Title: Re: Paying deposit/car
Post by: Field Marshal Dr. Opti on 03 December 2015, 12:38:01
What is the object of your desire this time, Mr Emd?
A 1.6 Astra Belmont ;)

Yes you wouldn't want one of those to slip through your fingers..... Would you?  ::)  ;D

For 99p certainly not. For anything north of thirty quid I would need to think about it. ::) ::) ::)
Title: Re: Paying deposit/car
Post by: STEMO on 03 December 2015, 12:38:35
What is the object of your desire this time, Mr Emd?
A 1.6 Astra Belmont ;)
That engine's a bit large for an Astra.  ;D
Title: Re: Paying deposit/car
Post by: EMD on 03 December 2015, 12:43:53
What is the object of your desire this time, Mr Emd?

(https://encrypted-tbn3.gstatic.com/images?q=tbn:ANd9GcT_uI1EPmPOaPJ7PX5k7hE_nwpg-mO0zDSc6hzaiFNGm17b5mbwbA)

 ;)
Title: Re: Paying deposit/car
Post by: Field Marshal Dr. Opti on 03 December 2015, 12:44:24
What is the object of your desire this time, Mr Emd?
A 1.6 Astra Belmont ;)
That engine's a bit large for an Astra.  ;D

About a quarter of a century ago we hired a 1.8 litre fuel injected Belmont to drive to Scotland. I liked it despite the fact it handled like a puppy on waxed lino.

Quick and torquey it well well enough. Badged SXI and not SRI, if memory serves.
Title: Re: Paying deposit/car
Post by: Field Marshal Dr. Opti on 03 December 2015, 12:45:46
What is the object of your desire this time, Mr Emd?

(https://encrypted-tbn3.gstatic.com/images?q=tbn:ANd9GcT_uI1EPmPOaPJ7PX5k7hE_nwpg-mO0zDSc6hzaiFNGm17b5mbwbA)

 ;)


That Belmont looks a little 'Roveresque' to my eyes. ;D
Title: Re: Paying deposit/car
Post by: STEMO on 03 December 2015, 12:47:40
What is the object of your desire this time, Mr Emd?

(https://encrypted-tbn3.gstatic.com/images?q=tbn:ANd9GcT_uI1EPmPOaPJ7PX5k7hE_nwpg-mO0zDSc6hzaiFNGm17b5mbwbA)

 ;)
That's your weekends sorted for the next two years or so.
Title: Re: Paying deposit/car
Post by: Field Marshal Dr. Opti on 03 December 2015, 17:01:51
What is the object of your desire this time, Mr Emd?

(https://encrypted-tbn3.gstatic.com/images?q=tbn:ANd9GcT_uI1EPmPOaPJ7PX5k7hE_nwpg-mO0zDSc6hzaiFNGm17b5mbwbA)

 ;)
That's your weekends sorted for the next two years or so.

It may prove unreliable but at least Mr Emd won't need to worry about rust. :) ::) ::) :D