Omega Owners Forum

Chat Area => General Car Chat => Topic started by: Sir Tigger KC on 05 October 2016, 11:10:40

Title: Car Insurance
Post by: Sir Tigger KC on 05 October 2016, 11:10:40
So I've been doing the insurance this morning for my BMW.  ::) 

The renewal from LV was £315.  The cheapest the comparison sites came up with was £265 from Go Compare with Privilege.  Tried Aviva, £644!  :o 

Then Direct Line £245. Better, so I was about to hit the buy button, then thought Cashback!, so went to TopCashBack, and got a quote from Hastings who were giving £55 cashback, but the quote was £380! Bah!  >:(  Back to Direct Line, via cashback and got the same quote with £26 cashback. 

So I'll end up paying £219!  :y
Title: Re: Car Insurance
Post by: zirk on 05 October 2016, 11:53:56
Renewed mine this morning, it was around 50 quid cheaper than last year, Fully Comp, £520 for Any Car, up to 7.5K limit on any claim though.
Title: Re: Car Insurance
Post by: Field Marshal Dr. Opti on 05 October 2016, 11:58:07
£289 for the Jag. :-\

The insurers must think I'm a 17 year old with a Veyron.

I was hoping for sub £200.
Title: Re: Car Insurance
Post by: Andy B on 05 October 2016, 11:59:17
£289 for the Jag. :-\

.....

That looks not bad to me. ..... around the price of a tyre  ;)
Title: Re: Car Insurance
Post by: tunnie on 05 October 2016, 12:00:13
15k miles a year and commuter pack means mine is high, £600 for the VW. However it was £480 odd for the 2.2 Omega, so given the difference in value, not a massive increase.
Title: Re: Car Insurance
Post by: Field Marshal Dr. Opti on 05 October 2016, 12:09:24
£289 for the Jag. :-\ :D
That looks not bad to me. ..... around the price of a tyre  ;)

It'll be just fine on a set of 255/35/20 and 285/30/20 Wanli Ditchfinders.
Title: Re: Car Insurance
Post by: lloyd3213 on 05 October 2016, 13:12:06
Well now, I wish I had all those prices! Being my first car, having got my licence in March, my insurance was £1500!
Title: Re: Car Insurance
Post by: Andy B on 05 October 2016, 13:57:03
Well now, I wish I had all those prices! Being my first car, having got my licence in March, my insurance was £1500!

Ouch! ???

Makes my quote of almost £1100 for four cars seem reasonable(ish)
Title: Re: Car Insurance
Post by: Andy B on 05 October 2016, 13:59:30
....
It'll be just fine on a set of 255/35/20 and 285/30/20 Wanli Ditchfinders.

A bloke at work has a XJ Jag .... a MOT & 2 tyres was over £600  ???
Title: Re: Car Insurance
Post by: tunnie on 05 October 2016, 14:08:27
....
It'll be just fine on a set of 255/35/20 and 285/30/20 Wanli Ditchfinders.

A bloke at work has a XJ Jag .... a MOT & 2 tyres was over £600  ???

Ouch.

VW has 18" wheels with michelin pilot sport 4's, a pair would less than £300. Not sure what tyres he is getting at £250+ a pop  :o
Title: Re: Car Insurance
Post by: Field Marshal Dr. Opti on 05 October 2016, 14:42:21
....
It'll be just fine on a set of 255/35/20 and 285/30/20 Wanli Ditchfinders.

A bloke at work has a XJ Jag .... a MOT & 2 tyres was over £600  ???

Kwik Fit mobile will come to the house.

Using crappy Dunlop Sportmaxx as an example..... £197 for the rear and £161 for the front.

£716.
Unfortunately I can't get the far superior Goodyear F1  to fit the rear. :-\
Title: Re: Car Insurance
Post by: Field Marshal Dr. Opti on 05 October 2016, 14:43:30
Well now, I wish I had all those prices! Being my first car, having got my licence in March, my insurance was £1500!

'Fookin ell'
Title: Re: Car Insurance
Post by: Andy B on 05 October 2016, 15:13:35
.... Not sure what tyres he is getting at £250+ a pop  :o

Can't remember now ..... but sure they were a premium brand
Title: Re: Car Insurance
Post by: aaronjb on 05 October 2016, 15:29:50
Michelin Pilot Super Sport for the M3 and the 645 have been ~£250 a corner each time.
Title: Re: Car Insurance
Post by: Field Marshal Dr. Opti on 05 October 2016, 15:55:06
Michelin Pilot Super Sport for the M3 and the 645 have been ~£250 a corner each time.

At full RRP probably yes.

Shop around probably a lot less.
Title: Re: Car Insurance
Post by: aaronjb on 05 October 2016, 16:23:26
£225 at camskill, ex fitting: http://www.camskill.co.uk/m55b0s5621p0/Car_Tyres_-_MPV_Tyres_-_People_Carrier_Tyres_-_19_inch_R19_inch_-_275_35_19_275_35R19_OE_BMW
Title: Re: Car Insurance
Post by: tunnie on 05 October 2016, 16:43:59
£225 at camskill, ex fitting: http://www.camskill.co.uk/m55b0s5621p0/Car_Tyres_-_MPV_Tyres_-_People_Carrier_Tyres_-_19_inch_R19_inch_-_275_35_19_275_35R19_OE_BMW

 ;D ;D ;D ;D

M3/635 is apparently a people carrier  ;D
Title: Re: Car Insurance
Post by: TheBoy on 05 October 2016, 18:12:29
15k miles a year and commuter pack means mine is high, £600 for the VW.
Fudging fudgecakes :o

Probably the badge, as VW drivers are, to quote Mrs TB, pathetic men with small cocks.  I think she is inferring they don't drive with due care and attention ;D


I'm down as 20k per year, full business use for both of us, fully comp with protected NCD, well under £200 (from memory, £176).
Title: Re: Car Insurance
Post by: tunnie on 05 October 2016, 19:53:18
Yeah, but you is old  ;D
Title: Re: Car Insurance
Post by: tunnie on 05 October 2016, 19:56:05
MrsT, 4K miles and no commute on the 3.2 is over £700  ::)
Title: Re: Car Insurance
Post by: driver115 on 06 October 2016, 05:20:02
Worked out as £240 earlier this year, fully comprehensive which covers both of our 2 cars, the omega 3.2 manual, and oldish W Reg micra 1.0 with Aviva after multipolicy discount (cars, house building/contents ), and after cashback via the topcashback site.
Sold the micra yesterday though , as awaiting another vehicle so will transfer existing policy in due course :)
Title: Re: Car Insurance
Post by: TheBoy on 06 October 2016, 19:31:48
MrsT, 4K miles and no commute on the 3.2 is over £700  ::)
I'd like to say I've never paid that much. But I have. I paid over £900 for my Mk2 Astra GTE when I was 21, right at the time when the TV news was full of footage they'd got of joyriders nicking GTE's and racing them around Blackbird Leys in Oxford.  Next years premium was £3k, so I sold it before the renewal ;)
Title: Re: Car Insurance
Post by: Migv6 le Frog Fan on 06 October 2016, 19:37:24
I paid £636 tpf&t in 1979. That was a huge amount of money in those days. But your only young & stupid once. Im now old and just as stupid, but my insurance is much cheaper.  ;D