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Chat Area => General Discussion Area => Topic started by: Doctor Gollum on 31 January 2022, 22:19:33

Title: What happens if...
Post by: Doctor Gollum on 31 January 2022, 22:19:33
Bozzle resigns and...

The next day Vlad impales Ukraine?
Title: Re: What happens if...
Post by: Sir Tigger KC on 31 January 2022, 22:27:46
Presumably the Deputy PM Dominic Raab directs operations whilst the Tories fight it out.  :)
Title: Re: What happens if...
Post by: Doctor Gollum on 31 January 2022, 23:06:06
How undramatic... Must be why the news failed to mention it  ::)
Title: Re: What happens if...
Post by: Sir Tigger KC on 01 February 2022, 01:58:38
All 'the news' cares about is getting rid of Boris....   ::)

Although the bonus if Boris does go is that we also get rid of Princess Nut Nut Carrie Antoinette, which would be nice as she seems to be at the centre of much of these shenanigans!   ;)

Two birds with one stone as some might say!  :P
Title: Re: What happens if...
Post by: Migv6 le Frog Fan on 01 February 2022, 12:00:04
I would be very happy to see the back of him. Its what happens after that is the problem.
Title: Re: What happens if...
Post by: Sir Tigger KC on 01 February 2022, 13:10:17
I would be very happy to see the back of him. Its what happens after that is the problem.

Yes and who's up next for our fourth Tory PM in just over 5 years?  :-\

Neither 'Dishi Rishi or the very wooden Liz Truss fill me with enthusiasm TBH.  ::) 
Title: Re: What happens if...
Post by: Doctor Gollum on 01 February 2022, 13:52:03
On the strength of his performance as Chancellor, he would make a better PM than the last Chancellor that got promoted by accident.  ::)

I notice TM suddenly found her voice yesterday... Raab would be progressive rather than a back step :-\
Title: Re: What happens if...
Post by: Migv6 le Frog Fan on 01 February 2022, 14:12:59
All the possible contenders have the charisma of limp lettuce leaf between them. Truss is as unprincipled a Politician as you could find.
She started out as a Libdem activist, became Tory who argued in favour of remain. Within a few weeks said she would vote Leave if the vote was rerun.
Her only belief is that she wants to climb to the top of the greasy pole by whatever means she can.
Rishi has shown no signs of competence whatsoever really. Its easy to hose the country with eye watering sums of money and take national debt to levels previously unimaginable.
His only answer to now solving the problems that created are to put up national insurance for "ordinary hard working people", as they like to call us.
A very unimaginative Chancellor imo.
Gove - same as Truss.
Title: Re: What happens if...
Post by: Doctor Gollum on 01 February 2022, 14:47:30
If £89-250 extra a year breaks the bank, then people have much bigger problems than an NI rise...

Politicians should always be considered untrustworthy.

We could vote for someone 'charismatic' to tell us what the civil service are doing to ru(i)n the country but I can't see that being anything like an improvement over the current system...  :-\
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 15:09:03
If £89-250 extra a year breaks the bank, then people have much bigger problems than an NI rise...

Politicians should always be considered untrustworthy.

We could vote for someone 'charismatic' to tell us what the civil service are doing to ru(i)n the country but I can't see that being anything like an improvement over the current system...  :-\
What is this £89-£250 extra a year?
Title: Re: What happens if...
Post by: LC0112G on 01 February 2022, 15:22:27
If £89-250 extra a year breaks the bank, then people have much bigger problems than an NI rise...

Politicians should always be considered untrustworthy.

We could vote for someone 'charismatic' to tell us what the civil service are doing to ru(i)n the country but I can't see that being anything like an improvement over the current system...  :-\
What is this £89-£250 extra a year?

The Average UK wage is £26K ish. NI is payed on income above about £12.5K. An increase in NI of 1.5% therefore means an extra 0.015*(£26K-£12.5K) = £202.

The minimum is 0 though (if you earn less than £12.5K), and there is no maximum (if you earn mega bux)

However, pensioners are forgiven for not realising this since they don't pay NI on pension income (Yet)  ::)
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 15:34:25
If £89-250 extra a year breaks the bank, then people have much bigger problems than an NI rise...

Politicians should always be considered untrustworthy.

We could vote for someone 'charismatic' to tell us what the civil service are doing to ru(i)n the country but I can't see that being anything like an improvement over the current system...  :-\
What is this £89-£250 extra a year?

The Average UK wage is £26K ish. NI is payed on income above about £12.5K. An increase in NI of 1.5% therefore means an extra 0.015*(£26K-£12.5K) = £202.

The minimum is 0 though (if you earn less than £12.5K), and there is no maximum (if you earn mega bux)

However, pensioners are forgiven for not realising this since they don't pay NI on pension income (Yet)  ::)
Yep, I know that. But why £89-£250?
The average UK wage wasn't mentioned in the post replied to.
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 15:41:02
It doesn't really relate to this at all:

(https://i.ibb.co/1KC06Fs/ADFCD594-FB49-484-C-98-F3-F073-AA0-FAA92.png) (https://ibb.co/DkB1p0G)
Title: Re: What happens if...
Post by: LC0112G on 01 February 2022, 15:57:17
I think I had my sarcasm detector turned up to too sensitive a level  ;D ;D And I'd got it in my head the NI rise was 1.5% when it seems it's only 1.25%.

The median UK wage is (apparently) about £31.5K. It is therefore fair to say most people will pay less than £250 p/a extra.

However, if you're paid (say) £100M by PAYE, then the extra NI would be £1.25M. 

DG wouldn't have got his figures from that website since he doesn't believe in the BBC. ::)
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 16:04:23
I think I had my sarcasm detector turned up to too sensitive a level  ;D ;D And I'd got it in my head the NI rise was 1.5% when it seems it's only 1.25%.

The median UK wage is (apparently) about £31.5K. It is therefore fair to say most people will pay less than £250 p/a extra.

However, if you're paid (say) £100M by PAYE, then the extra NI would be £1.25M. 

DG wouldn't have got his figures from that website since he doesn't believe in the BBC. ::)
I don't do sarcasm, well, not too often. You will get agreement, ridicule or piss taking, that about sums up my repertoire.  ;D
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 16:06:29
But, I still say, the figures mentioned were not qualified by any reference to 'average pay'
Title: Re: What happens if...
Post by: Sir Tigger KC on 01 February 2022, 16:24:14
All the possible contenders have the charisma of limp lettuce leaf between them. Truss is as unprincipled a Politician as you could find.
She started out as a Libdem activist, became Tory who argued in favour of remain. Within a few weeks said she would vote Leave if the vote was rerun.
Her only belief is that she wants to climb to the top of the greasy pole by whatever means she can.
Rishi has shown no signs of competence whatsoever really. Its easy to hose the country with eye watering sums of money and take national debt to levels previously unimaginable.
His only answer to now solving the problems that created are to put up national insurance for "ordinary hard working people", as they like to call us.
A very unimaginative Chancellor imo.
Gove - same as Truss.

I wonder if Boris has slipped her a length over the Cabinet table?  :)
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 16:30:24
All the possible contenders have the charisma of limp lettuce leaf between them. Truss is as unprincipled a Politician as you could find.
She started out as a Libdem activist, became Tory who argued in favour of remain. Within a few weeks said she would vote Leave if the vote was rerun.
Her only belief is that she wants to climb to the top of the greasy pole by whatever means she can.
Rishi has shown no signs of competence whatsoever really. Its easy to hose the country with eye watering sums of money and take national debt to levels previously unimaginable.
His only answer to now solving the problems that created are to put up national insurance for "ordinary hard working people", as they like to call us.
A very unimaginative Chancellor imo.
Gove - same as Truss.

I wonder if Boris has slipped her a length over the Cabinet table?  :)
I was just wondering what to have for tea when you posted that. Toad in the hole, I think.  ;D
Title: Re: What happens if...
Post by: Doctor Gollum on 01 February 2022, 16:43:11
But, I still say, the figures mentioned were not qualified by any reference to 'average pay'
Doesn’t matter. Point being that the rise is, by and large irrelevant. No one will actually notice it. Even if you're on the highest tax bracket, the amount you pay extra on is the window that currently pays 12%... Off the top of my head £8,400 to circa £50,000...

Even at the higher end of that window, if you notice the extra 1.25% then you have much bigger problems.
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 16:54:46
But, I still say, the figures mentioned were not qualified by any reference to 'average pay'
Doesn’t matter. Point being that the rise is, by and large irrelevant. No one will actually notice it. Even if you're on the highest tax bracket, the amount you pay extra on is the window that currently pays 12%... Off the top of my head £8,400 to circa £50,000...

Even at the higher end of that window, if you notice the extra 1.25% then you have much bigger problems.
You do talk utter shite at times  ;D
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 17:01:19
My missus will get a c£2000 pay rise in April. By the time she pays 40% tax, 11.7% pension contribution and the extra NI, she will end up with virtually nothing. We won't starve, but it still sticks in your throat.
And, just to put things in perspective, does anyone actually think that this NI rise will make any difference at all to the NHS, in the short term, or social care later?
Title: Re: What happens if...
Post by: Marks DTM Calib on 01 February 2022, 17:07:55
My missus will get a c£2000 pay rise in April. By the time she pays 40% tax, 11.7% pension contribution and the extra NI, she will end up with virtually nothing. We won't starve, but it still sticks in your throat.
And, just to put things in perspective, does anyone actually think that this NI rise will make any difference at all to the NHS, in the short term, or social care later?

No as its a disorganised inefficient mess where consultants rule to much of it, the money will just dissappear with no impact
Title: Re: What happens if...
Post by: Doctor Gollum on 01 February 2022, 17:13:51
https://www.gov.uk/guidance/rates-and-thresholds-for-employers-2021-to-2022

It seems the window is actually £9,568 to £50,270.

So current minimum is £1,148.16 per year... Which will rise to £1,267.76 per year. The difference being a smidgen under £10 a month.

At the opposite end, it is currently £4,884.24 per year... Which will increase to £6,660.78. The difference being £1,776.54... Just shy of £150 a month.

The difference for someone in the middle is about £20 a month.

Hardly a tax on the poor ::)


Title: Re: What happens if...
Post by: Sir Tigger KC on 01 February 2022, 17:15:54
My missus will get a c£2000 pay rise in April. By the time she pays 40% tax, 11.7% pension contribution and the extra NI, she will end up with virtually nothing. We won't starve, but it still sticks in your throat.
And, just to put things in perspective, does anyone actually think that this NI rise will make any difference at all to the NHS, in the short term, or social care later?

Nope.  :)

Does anyone actually think that the NHS will happily give up the £3 billion a year in three years time to Social Care?  ???

I haven't got a crystal ball, but I can already see the political row when the NHS demands that the government finds them another £3 billion a year (index linked) to cover the money going to Social Care.  ::)

That will be the next government's problem though, and we'd better hope it's not Labour in No10 as taxes will definitely be going up again!  >:(
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 17:25:43
£12 billion a year, according to the BBC.
Title: Re: What happens if...
Post by: LC0112G on 01 February 2022, 17:45:03
https://www.gov.uk/guidance/rates-and-thresholds-for-employers-2021-to-2022

It seems the window is actually £9,568 to £50,270.

So current minimum is £1,148.16 per year... Which will rise to £1,267.76 per year. The difference being a smidgen under £10 a month.

At the opposite end, it is currently £4,884.24 per year... Which will increase to £6,660.78. The difference being £1,776.54... Just shy of £150 a month.

The difference for someone in the middle is about £20 a month.

Hardly a tax on the poor ::)

Your 'window' is only the current 12% NI band, which will increase to 13.25% if/when the change comes in. But you also pay 2% NI on earnings above £50,270, and this is increasing to 3.25% at the same time.  https://www.gov.uk/national-insurance-rates-letters

So there is no upper limit to those who will be affected. I accept that it's difficult to argue those on more than the median wage are poor though.
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 17:46:53
https://www.gov.uk/guidance/rates-and-thresholds-for-employers-2021-to-2022

It seems the window is actually £9,568 to £50,270.

So current minimum is £1,148.16 per year... Which will rise to £1,267.76 per year. The difference being a smidgen under £10 a month.

At the opposite end, it is currently £4,884.24 per year... Which will increase to £6,660.78. The difference being £1,776.54... Just shy of £150 a month.

The difference for someone in the middle is about £20 a month.

Hardly a tax on the poor ::)

Your 'window' is only the current 12% NI band, which will increase to 13.25% if/when the change comes in. But you also pay 2% NI on earnings above £50,270, and this is increasing to 3.25% at the same time.  https://www.gov.uk/national-insurance-rates-letters

So there is no upper limit to those who will be affected. I accept that it's difficult to argue those on more than the median wage are poor though.
Depends on school fees and staff costs, surely?

Hmmmm........that might be a bit sarcastic.  :-\
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 17:49:16
I know we were relatively 'poor' when my son started uni.
Title: Re: What happens if...
Post by: LC0112G on 01 February 2022, 17:50:40
My missus will get a c£2000 pay rise in April. By the time she pays 40% tax, 11.7% pension contribution and the extra NI, she will end up with virtually nothing. We won't starve, but it still sticks in your throat.
And, just to put things in perspective, does anyone actually think that this NI rise will make any difference at all to the NHS, in the short term, or social care later?

She will pay 40% tax, 3.25% NI and (presumably) 11.7% pension contributions (totalling 54.95%). So from a £2000 pay rise she should see £901 extra in her bank account. She could increase this by an additional £234 if she opted out of her pension scheme. (this would be a criminally stupid thing to do, but would save the tax payer money ::))
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 18:01:23
She will pay c£1940 from it, including the NI rise.
Title: Re: What happens if...
Post by: LC0112G on 01 February 2022, 18:10:49
She will pay c£1940 from it, including the NI rise.

Huh? How's that worked out? It can't just be income tax, NI and pension deductions.
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 18:12:12
She will pay c£1940 from it, including the NI rise.

Huh? How's that worked out? It can't just be income tax, NI and pension deductions.
I'm not prepared to go into it on here, I'll drop you a pm and hope you prove me wrong.
Title: Re: What happens if...
Post by: Rangie on 01 February 2022, 18:13:38
All this talk about money, I'm off for a couple of pints while I can afford it..😄
Title: Re: What happens if...
Post by: Field Marshal Dr. Opti on 01 February 2022, 18:37:07
Gas and electric will rise by about £600 for the average user......so pull on an extra jumper. :)

The price of food is rising.

The cost of petrol will probably rise.

Some people struggle to make £15000 PA.

Title: Re: What happens if...
Post by: Field Marshal Dr. Opti on 01 February 2022, 18:44:27
Inflation seems to be making a comeback so a rise in interest rates seems likely.

Savings rates may improve very slightly......mortgage payments likely to rise by much more.

Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 18:46:17
Inflation seems to be making a comeback so a rise in interest rates seems likely.

Savings rates may improve very slightly......mortgage payments likely to rise by much more.
I'd say a rate rise on Thursday is a nap.
Title: Re: What happens if...
Post by: LC0112G on 01 February 2022, 18:46:20
She will pay c£1940 from it, including the NI rise.

Huh? How's that worked out? It can't just be income tax, NI and pension deductions.
I'm not prepared to go into it on here, I'll drop you a pm and hope you prove me wrong.

Fair enough.

I'm off out to watch the mighty Glovers thrash Whymouth, so depending on the result people from Dorset may get some abuse later.
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 18:48:09
She will pay c£1940 from it, including the NI rise.

Huh? How's that worked out? It can't just be income tax, NI and pension deductions.
I'm not prepared to go into it on here, I'll drop you a pm and hope you prove me wrong.

Fair enough.

I'm off out to watch the mighty Glovers thrash Whymouth, so depending on the result people from Dorset may get some abuse later.
I've sent you my three line sum  ;D
Title: Re: What happens if...
Post by: Sir Tigger KC on 01 February 2022, 18:57:29
£12 billion a year, according to the BBC.

Ah it's worse than I thought then.  :-\

We need a bold Thatcherite PM and Lawsonlike Chancellor to roll back the frontiers of the state and cut taxes!  :y


I'm off out to watch the mighty Glovers thrash Whymouth, so depending on the result people from Dorset may get some abuse later.

 ;D
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 19:36:13
She will pay c£1940 from it, including the NI rise.

Huh? How's that worked out? It can't just be income tax, NI and pension deductions.
I'm not prepared to go into it on here, I'll drop you a pm and hope you prove me wrong.

Fair enough.

I'm off out to watch the mighty Glovers thrash Whymouth, so depending on the result people from Dorset may get some abuse later.
Just looking at that conference table. Jeez, how the mighty have fallen, some in there I thought were still in league one.
Title: Re: What happens if...
Post by: Migv6 le Frog Fan on 01 February 2022, 19:56:57
Its not just about the amount individuals will pay. Its the fact that the Tories have got themselves in a financial hole and are starting to put taxes up to try and get themselves out of it.
That has always been Labour territory, and the Tories have always slaughtered them for it.
Billions have been wasted by this Govt. over the last couple of years. Billions missing in various frauds relating to their hair brained schemes should be a resigning matter for the Chancellor.
I help run a little social club with about 50 members and a turnover of approx. £15k p.a.
In the last 18 months we have been given over £30,000 from the Govt. and no-one really knows why.
The Chairman filled in a form they sent him and the money just kept rolling in.
Its fickin ludicrous.  ::)
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 20:01:12
Its not just about the amount individuals will pay. Its the fact that the Tories have got themselves in a financial hole and are starting to put taxes up to try and get themselves out of it.
That has always been Labour territory, and the Tories have always slaughtered them for it.
Billions have been wasted by this Govt. over the last couple of years. Billions missing in various frauds relating to their hair brained schemes should be a resigning matter for the Chancellor.
I help run a little social club with about 50 members and a turnover of approx. £15k p.a.
In the last 18 months we have been given over £30,000 from the Govt. and no-one really knows why.
The Chairman filled in a form they sent him and the money just kept rolling in.
Its fickin ludicrous.  ::)
Yes, Albs. Money taken from people it shouldn't be taken from and money thrown at anyone who simply fills a form in. £30,000 is chicken feed to some of the amounts I've read about. In the private sector, this would be misappropriation of funds.
Title: Re: What happens if...
Post by: STEMO on 01 February 2022, 20:05:19
Cameron and Osbourne started the ball rolling with child benefit. People who earn over £50K should lose child benefit, fair enough. But a couple who earn £49K each can keep it? They just couldn't be arsed to spend any money on making the system fair and, it appears, that continues.
Title: Re: What happens if...
Post by: Migv6 le Frog Fan on 01 February 2022, 21:55:15
Yep,economic illiterates, which as I said was always Labour territory.  :y
Title: Re: What happens if...
Post by: LC0112G on 01 February 2022, 22:30:35
She will pay c£1940 from it, including the NI rise.

Huh? How's that worked out? It can't just be income tax, NI and pension deductions.
I'm not prepared to go into it on here, I'll drop you a pm and hope you prove me wrong.

Fair enough.

I'm off out to watch the mighty Glovers thrash Whymouth, so depending on the result people from Dorset may get some abuse later.
I've sent you my three line sum  ;D

I realised what you were probably getting at as I was walking home from the footie. Amaising how ones mind wanders whilst standing in the cold for 3 hours watching a pyle of schyte.

I haven't run the exact numbers, but point is, she will be £900 ish better off than she would have been had she not had the pay rise.
Title: Re: What happens if...
Post by: LC0112G on 01 February 2022, 22:33:21
£12 billion a year, according to the BBC.

Ah it's worse than I thought then.  :-\

We need a bold Thatcherite PM and Lawsonlike Chancellor to roll back the frontiers of the state and cut taxes!  :y


I'm off out to watch the mighty Glovers thrash Whymouth, so depending on the result people from Dorset may get some abuse later.

 ;D

No need for abuse. "Your" team scored 2 goals, and the result was 1-1. The Yeovil goal was scored by the leagues top scorer "Ow'n Goal" :D
Title: Re: What happens if...
Post by: Sir Tigger KC on 01 February 2022, 23:11:55
£12 billion a year, according to the BBC.

Ah it's worse than I thought then.  :-\

We need a bold Thatcherite PM and Lawsonlike Chancellor to roll back the frontiers of the state and cut taxes!  :y


I'm off out to watch the mighty Glovers thrash Whymouth, so depending on the result people from Dorset may get some abuse later.

 ;D

No need for abuse. "Your" team scored 2 goals, and the result was 1-1. The Yeovil goal was scored by the leagues top scorer "Ow'n Goal" :D

I didn't realise that Yeovil Town had fallen so far that they're reduced to playing the likes of Weymouth!  :P   ;D
Title: Re: What happens if...
Post by: Doctor Gollum on 02 February 2022, 04:12:12
Must say, Weymouth is a pretty good spot for a pub crawl...
Title: Re: What happens if...
Post by: Andy B on 02 February 2022, 20:59:26
..

No as its a disorganised inefficient mess  ......, the money will just dissappear with no impact

My daughter is an ICU nurse. At 'her' hospital, the powers that be installed 2 ICU beds at a cost of around £500 000. They can't be used because there are no staff, no sluices & no medical storage. Good to see the money was well spent.  :-X :-X
Title: Re: What happens if...
Post by: Andy B on 02 February 2022, 21:00:50
Must say, Weymouth is a pretty good spot for a pub crawl...

Done that a few times before/after a Wednesday war! That was a long time ago though .....
Title: Re: What happens if...
Post by: LC0112G on 02 February 2022, 21:20:49
Must say, Weymouth is a pretty good spot for a pub crawl...

Done that a few times before/after a Wednesday war! That was a long time ago though .....

Must have been a very good night - It's been the Thursday war since the late 70's at least. ;D
Title: Re: What happens if...
Post by: Andy B on 02 February 2022, 23:36:35
Must say, Weymouth is a pretty good spot for a pub crawl...

Done that a few times before/after a Wednesday war! That was a long time ago though .....

Must have been a very good night - It's been the Thursday war since the late 70's at least. ;D

Was it? Could've sworn it was Wednesday!!  ;D ;D ;D It's been a while!  ;)
Title: Re: What happens if...
Post by: Doctor Gollum on 03 February 2022, 08:53:11
Must say, Weymouth is a pretty good spot for a pub crawl...

Done that a few times before/after a Wednesday war! That was a long time ago though .....

Must have been a very good night - It's been the Thursday war since the late 70's at least. ;D

Was it? Could've sworn it was Wednesday!!  ;D ;D ;D It's been a while!  ;)
Thursday is the new Friday...  :D
Title: Re: What happens if...
Post by: Field Marshal Dr. Opti on 03 February 2022, 14:23:02
Bozzle resigns and...

The next day Vlad impales Ukraine?

The British army has downed tools for 'inclusion reflection day'

If Vlad can hold back until the lentils and vegan bites are cleared away the army will appreciate it. ::)
Title: Re: What happens if...
Post by: Migv6 le Frog Fan on 03 February 2022, 15:14:11
Just read about that.As Littlejohn would say - you couldnt make it up.  ::)
Title: Re: What happens if...
Post by: STEMO on 03 February 2022, 15:25:03
Are we going to issue them with handbags to bash Ivan with?  ;D

Pathetic scrotes.
Title: Re: What happens if...
Post by: Field Marshal Dr. Opti on 03 February 2022, 16:30:26
https://youtu.be/P5ar7vYg0pY (https://youtu.be/P5ar7vYg0pY)

I wondered if the Russian army were doing the same thing. Apparently not. ;D