Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: hercules on 11 December 2011, 18:13:13

Title: bloody insurance
Post by: hercules on 11 December 2011, 18:13:13
got my renewal and its more than doubled :(
theres nowt i can do about it cos ive had other quotes and there £300 plus more than my renewal,whats happening these days
Title: Re: bloody insurance
Post by: ninjapirate on 11 December 2011, 18:15:24
Have you added any points or claims in the last year? or has it just gone up? 
Title: Re: bloody insurance
Post by: hercules on 11 December 2011, 18:19:59
nothing has changed from last year,ive ranted down the phone and this year they will not budge
Title: Re: bloody insurance
Post by: TheBoy on 11 December 2011, 18:21:26
Across the 3 cars, mine went up about about £70, TBE was the one that was worse, up by £100.
Title: Re: bloody insurance
Post by: hercules on 11 December 2011, 18:24:45
last year £320,my renewal £783 >:(.best quote ive got elsewhere is £1100
Title: Re: bloody insurance
Post by: ninjapirate on 11 December 2011, 18:25:40
That does suck. I was doing loads of quotes in jan when i planned on getting a cheap to insure car to re start a 3rd lot of ncb id lost by having classic insurance for 2 years, then suddenly all the tax went up and the same cars all increased by about £100 a year, I ended up buying a fiat cinq sporting but after 6 months relised it was going to be 4 years before that policy would start dropping to a decent amount!

blimey, I thought i was payin a lot on my 2.2 £400! how many years ncb on that policy? mine is with 8 i think
Title: Re: bloody insurance
Post by: hercules on 11 December 2011, 18:33:22
That does suck. I was doing loads of quotes in jan when i planned on getting a cheap to insure car to re start a 3rd lot of ncb id lost by having classic insurance for 2 years, then suddenly all the tax went up and the same cars all increased by about £100 a year, I ended up buying a fiat cinq sporting but after 6 months relised it was going to be 4 years before that policy would start dropping to a decent amount!

blimey, I thought i was payin a lot on my 2.2 £400! how many years ncb on that policy? mine is with 8 i think
9 years no claims,bugger is theres 6 of us and pram so a car wont do.i even had a qoute today for a grand voyager just to see and that was £1000.no point changing car cos the amount i lay out to buy one i might aswell just pay thr renewal
Title: Re: bloody insurance
Post by: ninjapirate on 11 December 2011, 18:35:36
Anything you can add security wise to bring it down a bit? after the initial outlay atleast it should stay cheaper for a while.
Title: Re: bloody insurance
Post by: hercules on 11 December 2011, 18:39:44
its got a thatcham immobiliser,crook lock,cheepo alarm only the immob is recognised by them but the next time i ring them i might see if it makes a difference if i garage it
Title: Re: bloody insurance
Post by: Omega32E on 11 December 2011, 18:50:43
I would shop about more, my last renewal was for a Jaguar XJR V8 Supercharged which I think was group 20 the original quote was £670 from swiftcover but got it from Tesco in the end £380 when I swapped to the 3.2 Omega they gave me £20 back, 45 with full NCD no points claims etc. My daughter is 26 and has a Astra VXR insured for £490 with Adrian Flux
Title: Re: bloody insurance
Post by: ninjapirate on 11 December 2011, 18:54:24
few years ago i had a 02 impreza wrx with a tracker on and it was pretty cheap to insure. It was fitted when i got the car so i have no idea how much fitting is, but it was worth the annual fee for the savings.
Title: Re: bloody insurance
Post by: hercules on 11 December 2011, 18:56:27
I would shop about more, my last renewal was for a Jaguar XJR V8 Supercharged which I think was group 20 the original quote was £670 from swiftcover but got it from Tesco in the end £380 when I swapped to the 3.2 Omega they gave me £20 back, 45 with full NCD no points claims etc. My daughter is 26 and has a Astra VXR insured for £490 with Adrian Flux
im with tesco and every year nobody can touch them in fact nobody can get anywhere close to them but this year they just will not budge,but they are still a lot cheaper than quotes ive had.adrian flux was £1200,aviva was £1400,halifax was £1231.i do it every year and get quotes but as said tesco are always a lot cheaper
Title: Re: bloody insurance
Post by: Omega32E on 11 December 2011, 18:59:34
Maybe your postcode is what they dont like.
Title: Re: bloody insurance
Post by: hercules on 11 December 2011, 19:01:47
few years ago i had a 02 impreza wrx with a tracker on and it was pretty cheap to insure. It was fitted when i got the car so i have no idea how much fitting is, but it was worth the annual fee for the savings.
trackers these days are so easy to fit,i fit them to caravans and its basically 2 wires and 2 plugs for the gps and gsm,probs a couple more wires for a car.its the buying them that costs but there is these which are cheap but not sure if theyre ins recognised and i havent heard any feednack on them yet
http://www.bulldogsecure.com/product/210/tr20-bulldog-tracker (http://www.bulldogsecure.com/product/210/tr20-bulldog-tracker)
Title: Re: bloody insurance
Post by: hercules on 11 December 2011, 19:03:41
Maybe your postcode is what they dont like.
could be but its been ok for the last 8 years
Title: Re: bloody insurance
Post by: GastronomicKleptomaniac on 11 December 2011, 19:18:13
Where I live isn't too bad, but on the insurer's database it comes up as a risk between "Baghdad" and "Longleat monkey enclosure"... insurance has risen the last two years, despite having two more years no-claims.

 £750 for TPFT on a 3.2 manual, £100 more than if it were a retail Elite auto... 
Title: Re: bloody insurance
Post by: ninjapirate on 11 December 2011, 19:32:34
#Be interested to know if those trackers are aproved for insurance, might ask mine tomoz as I have to call anyway. cheap enough!
I know they redone all the insurance grps recently, but is that for new cars or would it of effected older ones?