Hi Folks.
My Omega has been involved in an accident and has now been written off
This happened on 8th May but what with personal issues I can only now talk about it ( thanks to Mark, the alarming man).
I was following a line of traffic in Strood when a motorist on the other side of the road decided to do a U-turn right in front of me. Resulting in this:
He was a French tourist driving his LHD car. He told police that he had missed his turn, pulled in to allow the traffic behind him to clear then once clear he proceeded to do the u-turn. He said that he didn't check to see that my side was clear!
I think his is a write off too:
He's admitted liability to the police, exchanged details and now I'm facing an insurance minefield.
The insurance has offered me £800 for mine, minus £450 excess which leaves me £350 which they pay straight into my account.
I've agreed, checked my bank a few days later and only £80 has been paid in!
They said that the remainder of the policy was taken off ( my insurance was renewed last Dec, I pay over 10 mths so 5mths payments was deducted.).
Was not happy about that but the Insurance Ombudsman said that was common practice.
So apparently you can buy car insurance today , have an accident the same day and lose the rest of your premium!!
Be warned.
