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[tmx]

Yes Barclaycard just gave me another £500 on my limit wont spend it though! 14.9% interest so no thanks!!!!!!!

I will have to move my current account as i Fought the Lloyds & The LLoyds Lost so they closed my account so i moved to the Halifax nevermind are Barclays a good bank in general???

[Kevin Wood]

nevermind are Barclays a good bank in general

I have been with them since the 1980's and they haven't pi$$ed me off. I think that's about as much praise as a bank will ever get, certainly from me. Bu663r all interest on their current account. 0.1% or something. At that rate I'd rather get none so I don't have to bother to declare the pennies I do get!

One thing that has annoyed me recently is that their online banking now requires a PIN gadget to log in, and again to validate payments. This is a pain in the butt because if I'm travelling I've invariably forgotten to take the PIN pad with me, or the card, or both, and I can't log in to my online banking.

Kevin

[Entwood]

I'M RICH !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!    

Just checked the bank statement and my retirement "lump sum" has been paid in ... looks really, really nice ... now how much was that SL63 ...... http://www.mercedes-amg.com/SL63   ?

Unfortunately this has to go into a monthly paying high-as-possible interest account or some such income vehicle ...  so just need my IFA to advise me where to put it ..

Still one can dream for a few moments .....

[Kevin Wood]

Just checked the bank statement and my retirement "lump sum" has been paid in

I had a similar moment once during a house move. The phrase "You can sleep in your car but you can't race your house" did cross my mind.  

Cue loads of cold calls from your bank asking you if you're interested in savings accounts, investments, etc..  

Kevin

[cem_devecioglu]

Just checked the bank statement and my retirement "lump sum" has been paid in

I had a similar moment once during a house move. The phrase "You can sleep in your car but you can't race your house" did cross my mind.  
Cue loads of cold calls from your bank asking you if you're interested in savings accounts, investments, etc..  

Kevin

the same evil devil visit me very frequently

[Marks DTM Calib]

I had a buisness account with Braclays and they were bloody rubbish at that one.....

[Lazydocker]

Yes Barclaycard just gave me another £500 on my limit wont spend it though! 14.9% interest so no thanks!!!!!!!

I will have to move my current account as i Fought the Lloyds & The LLoyds Lost so they closed my account so i moved to the Halifax nevermind are Barclays a good bank in general

As long as you don't go to them asking for help IF the worst were to happen. I'm currently waiting for the whole Bank Charges case to be resolved as I have a £k claim in against Barclays. That amount all spiralled from an error on my part one month which put me £250 overdrawn. Asked them to increase OD Limit temporarily and reduce monthly for 5 months and they refused... Outcome was £2k worth of charges over the course of 18 months!

From my experience Alliance and Leicester are good... They're run by real people and not just computers!

[Lazydocker]

nevermind are Barclays a good bank in general

I have been with them since the 1980's and they haven't pi$$ed me off. I think that's about as much praise as a bank will ever get, certainly from me. Bu663r all interest on their current account. 0.1% or something. At that rate I'd rather get none so I don't have to bother to declare the pennies I do get!

One thing that has annoyed me recently is that their online banking now requires a PIN gadget to log in, and again to validate payments. This is a pain in the butt because if I'm travelling I've invariably forgotten to take the PIN pad with me, or the card, or both, and I can't log in to my online banking.

Kevin

I've not been sent one of those... Thankfully!

[Jay w]

I have been a Lloyds customer since the late 80's, yes their customer service is nowhere near as good as it was and their products are not as competitive, but they are consistent

I have my business account with them as well, they have tried in the past to push borrowing onto me and i have had to politely tell them to go away in short sharp jerky movements, but on the whole they are reliable.....

When you look at the financial markets the insititutions that are suffering now are those who either perpetuated the sub prime market or were heavily involved, the problem child is now biting back.....and with a vengence.....

Those institutions who offered 'boring' products, like Lloyds are now in a position to benefit from other downfall, they wanted to buy Northern Rock but were blocked by the government, this time Gordon and his cohorts have allowed it as it MAY bring some market stability, however i believe that there may come a point where Lloyds are advised that they need to 'offload' some of the group.

short term it is a good thing, yes some staff will suffer, and this is a sad point of take overs, but would it not be better to lose a few thousand jobs that have a whole group dive and everyone lose out.....ideally if redeployment could take place then this could be avoided.....

strange times are ahead.....here's hoping that everyone comes out of this smiling

[Jimbob]

I have been a Lloyds customer since the late 80's, yes their customer service is nowhere near as good as it was and their products are not as competitive, but they are consistent

I have my business account with them as well, they have tried in the past to push borrowing onto me and i have had to politely tell them to go away in short sharp jerky movements, but on the whole they are reliable.....

When you look at the financial markets the insititutions that are suffering now are those who either perpetuated the sub prime market or were heavily involved, the problem child is now biting back.....and with a vengence.....

Those institutions who offered 'boring' products, like Lloyds are now in a position to benefit from other downfall, they wanted to buy Northern Rock but were blocked by the government, this time Gordon and his cohorts have allowed it as it MAY bring some market stability, however i believe that there may come a point where Lloyds are advised that they need to 'offload' some of the group.

short term it is a good thing, yes some staff will suffer, and this is a sad point of take overs, but would it not be better to lose a few thousand jobs that have a whole group dive and everyone lose out.....ideally if redeployment could take place then this could be avoided.....

strange times are ahead.....here's hoping that everyone comes out of this smiling

40000 has been quoted (hbos current : 72000, ltsb : 70000)
but it wont be anywhere near that.

I am slightly biased being one of the 72000, but backroom staff, nothing at all to do with finance, so not overly worried for the next few years

[TheBoy]

barclays and me dont suit each other.  had to close current account and move in end, as i couldn't ever access my money due to their errors. I have a long standing 5yr despute with barclaycard as well over ordering items the day a company went bust, and they are asking me to prove the items didn't get delivered, something I have been unable to do...