Having spoken to Tailo about this and tried some of his recommended insurance companys that used not to require a cert at all. Its now obvious that the situation has changed over the last year or so, as each and every one of Tailos suggestions now require an approved cert. And will not convert a quote to a policy without one, the system will not allow it, computer says no, and thats that.
Tailo himself told me the the lpga have been lobbying the insurance companys to this effect. There is no reason to assume what was the case 6 months ago is the case today. If your insurance company doesnt know of your install they cant inform you of any rule changes that may affect you.
Should add that my experience is with new business policys, but this would suggest that you could be voiding your insurance if not declared on your old policy. I would suggest at the very least an anonymous phone call to your company to find out the situation.
Re certs, and putting the price to one side for a minute, it is worth having a trained eye look over your system imho. Some interesting points have come to light on mine, and some rather picky it has to be said, but you really want to be belt and braces when it comes to gas.
On both issues of insurance and certifying your install, i dont think a "head in sand" approach is wise. Find out the situation and get stuff in writing.
Cover your arse basickly. May cost a few quid though.
Cant help think this area is a bit of a let down on behalf of Moto Gas. Its all very well saying the lpga dont like diy installs and are being awkward and over charging. May well be. But matters not. These are hoops we are legally obliged to jump through, and until last week is the first i had heard of it from Moto Gas. Yes the install guide mentions it briefly but no support from Moto Gas them selfs as they dont have approved certification in place. Bit poor imho.
Still, thanks to guys on here, my install is going in the right direction. :-)