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[pscocoa]

Another trip to Tameside tomorrow - last stages of a battle I will lose on care home funding for parents - so kissing goodbye to £1000 a week from the New Year. Next couple of weeks is the end game on this. Best I can do is slow them (Social Services and NHS) down.

Thing is I understand the "Decision Making Tool" on NHS continuing care funding but the rules are virtually impossible to comply with.
 
Also need to think of a scheme to keep hold of house - if I pay running costs (for example) and put as prior charge on property. At least we have somewhere to stay when we visit.

[Varche]

Good luck with your efforts.

My uncle is burning up his carefully scrimped and saved pile at £1300 a week and I think the home is a disgrace.

My mates dad was an architect and saved all his life for his retirement. He too has nearly burnt up his hard earned savings. My mates wifes mother is in the same home free as she had nothing. At least visiting is easier. It is a funny world. 

[pscocoa]

In addition we have our son's wedding in 2 weeks so there is stuff flying round on this as well.

[Vamps]

Best thing is to have nothing and no house, problem is there is a 7 years delay between getting rid of your money and then claiming.......what a bugger though, and we are in this position, how do our parents loose all their money now, but at 72 they may well live for many more years and need it..........a subject that I need to be dealing with but am unsure how to start the conversation..............   Give me your house and all your money now, does not sound right but would still need 7 years, so perhaps this is the best thing to do......

[Varche]

My Mum and Dad had an unsolicited and very specific mailshot from a firm of solicitors in Bridlington offering to put their house into a trust (for a nice fee of course) to "save it" from future possible care home fees. I asked a friend who works in tax etc and he said good schemes can work but you need to have a good one and not at the last minute.

[Marks DTM Calib]

Just for info, the 'seven year rule' is no longer valid, got dumped by Labour many moons ago!

They can effectively go back an indefinate period as they have to use Insolvency Laws to get the money if it happened over 6 months previous.......and they have no time limit.

Be assured that if they find any hint that the assets were sold/transfered to avoid care costs then they will withhold funding.