I mentioned the long saga of both parents being in care homes and trying to protect the family silver without compromising the quality of their care.
My mother is part funded (significantly) by the state in a nursing care home - she is treated as independent of my dad and they are tenants in common of their house as opposed to joint owners of their property. My dad is in a residential home and is self funded (his pension arrangements basically).
Now that they are both in a home I am expecting the Council to try and force the sale of the empty house to pay my mother's fees. But my dad does not want to sell nor to buy my mother's share. Under the Residential Accomodation Guidelines I understand that they have to "market value" my mother's interest in the house and cannot take the whole value of the house into account as a separate entity. Because there is no buyer of a half share it is likely that the value of that half share is nil because you cannot sell half - I spoke to some valuers. If either of them dies the property does not go to the survivor but to family members.
Not sure all this will work out but at least we have something to defend.
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Topic: Care Homes and Councils (Read 512 times)