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[tidla]

Alot of reading there.. (lazy git mode) If a vehicle has no mot, then insurance is invalid anyway. Thats why you quote you reg when taking it down to the test station as its as i believe , under there umbrella..??

[Terbs]

I insured my Renault for 24 hours to get it to the mot station. I did it online and it cost £18.

[Vamps]

Alot of reading there.. (lazy git mode) If a vehicle has no mot, then insurance is invalid anyway. Thats why you quote you reg when taking it down to the test station as its as i believe , under there umbrella..??

I don't think that is the issue, no probs with giving the reg no, just still needs to be insured...

[05omegav6]

Alot of reading there.. (lazy git mode) If a vehicle has no mot, then insurance is invalid anyway. Thats why you quote you reg when taking it down to the test station as its as i believe , under there umbrella..??

'...a vehicle may be driven to/from a pre arranged test, or to/from a place of repair in relation to said test...provided it is suitably insured...'

The pre arrangement part simply allows you to drive an unlicensed vehicle to or from the testing station or garage. Stopping at the shops/taking the kids to school/Mrs to work on the way is not allowed, as they would imply that the car was being 'used', and therefore would require tax/mot etc

[Mr Skrunts]

Might be wrong but

I am told that any car driven by a non owner has to be insured in its own right (as most have allready pointed out) but the driver (non owner) allthough he is covered to drive some one elses car on thier own isurance will normally only be be covered as third party. (Obviously policies vary)

[05omegav6]

Might be wrong but

I am told that any car driven by a non owner has to be insured in its own right (as most have allready pointed out) but the driver (non owner) allthough he is covered to drive some one elses car on thier own isurance will normally only be be covered as third party. (Obviously policies vary)

That's about the size of it

[hotel21]

Alot of reading there.. (lazy git mode) If a vehicle has no mot, then insurance is invalid anyway. Thats why you quote you reg when taking it down to the test station as its as i believe , under there umbrella..??

Wrong. The giving of reg no means that the mot is now booked into a given slot on a given day, nothing more. Insurance has nothing to do with the test station whatsoever.

Your insurance cover is valid when going to and from said prebooked mot.

[hotel21]

I'd be inclined to ask your MOT tester if he/she has a Traders policy and the necessary plates.  Slip them a tenner and they can legally drive the car to and from the MOT.

Wrong.

Trade plates cover road tax/VEL only, nothing to do with insurance.

A traders insurance policy does not automatically provide you with trade plates (they come from DVLA) and likewise, getting trade plates from DVLA does not automatically give you insurance. Two completely separate matters.

As to the 'hire' of the plates for a tenner, if that's found out by the polis then everyone involved gets nicked and he trader/garage will loose their plates....   

[Broomies Mate]

I'd be inclined to ask your MOT tester if he/she has a Traders policy and the necessary plates.  Slip them a tenner and they can legally drive the car to and from the MOT.

Wrong.

Trade plates cover road tax/VEL only, nothing to do with insurance.

A traders insurance policy does not automatically provide you with trade plates (they come from DVLA) and likewise, getting trade plates from DVLA does not automatically give you insurance. Two completely separate matters.

As to the 'hire' of the plates for a tenner, if that's found out by the polis then everyone involved gets nicked and he trader/garage will loose their plates....

Wrong!

The traders policy WILL cover the person who hold the traders policy to drive the vehicle.  Quite obvious really! 

The 'hire' of the plates is just what you read into it - Simply, it is payment for a service over and above the standard MOT.... you wouldn't expect the tester to go out of his way for nothing, would you?  Of course, that is IF the policy calls for trade plates.

[hotel21]

I'd be inclined to ask your MOT tester if he/she has a Traders policy and the necessary plates.  Slip them a tenner and they can legally drive the car to and from the MOT.

Wrong.

Trade plates cover road tax/VEL only, nothing to do with insurance.

A traders insurance policy does not automatically provide you with trade plates (they come from DVLA) and likewise, getting trade plates from DVLA does not automatically give you insurance. Two completely separate matters.

As to the 'hire' of the plates for a tenner, if that's found out by the polis then everyone involved gets nicked and he trader/garage will loose their plates....

Wrong!

The traders policy WILL cover the person who hold the traders policy to drive the vehicle.  Quite obvious really! 

The 'hire' of the plates is just what you read into it - Simply, it is payment for a service over and above the standard MOT.... you wouldn't expect the tester to go out of his way for nothing, would you?  Of course, that is IF the policy calls for trade plates.

Not going to enter into an extended thread to the detriment of the OP but I can personally speak to examples such as you describe whereby the plate holder lost his plates due to folks 'slipping him a tenner' .

Plates are issued by DVLA and misuse is governed by DVLA and consist of one warning then withdrawal of the plates.

Insurance is issued by the insurance company the trader chooses and likewise, any misuse can result in withdrawal of insurance.

But there is no direct crossover or direct link between withdrawal/suspension of one automatically resulting in withdrawal of the other.

Likewise, the issue of one does not automatically confer granting of the other.....

[henryd]

I don't know why trade plates have even been mentioned, the only thing that is needed by the Op to legally drive his car for an mot test is valid insurance

[hotel21]

I don't know why trade plates have even been mentioned, the only thing that is needed by the Op to legally drive his car for an mot test is valid insurance

 

agreed!!

Its OOF so diverse meanderings are expected.      

See replies 2 & 3.  They pretty much cover it until the Broomie fella muddied the waters a tad.      

[henryd]

I don't know why trade plates have even been mentioned, the only thing that is needed by the Op to legally drive his car for an mot test is valid insurance

 

agreed!!

Its OOF so diverse meanderings are expected.      

See replies 2 & 3.  They pretty much cover it until the Broomie fella muddied the waters a tad.      

 

[Broomies Mate]

The only reason the Trade Plate point was added, was if the OP knew someone with plates the vehicle could have been driven to the MOT station that way, without the need of gaining insurance for the day, week, month, century.  Not Rocket! 

[joshwyatt]

Trade plates would not be needed, you don't need valid VED on a vehicle going to an MOT. It would be perfectly reasonable and legal to ask the garage to collect your vehicle, and drive it on their trade insurance.

In short, answers to your questions and a brief elaboration;

If your vehicle is on SORN, it does not need insurance.
If your vehicle is in posession of valid VED, it does need to be insured, even if not on the road.
For an MOT; the vehicle must be insured. Either yourself insuring it, or the garage using their trade policy, but does not need VED.
To enable the 'driving other vehicles third party' the subject vehicle, must have its own insurance.
Trade plates only count as a portable VED licence that is granted for use with connection to said persons business, they are not needed to enable a vehicle to be driven to an MOT station.
They do not have any insurance capabilities. However, a trade plate number would be added to a motor trade policy and to the MID in the same way a normal VRM is added.