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Author Topic: young lads insurance  (Read 3488 times)

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Richie London

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young lads insurance
« on: 08 May 2008, 20:58:52 »

youngen in the pub has just bought his first car, citreon, i think its a saxa 1.1, he paid a grand for it,

insurance =3600, third party   :o :o
unbelievable!!

richie

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Lazydocker

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Re: young lads insurance
« Reply #1 on: 08 May 2008, 21:01:25 »

Quote
youngen in the pub has just bought his first car, citreon, i think its a saxa 1.1, he paid a grand for it,

insurance =3600, third party   :o :o
unbelievable!!

richie


Ouch... And they wander why people drive around un-insured!!
« Last Edit: 08 May 2008, 21:01:47 by Lazydocker »
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phil her up

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Re: young lads insurance
« Reply #2 on: 08 May 2008, 21:10:48 »

youngen in the pub has just bought his first car, citreon, i think its a saxa 1.1, he paid a grand for it,

insurance =3600, third party    
unbelievable!!

richie
    That's only 69.23 a week, he will just have to go without  a girlfriend, beer, clothes,food,petrol & a  decent sound system, not the end of the world is it  ;D
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file28

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Re: young lads insurance
« Reply #3 on: 08 May 2008, 21:19:51 »

my step son pays 2600 3rd party fire and theft
1.6 16 v astra sport
quote for his mum as main driver and him as named driver 1100
i know he wont earn any ncb but saving 1500 quid  ayear till hes older
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Vamps

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Re: young lads insurance
« Reply #4 on: 08 May 2008, 21:20:32 »

I know it is bad but that seems really bad, how can we expect kids to pay such premiums.
Anyone out there with a 17 year old to compare, i am just at the sorting out a 16 year old scooter in a few weeks, but next year!!!!!!!
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file28

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Re: young lads insurance
« Reply #5 on: 08 May 2008, 21:22:16 »

Quote
my step son pays 2600 3rd party fire and theft
1.6 16 v astra sport
quote for his mum as main driver and him as named driver 1100
i know he wont earn any ncb but saving 1500 quid  ayear till hes older
sorry should have said hes 18 at the moment
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Minispud

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Re: young lads insurance
« Reply #6 on: 08 May 2008, 21:23:23 »

Quote
my step son pays 2600 3rd party fire and theft
1.6 16 v astra sport
quote for his mum as main driver and him as named driver 1100
i know he wont earn any ncb but saving 1500 quid  ayear till hes older

 He should try "Direct Line" they give named drivers NCB's as well as the main Driver, Top notch  8-)
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Lazydocker

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Re: young lads insurance
« Reply #7 on: 08 May 2008, 21:28:53 »

I suppose I was lucky really because I bought my fist car (a rusty Metro) and insured it myself from the start!!

But I don't think I could do it now days!  :-? :-?
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Martin_1962

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Re: young lads insurance
« Reply #8 on: 08 May 2008, 22:05:42 »

No wonder so many have no insurance
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Jay w

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Re: young lads insurance
« Reply #9 on: 08 May 2008, 22:09:01 »

'96 renault clit stepson is 18 on a provisional licence, he is a named driver and can earn NCB once he passes his test

TPFT = £385
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Danny

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Re: young lads insurance
« Reply #10 on: 09 May 2008, 10:22:02 »

£3600 he's being robbed, my mate's paying less than £2000 fully comp on his 1.1 saxo
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Andy B

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Re: young lads insurance
« Reply #11 on: 09 May 2008, 10:34:28 »

My lad (he's 20 tomorrow) paid about £1700 fully comp (there was next to no dfference in price from the TPF&T quote) on a £500 M reg 1.4 Astra F.
« Last Edit: 09 May 2008, 10:35:49 by Andy_B »
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Kevin Wood

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Re: young lads insurance
« Reply #12 on: 09 May 2008, 10:35:21 »

Why don't young drivers get something totally uncool and worthless as a first car for a couple of years before getting something that will be loaded insurance-wise by its' popularity?

Surely an old heap would not cost that much to insure, and comes with the added opportunity to learn about car maintenance ifwhen it breaks down.

My 1.7 Morris Ital only cost me 300 quid to insure TPFT when I was 20 (granted insurance has gone up a bit since then), and, despite being a highly effective contraceptive when it came to picking up members of the opposite sex, it would see off any of my mates' 1.1 / 1.3 Fiestas, Escrots, etc. 8-)

Kevin
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tunnie

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Re: young lads insurance
« Reply #13 on: 09 May 2008, 10:37:27 »

Quote
Why don't young drivers get something totally uncool and worthless as a first car for a couple of years before getting something that will be loaded insurance-wise by its' popularity?

Surely an old heap would not cost that much to insure, and comes with the added opportunity to learn about car maintenance ifwhen it breaks down.

My 1.7 Morris Ital only cost me 300 quid to insure TPFT when I was 20 (granted insurance has gone up a bit since then), and, despite being a highly effective contraceptive when it came to picking up members of the opposite sex, it would see off any of my mates' 1.1 / 1.3 Fiestas, Escrots, etc. 8-)

Kevin

I did, had a 1.3 Nissan Sunny LX on a E plate.

Cost £900 a year to insure @ 17.
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Andy B

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Re: young lads insurance
« Reply #14 on: 09 May 2008, 10:45:20 »

Quote
Why don't young drivers get something totally uncool and worthless as a first car for a couple of years before getting something that will be loaded insurance-wise by its' popularity?

Surely an old heap would not cost that much to insure, and comes with the added opportunity to learn about car maintenance ifwhen it breaks down. .....

How uncool is an Astra F 1.4?
A mate is selling an R reg 1.0 Cinqucento for £250, so my daughter got a rough quote via Confused. Granted she only passed her test a month or 2 back but the best quote was a grand!
Although we old barstewards might have thought our insurance was steep at the time, I think the youngsters of today are getting a very rough ride. Must be this litigious world we live in these days, either thator the insurance companies are taking us ALL for a ride!
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