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Author Topic: Insurance  (Read 10787 times)

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Kate

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Re: Insurance
« Reply #30 on: 09 March 2013, 22:04:19 »

I pay £29 a month to Sheila's Wheels which seems a bit pricey?

I do live in London though so maybe that makes a difference?
Nothing to do with living in London, Kate. You are female and it is unversally recognised that women are crap drivers. Surprised it's that cheap really. ::)

Well I'm pleased I've got a good deal then. ;)
Seriously.....living in London and driving a barge....that seems very reasonable. Some poor sods on here are paying a fortune. :-)

Some women are crap drivers I know. Did you read my thread about me hitting the motorcyclist?

Oops! ;D
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TheBoy

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Re: Insurance
« Reply #31 on: 10 March 2013, 10:39:56 »

Who was that quote from Steve?

Axa one payment including courtesy car and windscreen breakdown not needed. All others paying on a monthly came in at about £230 upwards
Just quoted me £364 >:(

Got the quote from compare the flearats.com
Nope, Axa`s own site
You will likely get a cheaper quote from the comparison site ;)
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Grumpy old man

fastandy36

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Re: Insurance
« Reply #32 on: 10 March 2013, 13:05:55 »

I took out a motor traders policy, which costs £500. But I also have a wee punto which I use in my job delivering Chinese Food 1 night a week.  My wifes insurance went from 750 to 1250 for no reason, so I got her added to my policy for an extra £250. As the traders policy covers for 'social, pleasure and domestic', its fair to say I'm feeling quite smug about it all ...!
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'Fasty'

Lazydocker

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Re: Insurance
« Reply #33 on: 10 March 2013, 13:23:21 »

I took out a motor traders policy, which costs £500. But I also have a wee punto which I use in my job delivering Chinese Food 1 night a week.  My wifes insurance went from 750 to 1250 for no reason, so I got her added to my policy for an extra £250. As the traders policy covers for 'social, pleasure and domestic', its fair to say I'm feeling quite smug about it all ...!
A word of warning... Traders Policies have limited liability (a figure you set... Mine is £15k) and also only pay out Trade Value for vehicles ;)
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Whatever it is... I didn't do it

fastandy36

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Re: Insurance
« Reply #34 on: 10 March 2013, 14:26:02 »

yeah I dont mind that at the min, a 2001 omega, a 1995 audi, and a 2001 punto arent difficult to replace, but will have to make changes when wifey gets her new vauxhall adam
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'Fasty'

STMO123

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Re: Insurance
« Reply #35 on: 10 March 2013, 15:15:56 »

yeah I dont mind that at the min, a 2001 omega, a 1995 audi, and a 2001 punto arent difficult to replace, but will have to make changes when wifey gets her new vauxhall adam
Which vauxhall is she getting? And don't call me adam. ;D
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omega3000

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Re: Insurance
« Reply #36 on: 10 March 2013, 15:42:33 »

yeah I dont mind that at the min, a 2001 omega, a 1995 audi, and a 2001 punto arent difficult to replace, but will have to make changes when wifey gets her new vauxhall adam

Thats it then , its officially a girls car  ::) ;D
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pscocoa

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Re: Insurance
« Reply #37 on: 10 March 2013, 21:35:22 »

To be consistent these quotes coming from oof members need to be expressed in a more structured way. Excesses can have a huge bearing on premiums and some companies achieve a cheap quote by whacking in a large excess. They know that they can write many cheap cars off and pay peanuts so a largish excess means no claim for some Omegas so you are really getting 3rd party cover only.  Something like a £100 voluntary and £250 compulsory basis might give better comparisons. Protected no claims is the other and legal expenses.
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BlueBridge

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Re: Insurance
« Reply #38 on: 31 March 2013, 10:00:23 »

I got it for £374 in the end. Fully comp, no claims protected, £100 voluntary £150 compulsary excess, legal expenses and courtesy car. Not too bad, but still too much. With M&S insurance.
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Jon

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Re: Insurance
« Reply #39 on: 31 March 2013, 13:22:00 »

Hmmm, I must be doing summat right then, renewal was 143 something, went on the old comparison websites and got it down to 92 and pennies!!!!1

That is with Saga cos I is an old git! ;D
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cam2502

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Re: Insurance
« Reply #40 on: 31 March 2013, 13:26:52 »

I was paying £410 for the MV6, that was myself and swmbo, breakdown recovery anywhere in uk that covered both the omega and the Saab. I didn't think that was too bad. Imagine the grin on my chops when I was told the same policy with my BMW  replacing the Omega was £200 less!  ;D ;D
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ronnyd

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Re: Insurance
« Reply #41 on: 31 March 2013, 16:05:11 »

I have a 95 2l that runs far better than it looks and still full comp it as 3rd party is almost as expensive :'( £185.
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