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Author Topic: One advantage of getting old, but Oh! the minefield.  (Read 2209 times)

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Jusme

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One advantage of getting old, but Oh! the minefield.
« on: 30 July 2013, 13:12:10 »
Car insurance due, renewal from Churchill £210 + + & +. £320. onto comparison sites, fill in applications most carefully, modification? LPG. Best quote £147. Phone insurer. Standard car no modifications sir. No I have Dual fuel. Eh, wassat? LPG and petrol of course. One moment please.
That will be a further £32 sir bringing your total to £179. No thank you, goodbye.
Next on list 'OneCall'. I have an online quote from you at £164 does that include LPG? No sir, I can see you entered it on the application but it wasn't included in the quote. So how much more will it be? It brings your total to £174 sir. I'll take it thank you. Quite pleased as courtesy car, legal, personal effects and get you home is included. Ah! The benefits of being old...  :(
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Under-steer is when the front of the car hits the wall, and over-steer is when the rear of the car hits the wall.
Power is how fast you hit the wall and torque is how much of the wall you take with you.

Gaffers

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #1 on: 30 July 2013, 13:16:28 »
If you included the details in the quote request an they quoted a price they are legally obliged to uphold it for the time period given.  I had this with the AA, their mistake, not mine, their responsibility.  They tried to get it back the year after by adding £300 to the quote but I was ready for that and switched to someone else for much less :y
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Varche

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #2 on: 30 July 2013, 14:10:46 »
AND you get to be able to go on SAGA holidays with even older people!! :y
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Jusme

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #3 on: 30 July 2013, 14:14:06 »
Could afford a week in Britidorm with what I saved...  ;)
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Under-steer is when the front of the car hits the wall, and over-steer is when the rear of the car hits the wall.
Power is how fast you hit the wall and torque is how much of the wall you take with you.

cleggy

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #4 on: 30 July 2013, 14:16:43 »
Ah! Sticky Vicky, now she is old ;D ;D ;D ;D ;D
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bigegg

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #5 on: 30 July 2013, 14:20:38 »
After seeing the original post, I thought I'd have a play with the comparison websites...

I'm 42, 13+ yrs licence, 2yrs NCB, 6pts IN10, 1 claim + mrs egg  :-X yrs old, provisional, no claims, no pts.

3.0 Lexus GS300 - £1100!

Played about with changing my NCB, removing points, removed MrsEgg (I wish  ::) ) - reduced to 950  >:(

Put all the correct details in, then decided to store the car in my mum's drive, instead of my own (400yds away, but different town, different postcode)

£450!

So I can be a shit driver at my mums; or for double the price I can be a perfect driver 2 minutes walk away  >:(

I NEVER EVER should have moved out of my parents, it's been downhill ever since - I'm not surprised my
three grown up kids don't want to leave home  >:(
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omega3000

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #6 on: 30 July 2013, 15:05:46 »
Well what a right rip off this insurance lark is  >:( I just used the 3 comparison sites and yes you guessed it my insurance has gone up again  :( I remember paying £200 a year for my 3.0 granada and now with a smaller car its double that  >:( >:( >:( Mind you im sure they increased my premium when my car was written off by some idiot 2 yrs ago  >:(  >:( Just win win win for the insurance con men  ::)
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aaronjb

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #7 on: 30 July 2013, 15:07:35 »
Quote from: bigegg on 30 July 2013, 14:20:38
So I can be a shit driver at my mums; or for double the price I can be a perfect driver 2 minutes walk away  >:(

It was the same story for my other half when she was living at home - insurance quote at her mum's address in Solihull was ~£650, literally around the corner at her Nan's (two roads closer to Birmingham) she was uninsurable..

She moved in with me in Bracknell and her insurance halved. Who knew Bracknell was such a haven of safety! ;D
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05omegav6

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #8 on: 30 July 2013, 15:22:48 »
Must be a perspective thing ;D
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Andy B

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #9 on: 30 July 2013, 17:23:31 »
and I thought that insurance was coming down!  ;D  ;D  ;D 

http://www.bbc.co.uk/news/business-23474426
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2boxerdogs

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #10 on: 30 July 2013, 17:33:03 »
I am paying 10% less on all my cars than I did last year,all insured with LV we have been with them for 16 years now & they have been excellent, when we have had to claim..
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omega3000

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #11 on: 30 July 2013, 20:59:48 »
Quote from: Tilbo on 30 July 2013, 17:33:03
I am paying 10% less on all my cars than I did last year,all insured with LV we have been with them for 16 years now & they have been excellent, when we have had to claim..

I did a quote with LV and they were the dearest  ??? God knows how much it would have been with the V6  :-\ Maybe im wrong in thinking these insurance companies charge what they like , thats the V8 put off for another year  :D ;D

Cheapest and best cover i got was with the Co op when i had the Omega so will give them a call ..
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bigegg

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #12 on: 30 July 2013, 21:24:26 »
When I did a comparison between a 2.0 Renault RX4, a lexus GS300 (V6), a 3.0 MV6 omega estate, and a lexus LS400 (V8) - here's how the figures came back:

RX4 - £1450
MV6 - 1100
GS300 - 1100
LS400 - 900

reckon if I found a 12L W24 (4 straight 6s side by side), they'd pay *me* to insure it  ::)
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Re: One advantage of getting old, but Oh! the minefield.
« Reply #13 on: 30 July 2013, 22:10:28 »
£150.50 with a declared SP30.......and yet another f**king meerkat :-\
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bigegg

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Re: One advantage of getting old, but Oh! the minefield.
« Reply #14 on: 30 July 2013, 22:26:39 »
Quote from: Mr. Opti on 30 July 2013, 22:10:28
£150.50 with a declared SP30.......and yet another f**king meerkat :-\

you don't *have* to ask for them.  :P
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