Print

Please login or register.
1 Hour 1 Day 1 Week 1 Month Forever
Login with username, password and session length

[Field Marshal Dr. Opti]

£113 per month......or £1360 per year.

Wholly unexpected, so most pleased with the result.

[Rog]

£113 per month......or £1360 per year.

Wholly unexpected, so most pleased with the result.

ok, ok. I'll fall for it . . . . .     

Wow. Thats great, please tell us how   

[Andy B]

por quois      

[BazaJT]

On insurance perchance?Whatever it is it sounds like a proper result.Well done!

[Field Marshal Dr. Opti]

With more hope than expectation I contacted my mortgage provider this morning.

The conversation went something along these lines.

"Can you give me a better deal on my mortgage please?.....Base rate is 0.5%, and I'm paying 4.49%"

"How does 3.59% for the next 3 years sound ?"

"Sounds good , but what are the hidden costs and administration fees.

If you stay with us for the next 3 years then there are none.



I believe that Mark Carneys intervention in the last few days have eased the pressure, because I asked the exact same question six months ago and was told......6.45% with a charge of £1500.

[Gaffers]

Yup the new Guvnor has had a surprise effect on the mortgages on offer.  Managed to get a fixed rate of 2% for the first 3 years

[Rog]

You must have a pretty big mortgage . . .   to save so much cash on such a small percentage difference.

[MR MISTER]

You must have a pretty big mortgage . . .   to save so much cash on such a small percentage difference.

The tight git is loaded, Rog, yet poor Mrs Opti has to wear hand-me-downs and is sent to do odd jobs for her pin money.

[Field Marshal Dr. Opti]

You must have a pretty big mortgage . . .   to save so much cash on such a small percentage difference.

Sadly, yes.

[Field Marshal Dr. Opti]

You must have a pretty big mortgage . . .   to save so much cash on such a small percentage difference.

The tight git is loaded, Rog, yet poor Mrs Opti has to wear hand-me-downs and is sent to do odd jobs for her pin money.

Er....it's not me spending ten grand on a new car.

[Marks DTM Calib]

You must have a pretty big mortgage . . .   to save so much cash on such a small percentage difference.

Sadly, yes.

You certainly have (reverse calcing the numbers above).

Fortunately I am now in single figure repayment years left at about a third of that total loan balance

[Field Marshal Dr. Opti]

Yup the new Guvnor has had a surprise effect on the mortgages on offer.  Managed to get a fixed rate of 2% for the first 3 years

Yes, Mr Guffer. For anyone not tied  to a deal at present, it may be worth giving your mortgage provider a bell.

[Field Marshal Dr. Opti]

You must have a pretty big mortgage . . .   to save so much cash on such a small percentage difference.

Sadly, yes.

You certainly have (reverse calcing the numbers above).

Fortunately I am now in single figure repayment years left at about a third of that total loan balance

I borrowed an extra £***** on the mortgage about five or six years ago. It seemed like a good idea at the time.

[Rog]

You must have a pretty big mortgage . . .   to save so much cash on such a small percentage difference.

The tight git is loaded, Rog, yet poor Mrs Opti has to wear hand-me-downs and is sent to do odd ? jobs for her pin money.

Surely not 

[Andy B]

You must have a pretty big mortgage . . .   to save so much cash on such a small percentage difference.

Sadly, yes.

You certainly have (reverse calcing the numbers above).

Fortunately I am now in single figure repayment years left at about a third of that total loan balance

I borrowed an extra £***** on the mortgage about five or six years ago. It seemed like a good idea at the time.

The maths is too hard for me to work out!