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[Gaffers]

As mentioned by BigEgg if you quote for today the computer thinks that you have forgotten to reinsure and you are desperate, hence the price increase.  If you purchase a few weeks in advance and pay in full you get the best deals IME.

[SandBoy]

As mentioned by BigEgg if you quote for today the computer thinks that you have forgotten to reinsure and you are desperate, hence the price increase.  If you purchase a few weeks in advance and pay in full you get the best deals IME.

Not entirely true although it happens ,see my post re her pug,this was done at 7pm (12th) with insurance expiry due at midnight.
Swift's renewal came a month ago!
And I did forget until I got the ear bashing
Happy now though and despite Admiral's claims it aint always cheaper to insure both cars together!

[Gaffers]

Happy now though and despite Admiral's claims it aint always cheaper to insure both cars together!

Never once have I managed to get an Admiral multicar quote that beat insuring each car individually...with Admiral!

[SandBoy]

Your right. ....and they claim to be transparent ....yea right!
Also begs the question if you have two cars in your own name,why does the NCD only apply to one?.....Is it the car or you that has the NCD.......mmm
Ask this because both were with swift and they allowed (to gain business last year) for my NCD to be used because cars are in my name......now hers has moved and they sent the NCD through claiming that I only have one lot.....so now when I come to reinsure mine in October it seems I am .....

[Squealey]

Please correct me if I'm wrong but I'm sure I spoke to a lady from America last year and she told me that it's not the person that's insured but the car. She had emigrated over there and was amazed that a) her son could learn at 16 and b) that it made no difference to her premium when he was added.

Maybe I'm brainwashed by uk insurance but how on earth could that be viable. You let a teen drive a 5.0 v8 surely there's a much greater risk that it won't have a happy ending?

Quite happy to be corrected on this but she had no cause to lie to me.

Wayne

[bigegg]

Please correct me if I'm wrong but I'm sure I spoke to a lady from America last year and she told me that it's not the person that's insured but the car. She had emigrated over there and was amazed that a) her son could learn at 16 and b) that it made no difference to her premium when he was added.

Maybe I'm brainwashed by uk insurance but how on earth could that be viable. You let a teen drive a 5.0 v8 surely there's a much greater risk that it won't have a happy ending?

Quite happy to be corrected on this but she had no cause to lie to me.

Wayne

I'd heard this too - and judging by the state of some of the cars. no MOT either
I don't think much to your example tho.
Thats's probably the smallest engine you can get in merkia. 

[SandBoy]

"it's not the person that's insured but the car."

but I would think that the person must have something to do with it,example if I put down licensee (pub)....wallop!!! same as unemployed (not as bad as licensee)......when I was a "Government Officer".....insurance tumbled,same car,same person,different job!
I know they changed the law now,but women used to get lower premiums....worked when I used to put HID as main driver and me as the second....I think they take it all into consideration,must do a green L is more unless you add them to your insurance??

confusedevenmore.com 

[Squealey]

I'd heard this too - and judging by the state of some of the cars. no MOT either
I don't think much to your example tho.
Thats's probably the smallest engine you can get in merkia. 
[/quote]

I went to Canada many moons ago as I have family there and my uncle told me there was no yearly mot. What they had was a very stringent test that your car has to pass before you sell it. So you keep your car for 20 years and its a death machine!

Wayne