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Author Topic: Insurance Broker Con, well it felt like it.  (Read 1123 times)

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Vamps

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Insurance Broker Con, well it felt like it.
« on: 20 June 2008, 19:28:11 »

Did an online application for an insurance quote, yesterday,  for My 16 year old step son for his new scooter. ::)

Cheapest;  ‘Rampdale.com Insurance Brokers’ quoted £285.91 for fully comprehensive, by far the cheapest and they confirmed this in an e-mail, price, cover and all the usual details.

Rang them up today to buy it, just about to give card no and lady mentioned TPF&T. I challenged this, saying that no the quote was for fully comp, at this price.... she said no, I said yes. She said that fully comp cover would be £460.00. :o >:(

During these proceedings I have an eager 16 year old with his helmet and keys in hand itching to get out on his scooter. ::) ::) ::)

Transferred me to some guy who said must have been an administration error, I said computer quote!!   he said that given the value of the bike TPF&T should be enough, WTF. I suggested that he had to do it as I had a quote, he said no way. My best reasoned arguments hit a brick wall, clearly not going to get anywhere so I told him I was not going to pay his fully comp price and that I will go elsewhere. :exclamation
Had my lad been doing this himself he would not of noticed, in all the excitement,  and it would have been to late, in all practicality, once the paperwork was through. I think this was a bit of a con. >:(

Went elsewhere but had to pay £372.00 fully comp. :)
« Last Edit: 20 June 2008, 19:29:11 by floodm »
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HGV mechanic

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Re: Insurance Broker Con, well it felt like it.
« Reply #1 on: 20 June 2008, 19:32:20 »

by rights they should have sold it to you by the advertisment :-/

at least he's on the road tho :y

HolyCount

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Re: Insurance Broker Con, well it felt like it.
« Reply #2 on: 20 June 2008, 19:35:17 »

Quote
by rights they should have sold it to you by the advertisment :-/

at least he's on the road tho :y

Not legally obliged to sell at advertised price -- that is an invite to buy and not binding :(
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psychnurse

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Re: Insurance Broker Con, well it felt like it.
« Reply #3 on: 20 June 2008, 19:36:34 »

Case for trading standards mate. If they gave that they accept that. No arguments. Bar stewards the lot of em!  >:(
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HGV mechanic

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Re: Insurance Broker Con, well it felt like it.
« Reply #4 on: 20 June 2008, 19:46:46 »

Quote
Quote
by rights they should have sold it to you by the advertisment :-/

at least he's on the road tho :y

Not legally obliged to sell at advertised price -- that is an invite to buy and not binding :(

i had a simalar problem with a tv at a well known retailer, they had two of the same make tvs one with a higher spec than the other, the had made an error with the display cards advertising the higher spec with the lower price, ater quizing the manager he sold me the tv saveing £130 ;)

Markjay

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Re: Insurance Broker Con, well it felt like it.
« Reply #5 on: 20 June 2008, 19:48:45 »

..and even if you did unwittingly go for it, you can cancel any insurance e within 14 days....
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Elite Pete

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Re: Insurance Broker Con, well it felt like it.
« Reply #6 on: 20 June 2008, 19:49:14 »

Quote
Quote
Quote
by rights they should have sold it to you by the advertisment :-/

at least he's on the road tho :y

Not legally obliged to sell at advertised price -- that is an invite to buy and not binding :(

i had a simalar problem with a tv at a well known retailer, they had two of the same make tvs one with a higher spec than the other, the had made an error with the display cards advertising the higher spec with the lower price, ater quizing the manager he sold me the tv saveing £130 ;)
You got a good deal, they could have withdrawn the TV from sale.
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Re: Insurance Broker Con, well it felt like it.
« Reply #7 on: 20 June 2008, 20:47:54 »

insurance for young people is costly. Fiesta1.1 plus 21 year old girl equals £800
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psychnurse

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Re: Insurance Broker Con, well it felt like it.
« Reply #8 on: 20 June 2008, 20:55:55 »

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insurance for young people is costly. Fiesta1.1 plus 21 year old girl equals £800


 :o :o :o
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Markjay

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Re: Insurance Broker Con, well it felt like it.
« Reply #9 on: 20 June 2008, 22:19:33 »

Quote
Quote
Quote
Quote
by rights they should have sold it to you by the advertisment :-/

at least he's on the road tho :y

Not legally obliged to sell at advertised price -- that is an invite to buy and not binding :(

i had a simalar problem with a tv at a well known retailer, they had two of the same make tvs one with a higher spec than the other, the had made an error with the display cards advertising the higher spec with the lower price, ater quizing the manager he sold me the tv saveing £130 ;)
You got a good deal, they could have withdrawn the TV from sale.

A reputable company will do this, regardless of the legal status, unless it is something obviously mad such as the price tag showing £1 instead on £100....
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