I pay £59 a month and can't get it lower.....
£708 a year......please tell me you are joking.

Nope, no joke...
The insurance companies think I live in the middle of a war zone, I'm 100% convinced they do...
I don't understand how a 44 year old, married man with 3 kids, full no claims bonus (maximum of 9 years) and no points on my licence, cannot get cheap car insurance...
It doesn't matter what car I insure, it's always expensive...
What I think it is - I don't declare that I work, I am fulltime carer for my disabled wife, so probably won't use my car unless absolutely neccessary - it never gets used at peak times, only ever used during the day when it is a lot less busy....
OK I know Wigan is not the most glamourous of places - coz it 'oop norf' but it isn't a ruddy warzone, theres no burnt out cars around anywhere near, nor is there any boarded property to stop thieves etc... it pisses me off that my 20 year old nephew, who lives on the other side of Wigan to me, drives a Seat Cupra can get his insurance for £300 cheaper than me....?