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[Viral_Jim]

100% agree, especially given that a good trip to a garage will (in most cases) cost roughly the same as the vehicle being repaired!

[STEMO]

Our RAC package that's from the bank might be shite, but we try to negate this by having modern cars that are unlikely to break down. 

[Nick W]

Our RAC package that's from the bank might be shite, but we try to negate this by having modern cars that are unlikely to break down. 

Have modern(and by that, you mean new) cars stopped breaking down in the last six months? Or have you bought Toyotas and not told us?

[STEMO]

The word I used was unlikely 

[ted_one]

I worked for Avis a couple of years,and you would be surprised at the number of new cars that came back to the site 'on the hook' .....generally around five a week, plus the usual one a month total write off.And no! my Omega never ever broke down in those daily fifty mile round trips to work in those two years, and in fifteen years of Omega ownership I can only say that none of them have ever been on the hard shoulder of any motorway or never been on the back of a low loader etc. Mind you having said that,I've probably dropped a real bollock and set myself up for a pile of mechanical grief

[Viral_Jim]

Yup, I'd have to agree with this since I passed my test, I reckon I've done about 250,000 miles and had a total of 3 failed to start/proceeds. One snapped clutch cable which, with my current level of experience I could have driven home. One failed dmf, which I knew about long before it went but pressed on with it for financial reasons and a failed battery last time it was really really cold- 2010 I think.

This compares pretty favourably with my colleagues over the years who have run far newer and more expensive metal.

What you can't do with older cars is only open the bonnet once a year for a service and expect that to be enough. On the other hand, there's the £2-300 per month it doesn't cost me. 

[Migv6 le Frog Fan]

Im with Autoaid. Its effectively an insurance policy, which costs around £30 p.a. If I break down I call them and they send one of their local breakdown contractors who recovers the car home. I pay the breakdown guy, and then claim the money back from autoaid.
Only used it once and it worked fine for me. Might not suit everyones needs though.

[zirk]

I was with the AA for years, on there 'we dont want to lose you discount plan' every year, think it was around 60 quid (half price or there abouts), Me in any Car blah, blah, everything except Home Start, I work on the principle, if it wont start at Home, and its not the Battery, then I wont be driving it anywhere until its fixed anyway.

One year they decided not to play ball with the discount thing, new policy, so I cancelled, and haven't been covered since (touches head), probably pushing my luck after 5 years now of no cover, must get something sorted.     

[Tick Tock]

I was with the AA for years, on there 'we dont want to lose you discount plan' every year, think it was around 60 quid (half price or there abouts), Me in any Car blah, blah, everything except Home Start, I work on the principle, if it wont start at Home, and its not the Battery, then I wont be driving it anywhere until its fixed anyway.

One year they decided not to play ball with the discount thing, new policy, so I cancelled, and haven't been covered since (touches head), probably pushing my luck after 5 years now of no cover, must get something sorted. 

Same here (was with AA) but not for the last 3 years. Just think of the money saved on premiums, which will go towards weemptyyourwalletrecovery.com if it eventually happens.

Of course frequency of use, and distance travelled makes a difference, and I don't usually go too far anyway.