Damage . . who's responsible

[powerslinky]

For a dent being put in your car by another cars door opening onto it while it's  parked ?

And you see the damage being done

[biggriffin]

The extreme reaction, is phone the overworked counstabluary, and report it as an accident, give them the registration number of the other party, then its failure to report accident, you then can claim off there insurance, but your premium will go up.

[powerslinky]

The extreme reaction, is phone the overworked counstabluary, and report it as an accident, give them the registration number of the other party, then its failure to report accident, you then can claim off there insurance, but your premium will go up.

Again . . . another reason why insurance is a scam  . . . guess we just have to suffer these knocks

[Migv6 le Frog Fan]

The person who is responsible is the person who did the damage. The problems come when they don't see it that way (as is the way of the world these days) and then you have to impress upon them the difference between right and wrong.
A good way to start might be to ask them who they would consider responsible if the same thing happened to them ?
If that doesn't work, shake them warmly by the throat, turn them upside down, and shake the contents of their pockets on the floor and hope you collect enough to repair the damage. 

[STEMO]

Another complication is that these things usually happen on private land, such as supermarket car park.

[ronnyd]

The person who is responsible is the person who did the damage. The problems come when they don't see it that way (as is the way of the world these days) and then you have to impress upon them the difference between right and wrong.
A good way to start might be to ask them who they would consider responsible if the same thing happened to them ?
If that doesn't work, shake them warmly by the throat, turn them upside down, and shake the contents of their pockets on the floor and hope you collect enough to repair the damage. 

Not so easy to do if it,s a 6ft 5in rugby player and you are 5ft 0.

[Bigron]

Is it possible to make a direct claim on the offender's insurance without involving your own and thus protecting your no-claims/premiums?

Ron.

[Doctor Gollum]

Is it possible to make a direct claim on the offender's insurance without involving your own and thus protecting your no-claims/premiums?

Ron.

In theory yes, assuming they're insured...

[Terbs]

Not sure about nowadays, Ron....years back, you had to notify your insurance, even if the other side admitted liability. It used to be a big argument, because although only 'notifying' your insurance, they treated it as a 'claim' and an excuse to raise your premium !!!!!!!!!!

[STEMO]

No claims used to mean no claims against your policy. Now it seems to mean no claims from anyone, ever...... including car insurance, home insurance, pet insurance etc. It's a con, but I doubt that will be news to anyone.

[biggriffin]

Another complication is that these things usually happen on private land, such as supermarket car park.

If the public have access to the car park its not private land.

[STEMO]

Another complication is that these things usually happen on private land, such as supermarket car park.

If the public have access to the car park its not private land.

Police are not usually interested though.

[Bigron]

Perfctly true, BG and also normal traffic rules apply in car parks or anywhere else that the public has access too - maybe even your driveway? It used to be a favourite insurance company get-out, claiming no cover on "private" land, but nothing is private these days!

Ron.

[baggers]

Is it possible to make a direct claim on the offender's insurance without involving your own and thus protecting your no-claims/premiums?

Ron.

But they always ask if you have made a claim whether your fault or not, scamming bastards.  Protection racket on headed paper.

[EMD]

This happened to me last week while at A&E . Sitting in the car on a break and some old woman swung open her door onto my passenger door oblivious to doing anything    What can you do "nothing" .