Hi all.
I was talking with my next door who is disabled due to MS. He is thinking about getting a new car through the motability scheme but doesn't know if it's worth it or not. He'd like some recommendations about which car to go for or should he just buy a car privately?
He's uses a wheelchair and so does his wife occasionally. The car needs to be a decent size obviously.
Has anyone got any experience with the scheme. Any help would be greatly appreciated.
Many thanks.
Whatever new mobility car they "purchase" there will usually be a sizable down payment required, dependant on the size the car is. With a seven seater say the deposit can be up to £3000. My daughter who needs a van type which then has to be specially modified for a wheelchair access, with ramp and hoist, the cost goes up considerably; £8000 all in.
So, if your neighbour only requires an unmodified car, the saving on excise tax, insurance, servicing, spare parts required, tyres, etc which are all in with your mobility lease agreement makes it all very worth while. Yes you must be on high rate DLA / PIP mobility benefit which goes completely on the car, but again another daughter of mine rates this as a good deal. Parking is usually free as well.
To sum up it all depends on personal circumstances, but it is a good idea with a new car / van every three years, albeit requiring a new down payment.