[Devils Advocate]
I am 36, my Missus is 28. We have no children and have agree'd that we will never have children.
We both earn decent money and could quite easily buy a house if we wanted to, but we like the fact that our outgoings are never likely to change. Interest rates are very low, but what about 5, 10 years time? Surely most of you remember the last recession? It very almost pushed my Parents to sell Kidneys to survive.
Yes, I'll never 'own' anything, and yes, I'll be paying the rent until I die, but at the same time, I do put something away with every pay-cheque.
For the record, we privately rent a 2 bedroom penthouse apartment just outside of the Bristol city boundary. We've been here for over 7 years, and despite genuinly looking at property, we couldn't invisage living elsewhere. Our Landlord is good-as-gold, we've had the ocassional problem which has been resolved extremely quickly, and the odd bottle of wine, or flowers have been left as a 'sorry'.
For me and the Wife, we like to holiday, we like to spend our income on other things than roof-tiles after a storm, or replacement floors after the washing mashine has shit itself.
And, finally, it's a possibility I may die tomorrow!
[/Devils Advocate]