SO Over the past few weeks I have test-driven the following:
Outlander PHEV - Good drive and handling but only suitable for commutes of 50 miles or less. Mine is 100/day and the mpg take a real hit. Add to that a very small fuel tank and I would be filling up every other day. Reasonable BIK though.
Lexus NX Plug-in hybrid - Really nice interior but the drive was, well, a little gutless even in sport mode. Full size fuel tank but still not really suitable for the amount of commuting I do. Acceptable level of BIK.
Volvo XC60 D5 - Outstanding drive, nice interior. The D5 really pulls like a train and proably beats the jag in terms of performance. High BIK
Navara test drive is tomorrow, I already have my quote and the numbers work. VERY low BIK, even with fuel card. I wont get the performance of the Jag or anywhere near but I would be able to launch and recover the boat with ease now and not be worried about getting stuck in the sand (as much). Plus I get to lord it over everyone else on the road
With the financials I have worked out it really is a no-brainer. Unless the Navara is a real POS to drive then I cannot see me going with anything else. If only the Model 3 was available, with the BIK going down to around 500 quid in 18 months and with the 100% write-down on CT it makes it a very appealing proposition.