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[JamesV6CDX]

Is there any such thing as insurance for enthusiasts - possibly something that would let me drive a handful of "toys" a year?

I had a chat with Directline earlier - quite pleasant, but their insurance doesn't really meet my needs anymore  

[joshwyatt]

Have a look at tradex, they have differing policies, they're not as the name suggests only for traders.

[Richie London]

Have a look at tradex, they have differing policies, they're not as the name suggests only for traders.

is it not cheap to buy trade plates james??

[JamesV6CDX]

Have a look at tradex, they have differing policies, they're not as the name suggests only for traders.

is it not cheap to buy trade plates james??

Thing is, I'm not a trader. I don't profit from cars. (Aside of my mobile mechanics, which is different).

I play with 4 or 5 different cars per year, purely on an enthusiasts level  :-/

[Mr Skrunts]

Have a look at tradex, they have differing policies, they're not as the name suggests only for traders.

is it not cheap to buy trade plates james??

Thing is, I'm not a trader. I don't profit from cars. (Aside of my mobile mechanics, which is different).

I play with 4 or 5 different cars per year, purely on an enthusiasts level  :-/

Yes you do profit from cars.  As a mechanic you can go for a traders policy, this enables you to drive a customers car.  You insure a vechicle of your own and then tell them what catagories you wish to drive.

Annother option to get a traders policy is a job like a valeter.

The term "Traderes" is to cover the trade regarding all aspects of the motoer trade, not the buying and selling as such, but the traders policy covers that as well.

[JamesV6CDX]

Have a look at tradex, they have differing policies, they're not as the name suggests only for traders.

is it not cheap to buy trade plates james??

Thing is, I'm not a trader. I don't profit from cars. (Aside of my mobile mechanics, which is different).

I play with 4 or 5 different cars per year, purely on an enthusiasts level  :-/

Yes you do profit from cars.  As a mechanic you can go for a traders policy, this enables you to drive a customers car.  You insure a vechicle of your own and then tell them what catagories you wish to drive.

Annother option to get a traders policy is a job like a valeter.

The term "Traderes" is to cover the trade regarding all aspects of the motoer trade, not the buying and selling as such, but the traders policy covers that as well.

Thanks for the clarification.

Maybe I should have said "I don't profit from selling cars"

[joshwyatt]

Tradex offer homefleet, for anyone with 3 or more vehicles. This is for anyone, not just traders. Take a look, just type tradex into google. They also do specialist risk insurance, and one of thier categories is ''The Enthusiast''

[Lazydocker]

James,

Although trade policies are generally more expensive you'll have the peace of mind that you will have the chosen cover level on any vehicle you drive... The one I had a few years back covered motorbikes too so I had the van, car and bike insured fully comp for around £500 p.a. IIRCC when I was in my mid 20's... I'd have struggled to insure the bike for that!

It also means that any car you drive is insured in its own right and therefore you aren't reliant on the flakey cover offered by your own insurance for driving other vehicles... Which requires the vehicle to be insured in its own right and that the insurer isn't using his cover elsewhere.