Print

Please login or register.
1 Hour 1 Day 1 Week 1 Month Forever
Login with username, password and session length

[JamesV6CDX]

Hi guys,

A quick query re. Insurance if I may.

If someone holds a private policy, and has a number of no claims - and stops driving - how long can they "keep" those no claims, before having to start on the bottom rung again?

Cheers
James

[Omegatoy]

some companys allow longer but generally its only 18 months to 2 years according to mrs omegatoys company that was!!!

[JamesV6CDX]

some companys allow longer but generally its only 18 months to 2 years according to mrs omegatoys company that was!!!

That long!!?

So I'd be ok with 12 months, then?

[Richie London]

Hi guys,

A quick query re. Insurance if I may.

If someone holds a private policy, and has a number of no claims - and stops driving - how long can they "keep" those no claims, before having to start on the bottom rung again?

Cheers
James

i didnt have a car for about 13 months and i was told you keep your no claims within 2 yrs of not driving

[Richie London]

and a merry xmas to you young james  

[Martin_1962]

What has happened then?

We gather you sold the estate.

[JamesV6CDX]

What has happened then?

We gather you sold the estate.

Nothing's happened Martin

Merry christmas to you too

[Taxi_Driver]

If 12 months or 2 years is fine..and suits your needs then fine.....coz i dont really know how long.....but if you wanted longer than others suggest is the max.....nothing to stop you changing the insurance to 3rd party only....so its the cheapest it can be and carry on payng the insurance  

[JamesV6CDX]

If 12 months or 2 years is fine..and suits your needs then fine.....coz i dont really know how long.....but if you wanted longer than others suggest is the max.....nothing to stop you changing the insurance to 3rd party only....so its the cheapest it can be and carry on payng the insurance  

Dont you need a vehicle, in order to have an insurance policy?  

[Taxi_Driver]

If 12 months or 2 years is fine..and suits your needs then fine.....coz i dont really know how long.....but if you wanted longer than others suggest is the max.....nothing to stop you changing the insurance to 3rd party only....so its the cheapest it can be and carry on payng the insurance  

Dont you need a vehicle, in order to have an insurance policy?  

You did when you 1st took the insurance out......you just forgot to tell them you sold it and carried on paying the premiums  

[Martin_1962]

What has happened then?

We gather you sold the estate.

Nothing's happened Martin

Merry christmas to you too

Merry Christmas

[Vamps]

As long as you are driving on someone elses insurance, and don't make a claim, that should keep your no claims up for at least 2 years, longer with some companies.

[Jim]

Most Insurance Companies are 2 years, but I transfered my company car policy

[Ian_D]

Think mines 2 years (Direct Line)

[Danny]

check with your company, some can be right b*stards,  my mum was with a company and only stopped driving for something like a week and her insurance company tried to refuse her no claims completely!